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Credit Cards Maybank Visa Signature, PPL access is discontinued-TP revision

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stevenkkh
post Jul 14 2016, 08:53 PM

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QUOTE(kengyan @ Jul 14 2016, 06:57 PM)
Just call them if you really need to, else try not to call them as far as possible.
Like setting SMS alert, reporting lost of card you must call. Others like asking for TP are not required. I don't bother on this as I prefer to see it once it is out on my statement. If it does not, then only I make complaint.
We can have a very efficient CS team if we don't simply abusing the service. Or if someone like to get CS officer to respond fast, then the cash back may be revoked as they need to spend more on getting staffs and PCs.
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I don't agree with this as we cannot blame the customer for calling unneccesary. We call to clarify on our doubt as customer. Therefore, the CS cannot use this as an excuse for bad service. Nobody will want to call the CS if they don't have issue with their cc. Each doubt not clarify properly is going to cost us money and will the bank mind not to charge us if something happen to cc, I don't think so and this is why customer is king slogan came from. Therefore if a CS told you not to call unneccesary, please make sure you complain them.

As for the cash back to be revoke due to more staff needed, this is weird as this is the product you market, if you revoke, your customer will only shift to other credit card. This is the competitive world of business and there is many credit card around.

This post has been edited by stevenkkh: Jul 14 2016, 08:56 PM
stevenkkh
post Jul 14 2016, 09:30 PM

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QUOTE(kengyan @ Jul 14 2016, 09:03 PM)
You may don't agree with me. But if you are working in the same line, then only you talk.
Now banking industries are undergoing manpower trimming, so we can't really expect "best in class" service from them. As said and agreed by other, Maybank's CS considered not bad if were comparing to other banks like HLB or PBB. With MBB, the call are FOC while HLB and PBB you need to pay.
Also, do tell me which VS that offers 5% cashback of up to rm88 and after 2 years of getting free AF, you get another rm100.
And to add on, TP are handled by another department as far as I know and it do take some time to update.
So by calling CS and the officer can't give you a definite answer = bad are wrong to begin with. Sometimes is our fault also by not asking properly.
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Sorry, I work as CS before and I know how it works, so please don't tell me how hard is a CS working compare to all other job. If you expect lower call by asking customer not to call unneccesary, the best method is to control your card distribution and stop the card distribution once your call centre can no longer handle the call volume. This is not the way of customer service if you really work in customer service industry as customer is always king. A successful call centre is making sure there is no call drop which is their first objective and although it is no achievable, they still aim to achieve to near perfection.

Seriously, this is not the best card available around if you want to compare cashback,HLB Wise Card is so far the best cashback card in the market with 10% cashback cap at RM100 permonth. If you want to know more, you can search around. By the way, as I know, the spending amount of more than certain amount only able to waive the AF. Seems you are not really well verse in making your research on all available cc in the market.

Ask around here and everyone will tell you which is best cc for cashback like PBB Visa Signature also offer 6% cashback with free AF that only needed 12 swipes per year.

This post has been edited by stevenkkh: Jul 14 2016, 09:34 PM
stevenkkh
post Jul 14 2016, 09:43 PM

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QUOTE(kengyan @ Jul 14 2016, 09:37 PM)
I'm holding PBB VS also, and their CS are way worst than MBB. 6% but capped at rm50. So paying utility bills and I can buy groceries.
And wait, did I said MBB's VS is the best VS card? Do help me look for this, I can't find when I said this before.
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Seriously, when did I said you said MBB's VS is the best VS card? I also can't find anywhere that I said before this.

I don't care who is the worst but I only care any CS that is bad and I cannot manage to call in. So, I will complain on that for them to change to more efficient way to manage the call.
raptar_eric
post Jul 15 2016, 02:49 PM

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guys wanna ask for the replacement card for the PIN pay, do we need to manually walk in to change it, or they will post to our registered address? smile.gif sorry not sure bout CC, only know ATM need walk in to replace
maskedchan
post Jul 15 2016, 03:38 PM

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QUOTE(raptar_eric @ Jul 15 2016, 02:49 PM)
guys wanna ask for the replacement card for the PIN pay, do we need to manually walk in to change it, or they will post to our registered address? smile.gif sorry not sure bout CC, only know ATM need walk in to replace
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it will replace automatically for you..no need to request it..
they will either ask you to collect in branch or postage to your address in the system
raptar_eric
post Jul 15 2016, 03:39 PM

