Sorry for a Noob question:

1. let's say i deposited RM10,000 for ASG kesihatan at 1.177.
After deduct 5% fees, i get around:
RM 9500 / 1.177 = 8071.36 units

if the rate of ASG kesihatan is 1.157 now.
how we calculate unit if i withdraw now ?

8071.36units x 1.157 ??

the lower the current rate is better or the higher the current rate ?
1.157 is good or not good from my initially 1.177 deposited rate?

Thanks

ah.. so the calculation should be my units x current rate i think ?

already 3 months since my deposit from 1.177 ..
now left 1.158 = =

so bad luck..

Omg, i dumped in during the hill of market ? = =
will it up again around end of calendar year 30 april ?

The CIMB staff didn't show me the price tracking pun.. just show the diveden history..

Cause feeling like wanna withdraw soon as i will need money in next year time.
initially was planned for 1 year investment, but i guess 1 year time will i get some profit or still losing ?

Yea i know, i mentioned it was my initially plan, now seems like need to be lock for 2~3 years ><

Need your advice guys..

ASG kesihatan (RM 40k bought)
1.1771 bought on this with this price on July 2014
1.1382 market value now

Now i owe credit card around 10k, should i withdraw ASG to pay credit card ?

1. withdraw take how long ? instant ? can withdraw half investment only ?

2. keep the ASG and pay the interest on cc card better or inverse ?

Sad sad..

means price dropping ? why ah ?
when will come up oh..
if heading south means all investor rugi ah?

The unexpected debt is new debt recently..

can i withdraw RM20k or half only ?
the market value now is very low is it ? withdraw now seems stupid..
however month end will come the credti card interest = =

thank you for so many responses and advices
I don't have other FD or SA.
I not sure the cc charge percentage.

My plan is:
1. wait till next year april and see the rate for sell or not. at least i can get the dividen to cover the lost ? after dividen, the market price will drop usually is it ?

2. balance transfer looks like having some hidden cost, so i think not to try. I will try my best to pay as much as i can to CC and keeping my ASG.

Usually the market rate will drop after given the dividen ??

So it wants us do not withdraw right after the dividen out is it ?
what is the greatest time to withdraw oh ?

Ah.. ok ba.. have to wait long long first .. haih.. pumped at the highest rate.. so bad luck

Yea, finally up-ing , but still under my initial point

yea, damn miss, and i don't even know 5% charge when i buy this asg = =

Hello, I withdrawed all the money inside my ASG account already from CIMB branch, but the staff said cannot close account (need to close at BSN if not mistaken).

So i no close, only withdraw all money/units, now account no money no unit, will i still kena charge management fees or what ??

swiped too much credit card for genting..

So management fees those shouldn't charge or suddenly hidden charge and accumulate interest on my account right ? lol

This post has been edited by bumble_b33: Nov 24 2014, 08:17 PM