I will not use SA for sure.

Got it. I will just try my luck to apply this card soon.
Before that I want to go to BNM to print my CCRIS report.

Why need those reports? I don't get you.
As long as you get your credit card statement and making sure the statement balance is < rm0.01, it is good enough already. Too bad HLB and PBB always have -rm***

waiting for HLB revise T&C?? what card is going to revise??

Rumors is STUPID card

I don't owe them anything but recently PBB and HSBC have rejected my application.
Luckily I can live without these cards, so I just want to make sure that my CCRIS is clear. If not, I have to find out the root cause.

No need to waste time on those 2 banks. For my status, even i'm applying the lowest grade HSBC card still being rejected for no reason.

For those already had their AF charged on the statement, is the date exactly 1 year from approval?

10 April 2015 Application submitted
15 April 2015 Card appeared in M2U

but CS said that AF will be charged on 27-Feb-2016

Any comment?

Oct 2014 Applied n approved, til now no annual fee charge.

Card expiry on all MBB cards is Sep.

Just called CS again on this. Now I have 3 different answer: end of Feb, end of March and end of April

So actually you case is same as mine.
April 2015 applied and approved.
Card expiry on other MBB cards is March, just the month before.

This post has been edited by Human Nature: Jan 11 2016, 11:12 AM

Yup, just that mine already 15 months old n no AF charge yet I am expecting the AF to kicks in near Sep '16.

I am just curious about something. I currently hold the Maybank 2 Cards Plat and I applied for the Visa Signature but got rejected. I find that odd since I am already a MBB card holder and have been one for the last 15 years. Could anyone hazard a guess as to why I was rejected?

do you meet the requirement?

you can be a loyal customer for > 20 years, still, if you do not meet the requirements, there will be no approval.

Income wise? Then yes, I do

maybe put in an appeal then. may I ask what is the range of your MBB2 CL?

how about credit rating?
do you hold alot credit card from other bank with high limit?
do you have a lot/large amount of loan?e.g. car loan, housing loan, personal loan?

Fruitie u must have the PBB VS as it is one of the best card to have for CB campaigns n CB.

For existing cardmembers do we still need to submit income docs & ID if apply CC thru M2U?

Yes, NRIC and 1 month payslip

If I have RM 100k per annum.