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 Accident 101: i teach u claim loss of use

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rara_bella
post Oct 25 2019, 08:56 PM

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Sorryy if someone already ask this before..

Got into accident last July. Done police report and result was that guy kena saman.

Then I submit Lou to his insurer. Then today I called the insurer to ask the status of my claim. The staff told me I cannot claim bcos the guy don't have valid driving license. Whatttt?!?? Really cannot ah? Not my fault he didn't have driving license
TSsaigetsu
post Oct 25 2019, 09:42 PM

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QUOTE(rara_bella @ Oct 25 2019, 08:56 PM)
Sorryy if someone already ask this before..

Got into accident last July. Done police report and result was that guy kena saman.

Then I submit Lou to his insurer. Then today I called the insurer to ask the status of my claim. The staff told me I cannot claim bcos the guy don't have valid driving license. Whatttt?!?? Really cannot ah? Not my fault he didn't have driving license
*
Can. Tell them u will report to bnm for denying ur claim.
retep
post Oct 29 2019, 11:34 AM

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This post has been edited by retep: Nov 28 2019, 08:02 PM
rara_bella
post Oct 31 2019, 12:28 AM

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QUOTE(saigetsu @ Oct 25 2019, 09:42 PM)
Can. Tell them u will report to bnm for denying ur claim.
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Ok thanks. Will call them again and see how..
elmolee
post Nov 2 2019, 06:15 PM

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guys.

please help. it's my sister in law car.

Car kena bang after dinner. Then go police make report but couldnt get it.. and police pass to unknown people.
The people requested rm1300 for collection of the report.. what a day light robbery 😱
called sarjan, if want the report then wait for 14days to reprint.

please help.
your help is much appreciated

thank you thank you
TSsaigetsu
post Nov 2 2019, 09:05 PM

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QUOTE(elmolee @ Nov 2 2019, 06:15 PM)
guys.

please help. it's my sister in law car.

Car kena bang after dinner. Then go police make report but couldnt get it.. and police pass to unknown people.
The people requested rm1300 for collection of the report..  what a day light robbery 😱
called sarjan, if want the report then wait for 14days to reprint.

please help.
your help is much appreciated

thank you thank you
*
dun understand. who asked u to pay rm1300.

pass to unknown people? elaborate more

elmolee
post Nov 2 2019, 09:27 PM

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QUOTE(saigetsu @ Nov 2 2019, 09:05 PM)
dun understand. who asked u to pay rm1300.

pass to unknown people? elaborate more
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sergeant passed the report to tow guy. the tow guy said he bribed the sargeant already. if want report have to give rm 1300
my sister in law didn't sign the report


kopiride
post Nov 2 2019, 09:30 PM

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How long after an accident still can claim other people's insurance?
Didn't have time to do and needed to use car. Anybody knows?
kopiride
post Nov 2 2019, 09:30 PM

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How long after an accident still can claim other people's insurance?
Didn't have time to do and needed to use car. Anybody knows?
TSsaigetsu
post Nov 2 2019, 11:50 PM

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QUOTE(kopiride @ Nov 2 2019, 09:30 PM)
How long after an accident still can claim other people's insurance?
Didn't have time to do and needed to use car. Anybody knows?
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1 week
TSsaigetsu
post Nov 2 2019, 11:52 PM

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QUOTE(elmolee @ Nov 2 2019, 09:27 PM)
sergeant passed the report to tow guy. the tow guy said he bribed the sargeant already. if want report have to give rm 1300
my sister in law didn't sign the report
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No. U go to the pokice station. Ask wanna buy the report again at the counter. Go say the tow truck want rm1300.


Anyway. Did the tow truck tow ur car? If yes, call ur insurance how to settle this.
kopiride
post Nov 3 2019, 12:11 AM

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QUOTE(saigetsu @ Nov 2 2019, 11:50 PM)
1 week
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aiks..so means 1 month later can't claim. even with the police report done with results?
TSsaigetsu
post Nov 3 2019, 12:49 AM

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QUOTE(kopiride @ Nov 3 2019, 12:11 AM)
aiks..so means 1 month later can't claim. even with the police report done with results?
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Yeah. Alternative ly you can inform them that u need to use the car.

The reason is that anythjng could happen after 1 week. Lagi teruk accident so the damage that they ahv to repair maybe more.
elmolee
post Nov 3 2019, 08:31 AM

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QUOTE(saigetsu @ Nov 2 2019, 11:52 PM)
No. U go to the pokice station. Ask wanna buy the report again at the counter. Go say the tow truck want rm1300.
Anyway. Did the tow truck tow ur car? If yes, call ur insurance how to settle this.
*
I heard from my sister in law only can buy the report after 14 days. True?

No. the car is still with my sis in law.

thanks for your advice
SUSMNet
post Nov 10 2019, 09:32 AM

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Let say my car at workshop since 1-11-2019 but its not yet finished repaired. When should I submit claim of use?
geelim77
post Nov 11 2019, 09:15 AM

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QUOTE(MNet @ Nov 10 2019, 09:32 AM)
Let say my car at workshop since 1-11-2019 but its not yet finished repaired. When should I submit claim of use?
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claim of use?......u mean lost of use ah?
remember can only do claim for lost of use after completion of car repair, after they release car back to u, workshop will provide u a letter/document to attach for claim process.
SUSMNet
post Nov 12 2019, 09:07 PM

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Need to submit a lot of document:
a) Demand letter with breakdown of claim – you need to prepare an official letter state the request

b) A copy of your vehicle registration card

c) A copy of your insurance policy schedule

d) A copy of your Identity Card and Driving Licience

e) A copy of your driver’s Identity Card and Driving Licience

f) A copy of police finding/summon

g) A copy of police sketch plan

h) A copy of third party insured police report

i) A copy of your police report

j) Photographs after repair

k) Scene of accident photograph
TheLoneWolf07
post Nov 14 2019, 02:41 AM

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One of my friends told me earlier that you can't claim insurance if you met an accident in Genting Highland because after the guard house is considered private road. Can anyone confirm this?

This post has been edited by TheLoneWolf07: Nov 14 2019, 02:42 AM
TSsaigetsu
post Nov 14 2019, 10:43 AM

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QUOTE(TheLoneWolf07 @ Nov 14 2019, 02:41 AM)
One of my friends told me earlier that you can't claim insurance if you met an accident in Genting Highland because after the guard house is considered private road. Can anyone confirm this?
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tell one of your friends that he is wrong.


as long as the private property is publicly accessible and people keep using it, it will be covered.

So accident at parking midvalley will be covered.
ciohbu
post Nov 20 2019, 11:39 AM

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QUOTE(elmolee @ Nov 3 2019, 08:31 AM)
I heard from my sister in law only can buy the report after 14 days. True?

No. the car is still with my sis in law.

thanks for your advice
*
confused... usually u can get the police report on the spot, "keputusan" or investigation result will take some time if they need to do some investigation etc

i took me almost 2 weeks to get it... u need to keep following up with polis assigned to your case or just go counter ask everyday whistling.gif whistling.gif

pay around RM20... u can get the result.. who is at fault.. picture.. etc printed for you

the tow truck is from your insurance company... or some random guy appear after the accident ?

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