bro...my case, during accident time, the car that bang my car has expired insurance. So, how am I going to claim from his insurance?

can send right away, the keputusan is only for to restore your ncd back to its original %

i.e. u send car now ncd zero. after they received keputusan, your ncd back to whatever % u have. but please check with them ok after u get back your car.

https://www.ibanding.com/accident-with-unin...u-mib-can-help/

mibs ada. dont worry.

Which type of claim should I go for? OD kfk or third party?

Call the workshop just now, they said use third party

TQ in advance bro, you're really helpful

od kfk faster.

because for third party, there are additonal steps which is time consuming. may affect the time taken to repair your car - based on my exp la.

basically for third party, the cb insurer will ask your insurer boleh x repair with xxx amount. if your insurer say x boleh, will take more time for both of them to ding dong. say after both party agreed to repair at rm100, baru your workshop repair.

then the cb insurer will pay the workshop rm100. and will seek reimbursement rm100 form your insurance. weird right?

this is what i understand.

as of od kfk, your insurance directly pay rm100 to the workshop, no need to discuss with any party.

so less hassle and faster.

both claims will not affect your ncd. so your choice.

But this only covers injuries, not damaged car...

My car got bang 3 months ago,got minor scratch and dent not yet repair....already report police and the guy get summon 300....but i didnt claim insurance yet because ppl say too much hassle....whats the best option for me?

i forgot the term of claiming the rental car.. anyone remember? between LOU and that claim.. the insurance will pay only one rite?

Useless Balai trafik JB selatan, yesterday I call them to check if the other party already made a report, and they said yes. This morning went to the balai to buy the salinan report, staff at counter said the other guy haven't filed a report yet.

Sarjan also cuti pula today, need to wait until tomorrow he's on duty and follow up about my case.

no option for you.

u should report immediately to insurance company. 3 months have passed, they unable to confirm if other sracth or dent really originate from the incident.

oh sorry my bad. hire a lwyer and sue him.

yes. either you rent a car (please call insurer what car u can rent) or loss of use RM per day.

ok thanks....the repair cost around 200-300....is it too much hassle to claim insurance for that amount?
old man reverse didnt see my car,minor dent

yup

hassle. coz u may not be able to use your car for 2 weeks. should settle outside. ask him money

i see....he dont want to be responsible...so i just report police show my dashcam video and he get 300 summon,make him pay
unfortunately i have to fork my own money for repair

saigetsu

this signed declaration letter when making OD-KFK? what is it really?

Some said only keputusan report + police sketch will be enough?

EDIT
Somebody bang my car from behind last week. Dented my bumper and bonet.

Made police report within 24 hrs (i think he did also). But I have yet to send in my car to workshop because of the long holidays. Going to do it tmrw and probably get the keputusan report from balai

This post has been edited by tohff7: Sep 21 2018, 04:45 PM

Statutory declaration is only necessary when the other party didn't make police report

Interesting! thanks for sharing hehe

@saigetsu

Bro, sorry, stray from topic abit. My car was recently stolen. So I made a police report and submitted my claim to the insurance company. Question is, how will they determine how much to compensate? The sum insured for my car is 25 k and I owned a Myvi 1.3 SE (2013)

Call ur insurance
Ask tgem if u have endorsement 87 in your policy. If yes that means u will get 25k. If not u will get at current market val
Ue. Rulw of thumb go refer to your soecific model at
Mudah or carlist. If they pay less, remember to appeal appeal n appeal.

6 bulan tau kena tunggu. Coz police need 6 months.