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> Accident 101: i teach u claim loss of use

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TSsaigetsu
post Oct 25 2019, 12:58 AM

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QUOTE(UnknownH @ Oct 24 2019, 08:40 PM)
Hi TS, relative got into accident with other party. Somehow in the process, I tag along at the panel workshop(car already sent there). Clerk girl there say something about betterment and pointing to relative's insurance policy and insured amount and might need to topup accordingly for the repair. What's that about?

Car is old(>10 years). Report made, report gave to that workshop already. In phase of waiting for "keputusan" I guess but definitely other party fault.
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Refer above
rara_bella
post Oct 25 2019, 08:56 PM

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Sorryy if someone already ask this before..

Got into accident last July. Done police report and result was that guy kena saman.

Then I submit Lou to his insurer. Then today I called the insurer to ask the status of my claim. The staff told me I cannot claim bcos the guy don't have valid driving license. Whatttt?!?? Really cannot ah? Not my fault he didn't have driving license
TSsaigetsu
post Oct 25 2019, 09:42 PM

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QUOTE(rara_bella @ Oct 25 2019, 08:56 PM)
Sorryy if someone already ask this before..

Got into accident last July. Done police report and result was that guy kena saman.

Then I submit Lou to his insurer. Then today I called the insurer to ask the status of my claim. The staff told me I cannot claim bcos the guy don't have valid driving license. Whatttt?!?? Really cannot ah? Not my fault he didn't have driving license
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Can. Tell them u will report to bnm for denying ur claim.
retep
post Oct 29 2019, 11:34 AM

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Need help. I was at the second right lane when I turned right to the highway when suddenly a car from the right lane banged my car's right passenger door as he was heading straight instead.

He agreed to settle and on whatsapp we discussed the cost, workshop etc. But he made a U turn and decided to make a police report. So of course he made claim that he was heading right when my car banged his. Police decided that there is no fault.

How should I proceed, can I make a police report based on whatsapp conversation? There is no dashcam unfortunately
rara_bella
post Oct 31 2019, 12:28 AM

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QUOTE(saigetsu @ Oct 25 2019, 09:42 PM)
Can. Tell them u will report to bnm for denying ur claim.
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Ok thanks. Will call them again and see how..
elmolee
post Nov 2 2019, 06:15 PM

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guys.

please help. it's my sister in law car.

Car kena bang after dinner. Then go police make report but couldnt get it.. and police pass to unknown people.
The people requested rm1300 for collection of the report.. what a day light robbery 😱
called sarjan, if want the report then wait for 14days to reprint.

please help.
your help is much appreciated

thank you thank you
TSsaigetsu
post Nov 2 2019, 09:05 PM

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QUOTE(elmolee @ Nov 2 2019, 06:15 PM)
guys.

please help. it's my sister in law car.

Car kena bang after dinner. Then go police make report but couldnt get it.. and police pass to unknown people.
The people requested rm1300 for collection of the report..  what a day light robbery 😱
called sarjan, if want the report then wait for 14days to reprint.

please help.
your help is much appreciated

thank you thank you
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dun understand. who asked u to pay rm1300.

pass to unknown people? elaborate more

elmolee
post Nov 2 2019, 09:27 PM

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QUOTE(saigetsu @ Nov 2 2019, 09:05 PM)
dun understand. who asked u to pay rm1300.

pass to unknown people? elaborate more
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sergeant passed the report to tow guy. the tow guy said he bribed the sargeant already. if want report have to give rm 1300
my sister in law didn't sign the report


kopiride
post Nov 2 2019, 09:30 PM

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How long after an accident still can claim other people's insurance?
Didn't have time to do and needed to use car. Anybody knows?
kopiride
post Nov 2 2019, 09:30 PM

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How long after an accident still can claim other people's insurance?
Didn't have time to do and needed to use car. Anybody knows?
TSsaigetsu
post Nov 2 2019, 11:50 PM

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QUOTE(kopiride @ Nov 2 2019, 09:30 PM)
How long after an accident still can claim other people's insurance?
Didn't have time to do and needed to use car. Anybody knows?
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1 week
TSsaigetsu
post Nov 2 2019, 11:52 PM

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QUOTE(elmolee @ Nov 2 2019, 09:27 PM)
sergeant passed the report to tow guy. the tow guy said he bribed the sargeant already. if want report have to give rm 1300
my sister in law didn't sign the report
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No. U go to the pokice station. Ask wanna buy the report again at the counter. Go say the tow truck want rm1300.


Anyway. Did the tow truck tow ur car? If yes, call ur insurance how to settle this.
kopiride
post Nov 3 2019, 12:11 AM

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QUOTE(saigetsu @ Nov 2 2019, 11:50 PM)
1 week
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aiks..so means 1 month later can't claim. even with the police report done with results?
TSsaigetsu
post Nov 3 2019, 12:49 AM

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QUOTE(kopiride @ Nov 3 2019, 12:11 AM)
aiks..so means 1 month later can't claim. even with the police report done with results?
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Yeah. Alternative ly you can inform them that u need to use the car.

The reason is that anythjng could happen after 1 week. Lagi teruk accident so the damage that they ahv to repair maybe more.
elmolee
post Nov 3 2019, 08:31 AM

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QUOTE(saigetsu @ Nov 2 2019, 11:52 PM)
No. U go to the pokice station. Ask wanna buy the report again at the counter. Go say the tow truck want rm1300.
Anyway. Did the tow truck tow ur car? If yes, call ur insurance how to settle this.
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I heard from my sister in law only can buy the report after 14 days. True?

No. the car is still with my sis in law.

thanks for your advice
MNet
post Nov 10 2019, 09:32 AM

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Let say my car at workshop since 1-11-2019 but its not yet finished repaired. When should I submit claim of use?
geelim77
post Nov 11 2019, 09:15 AM

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QUOTE(MNet @ Nov 10 2019, 09:32 AM)
Let say my car at workshop since 1-11-2019 but its not yet finished repaired. When should I submit claim of use?
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claim of use?......u mean lost of use ah?
remember can only do claim for lost of use after completion of car repair, after they release car back to u, workshop will provide u a letter/document to attach for claim process.
MNet
post Yesterday, 09:07 PM

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Need to submit a lot of document:
a) Demand letter with breakdown of claim – you need to prepare an official letter state the request

b) A copy of your vehicle registration card

c) A copy of your insurance policy schedule

d) A copy of your Identity Card and Driving Licience

e) A copy of your driver’s Identity Card and Driving Licience

f) A copy of police finding/summon

g) A copy of police sketch plan

h) A copy of third party insured police report

i) A copy of your police report

j) Photographs after repair

k) Scene of accident photograph

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