yes, otherwise you may use online print screen.

Lamode Ko,
When u said overpaid, u mean u paid mbb more than your statement amount to increase credit limit, then u do BT at MBB to Aeon more than Aeon's statement amount. Then how can u transfer overpaid amount from Aeon CC to Mbb SA?
I am like my brother above really confused of what you're doing. Can enlighten me a bit ah? Sorry a bit slow....

R u overpaying Mbb to increase credit limit? once credit limit increased, BT done, u request the overpaid amt to b transfered back toyour Mbb Sa?

This post has been edited by AaIto: Nov 21 2014, 12:15 AM

yes.

if u already max out your MBB CL for BT, how much amount u need to pay MBB to get it overpaid?

let say my CL is 10k. my current BT with mbb have outstanding 9k which left 1k balance for me. should i pay more than 9k to mbb before do BT again? let say i pay 15k to get it overpaid 6k then do new BT and after BT success i request transfer overpaid 6k back to casa, is that what u mean?

hi all, i saw that maybank have 0% balance transfer...if i want to transfer my cimb credit card outstanding to maybank. what are the procedure?

the maybank BT really 0% interest? do it have any extra charges?

1st time want to do BT, alot of questions. haha

1. Fill the BT form. Fax or email the form with your CIMB CC statement to them.

2. Yes. 0%

3. 3% fee is waived as well.

thanks for the information bro...may i know normally take how long for the process?

Quite fast. Within a week on average.

Bro, need clarification from you.
There are two overpaid scenarios here, which one you were referring to ?

1) Your AEON statement bal is say 2k and you apply BT from MBB 5k, therefore you're AEON is overpaid by 3k. Then you ask AEON to refund to your MBB SA or before MBB pay AEON, you requested MBB refund the overpaid 3k to your SA?

2) Say your MBB CL is 10k and you have already BT 9K max. In order to BT again, you overpaid or rather prepaid your MBB account 9k then you BT another 9k again. But what is the benefit of this type of prepayment to BT again ? I count left, count right..... no benefit also. Please enlighten me. Thanks.

Me too, don't understand the rationale. Pls enlighten, @lamode.

maybe he can BT more than the Aeon statement so that he can get more points ?

But it was from AEON Statement balance BT to MBB, no points from both sides, right ?

but then MBB will pay to Aeon right ? so the points are there more than his Aeon statement

Payment also entitles for points?

MBB refund is too haphazard.

my MBB statement was 5+k.
I did BT 5+k twice to 2 other banks, so MBB got paid 5+k x 2 - i asked for -refund of one of those 2 payments , RM5+k refunded to my MBB SA- done.

Then i use PBB BT to pay another RM7+k to MBB. I emailed in asking for refund of that 7+k. Next 2 days i made a call enquiring about that refund 7+k, the CS told me only got CR 5+k (must be RM7+k - current spends), and she said she will refund that 5+k.

Then next day i received 2 refunds same day, RM7+k and 5+k in my SA.
So MBB has actually over refunded. hope they are not going to charge me interest as in effect my that statement balance of 5+k was not paid at all, since paymnent has been refunded back, infact refund amount is more that that statement amount!.

1. i can't clarify it any cleaer, pls refer to my previous posts.
2. after the bold part got approved, withdraw the 9k and put into FD or other investment for interst la.

interesting... even up to the extend of over refunded...

on Maybank BT, is posted to the same Maybank Visa? I used to CIMB BT, they create a new CC number for BT. thanks

For MBB BT, they won't create a dummy CC number like CIMB.

But if you use your money to over-pay/prepay your MBB credit card account to recover back your max-out credit line in order to apply additional BT again, aren't MBB will hold back your prepayment as a collateral against the additional BT loan ??
If MBB refund your prepayment, then the total BT loan will exceed 90% of your approved credit line. Isn't it against MBB's BT lending policy ??