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QUOTE(maskedchan @ Jul 15 2016, 03:38 PM)
it will replace automatically for you..no need to request it..
they will either ask you to collect in branch or postage to your address in the system
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roger that smile.gif thanks for the clarification
laymank
post Jul 18 2016, 11:17 AM

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Is the annual spending calculated based on Statement Cycle Year or Calendar Year?
ronnie
post Jul 19 2016, 11:21 PM

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Anybody cancelled their VS lately ? How soon do they remove it from M2U ?
Requeste to cancel mine last week... still appears with Annual Fee "not reversed"
laymank
post Jul 20 2016, 07:59 AM

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QUOTE(ronnie @ Jul 19 2016, 11:21 PM)
Anybody cancelled their VS lately ? How soon do they remove it from M2U ?
Requeste to cancel mine last week... still appears with Annual Fee "not reversed"
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Typically, maybank2u doesn't remove the cancelled card.
Need to call in and request for removal.
ronnie
post Jul 20 2016, 03:43 PM

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QUOTE(laymank @ Jul 20 2016, 07:59 AM)
Typically, maybank2u doesn't remove the cancelled card.
Need to call in and request for removal.
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But I need the Annual Fee reversed as well. If I remove the VS from M2U, I cannot see if AF+GST been removed.
laymank
post Jul 20 2016, 03:51 PM

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QUOTE(ronnie @ Jul 20 2016, 03:43 PM)
But I need the Annual Fee reversed as well. If I remove the VS from M2U, I cannot see if AF+GST been removed.
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then mah wait until you see it and call to remove loh.
not automated one.
ronnie
post Jul 20 2016, 03:58 PM

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QUOTE(laymank @ Jul 20 2016, 03:51 PM)
then mah wait until you see it and call to remove loh.
not automated one.
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Called 3 times already !!! and damn in-efficient. Maybe if I do it at 1U Card Center will be quicker.
I gave them up to Friday (6 working f=days as per their SOP)
TSHuman Nature
post Jul 20 2016, 04:00 PM

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QUOTE(ronnie @ Jul 20 2016, 03:58 PM)
Called 3 times already !!! and damn in-efficient. Maybe if I do it at 1U Card Center will be quicker.
I gave them up to Friday (6 working f=days as per their SOP)
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Remember my VS no CB case? Nothing after 10 days, just automated reply email. Escalated to Bank Negara only their officer call me say will investigate.
maskedchan
post Jul 20 2016, 04:02 PM

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QUOTE(ronnie @ Jul 20 2016, 03:58 PM)
Called 3 times already !!! and damn in-efficient. Maybe if I do it at 1U Card Center will be quicker.
I gave them up to Friday (6 working f=days as per their SOP)
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it wont reflect in the system so fast..
give them one week..
vin_ann
post Jul 21 2016, 06:42 AM

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QUOTE(ronnie @ Jul 20 2016, 03:58 PM)
Called 3 times already !!! and damn in-efficient. Maybe if I do it at 1U Card Center will be quicker.
I gave them up to Friday (6 working f=days as per their SOP)
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Get ur case report reference and everyday go spam them on Twitter @mymaybank !


Duckies
post Jul 21 2016, 07:34 AM

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This card seems good..annual income tak cukup 70k can? XD
ronnie
post Jul 21 2016, 09:16 AM

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QUOTE(ronnie @ Jul 20 2016, 03:58 PM)
Called 3 times already !!! and damn in-efficient. Maybe if I do it at 1U Card Center will be quicker.
I gave them up to Friday (6 working f=days as per their SOP)
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Yippeee !!! today the AF+GST reversal has been done and transfer of remaining 0% EzyPay to my AMEX is completed.
innocent.gif icon_idea.gif thumbup.gif

Kelv
post Jul 21 2016, 09:36 AM

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QUOTE(Duckies @ Jul 21 2016, 07:34 AM)
This card seems good..annual income tak cukup 70k can? XD
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Good if you can spend > RM50K a year with this card.
I supp this to family member to achieve that.
Duckies
post Jul 21 2016, 09:40 AM

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QUOTE(Kelv @ Jul 21 2016, 09:36 AM)
Good if you can spend > RM50K a year with this card.
I supp this to family member to achieve that.
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But I don't have 70k annual salary lol sweat.gif
maskedchan
post Jul 21 2016, 09:55 AM

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QUOTE(Duckies @ Jul 21 2016, 09:40 AM)
But I don't have 70k annual salary lol  sweat.gif
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dont have RM70k annual salary still can achieve RM50k spending yearly?

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