Accident 101: i teach u claim loss of use
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 Aug 29 2018, 12:12 PM
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#1
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Junior Member
64 posts Joined: Dec 2013 From: the land of riders 
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Got into an accident yesterday, other car hit my car from behind
I've already made a police report yesterday, provide all the video, pics, dashcam recording to sarjan. But the driver who bang my car didn't made any report until now Need advise, what can I do in this case? |
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Aug 29 2018, 02:34 PM
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#2
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Junior Member
64 posts Joined: Dec 2013 From: the land of riders
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QUOTE(saigetsu @ Aug 29 2018, 02:16 PM) theres other way. ask sarjan when can u make statutory declaration at pesuruh jaya sumpah - basically report that that cb hit ur car from the back but he didnt make police report. TQ for the answerthen u go to jpj pay them rm10 i think to find out what is his insurance company. then go to any workshop ask them if they do third party claim. if yes, ask them to repair and tell them the insurance company of that cb, give them everything - police report, keputusan from police, staturtory declaration etc.  Means need to wait for keputusan siasatan from police first ya? What is statutory declaration in bahasa? |
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Aug 29 2018, 02:41 PM
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#3
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Junior Member
64 posts Joined: Dec 2013 From: the land of riders
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QUOTE(saigetsu @ Aug 29 2018, 02:16 PM) theres other way. ask sarjan when can u make statutory declaration at pesuruh jaya sumpah - basically report that that cb hit ur car from the back but he didnt make police report. It's okay, just got confirmation from the Balai, that other guy already made the police report.then u go to jpj pay them rm10 i think to find out what is his insurance company. then go to any workshop ask them if they do third party claim. if yes, ask them to repair and tell them the insurance company of that cb, give them everything - police report, keputusan from police, staturtory declaration etc. What next to be done, the sarjan cuti today, can only deal with the IO in charge is it? Need to wait for him naik kerja la I guest |
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Aug 29 2018, 02:53 PM
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#4
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Junior Member
64 posts Joined: Dec 2013 From: the land of riders
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QUOTE(saigetsu @ Aug 29 2018, 02:49 PM) have u call ur insurance company? tell them about the incident. send to ur prefereed workshop. ask what doc that they needed. swnd to them. siap. dont forget to claim loss of use ok. Already call Am yesterday. Usually can send to panel workshop right away, or need to wait for the keputusan siasatan first? |
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Aug 29 2018, 03:17 PM
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#5
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Junior Member
64 posts Joined: Dec 2013 From: the land of riders
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QUOTE(saigetsu @ Aug 29 2018, 03:05 PM) can send right away, the keputusan is only for to restore your ncd back to its original % Which type of claim should I go for? OD kfk or third party?i.e. u send car now ncd zero. after they received keputusan, your ncd back to whatever % u have. but please check with them ok after u get back your car. Call the workshop just now, they said use third party TQ in advance bro, you're really helpful |
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Aug 30 2018, 09:06 AM
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#6
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Junior Member
64 posts Joined: Dec 2013 From: the land of riders
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QUOTE(saigetsu @ Aug 29 2018, 03:22 PM) od kfk faster. Useless Balai trafik JB selatan, yesterday I call them to check if the other party already made a report, and they said yes. This morning went to the balai to buy the salinan report, staff at counter said the other guy haven't filed a report yet. because for third party, there are additonal steps which is time consuming. may affect the time taken to repair your car - based on my exp la. basically for third party, the cb insurer will ask your insurer boleh x repair with xxx amount. if your insurer say x boleh, will take more time for both of them to ding dong. say after both party agreed to repair at rm100, baru your workshop repair. then the cb insurer will pay the workshop rm100. and will seek reimbursement rm100 form your insurance. weird right? this is what i understand. as of od kfk, your insurance directly pay rm100 to the workshop, no need to discuss with any party. so less hassle and faster. both claims will not affect your ncd. so your choice.  Sarjan also cuti pula today, need to wait until tomorrow he's on duty and follow up about my case. |
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