yeah, totally forgot about dividend. but according to some sifu, it's also counted into NAV thus we need to calculate entry price & selling price only   

Can we check the statement online? Using maybank to buy as1m few year ago. Never update the book since then

Usually the market rate will drop after given the dividen ??

yup, it's just like share ex-dividend price 

that's why some sifu said, it into NAV..

So it wants us do not withdraw right after the dividen out is it ?
what is the greatest time to withdraw oh ?

logically speaking if u withdraw just before dividend or just after dividend is the same only. ASNB would adjust the NAV..  the best time to withdraw is when the price is highest..  but now is not good time if your entry price is higher..

Ah.. ok ba.. have to wait long long first .. haih.. pumped at the highest rate.. so bad luck

Aiya, noticed ASG Kesihtan & Pendidikan down again from what I bought last week.  May have to do some cost averaging. 

what to expect.. market drop only.. and some people are telling the correction are not over yet.. still long way to go 

thank you for so many responses and advices
I don't have other FD or SA.
I not sure the cc charge percentage.

My plan is:
1. wait till next year april and see the rate for sell or not. at least i can get the dividen to cover the lost ? after dividen, the market price will drop usually is it ?

2. balance transfer looks like having some hidden cost, so i think not to try. I will try my best to pay as much as i can to CC and keeping my ASG.

Cost averaging concept is a good way to go. But have to do it slowly. Hard to time the market. 

My 2 cents ...

Cost averaging will only work if the future price is higher than the current price, not a sure win strategy. 

Personally, I prefer to stay away from this often mis-used concept. Some good reading material on the web on this CA.

Cheerio.

My 2 cents ...

Cost averaging will only work if the future price is higher than the current price, not a sure win strategy. 

Personally, I prefer to stay away from this often mis-used concept. Some good reading material on the web on this CA.

Cheerio.

lol I think there is no sure win concept in investment..

DCA works ok for last year. Now suddenly market drop like duno what.

any here remember how long this thing last in 98 and 08? haven't 18 yet ad got symptoms ad

Like Ancient-XinG- said, no sure win strategy. Have to be dynamic and pick one strategy and may have to change the strategy when the market situation changes. 

Just airing my frustrations over this marketing tool used by UT agents.

I was already anti CA when I first saw it many years ago. Illustrations they use paint a rosy picture. But they use the data they need to paint the rosy picture.

Read some books by foreign authors who caution on blindly following the CA strategy. If I remember correctly, even our local guru (AAli) also cautions following CA blindly in his recent book.

Cheerio.

Cannot blindly do it. One example is if something is going to go way off, DCA is not going to give you anything. 

But for ASNB funds, hopefully it is going to re-bound, just a matter of when. 

My 2 cents ...

Cost averaging will only work if the future price is higher than the current price, not a sure win strategy. 

Personally, I prefer to stay away from this often mis-used concept. Some good reading material on the web on this CA.

Cheerio.