Other than income requirement, the alternative way to apply for Maybank Visa Infinite or Premier cards is through pledging fixed deposits of RM30,000 and for existing Maybank credit card holder, just use the formula of RM30,000 minus your existing credit limit, the remaining balances would be the amount required to pledge in fixed deposit.

I got the above informations from one of the Head of Maybank Credit Card Centre and it's also stated in LYN's Maybank 2 Cards Premier thread by some forumers. 

Maybank's credit card service is incredible. Took them merely 3 days and I collected my VS.

I went to Maybankard Centre 1 Utama to apply for my Visa Signature.
No income document required. Previously ask for 3-month payslip/EPF

Applied on Sunday 12 April
Approved on Monday 13 April
Card ready to collect 14 April

Yeahhhhhh my card just got approved. Say bye2 to my Amex card. No more asking do u accept Amex at every counter. Hehehe

where did you check this?
look like they downgrade the privilege..
maybe due to too many ppl abuse it?

Is ur company hiring? HR manager with rm300k salary is very attractive!!!!

Is the total spend still at 50k p.a to waive the annual fee? Because if it is than that means you'd have to swipe 70% of your annual income on the card.

Annual Fee
Principal: RM550, FREE for the first year
Subsequent years FREE if spend a min of RM50,000 and above per annum

Supplementary: FREE up to 4 supplementary card
5th supplementary card will be charge RM 150 per annum

Source : http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

I don't owe them anything but recently PBB and HSBC have rejected my application.
Luckily I can live without these cards, so I just want to make sure that my CCRIS is clear. If not, I have to find out the root cause.

If I have RM 100k per annum.

Yes, NRIC and 1 month payslip

Before. When I called the CS, he told me the AF should be charged on 11 January but somehow not appeared on the system.
Great card indeed but don't have such high spending power. Haha.

If I overpaid my visa signature, can I ask the customer service to transfer to excess payment back to my saving account? Let's say the amount is RM20k, will they ask any question or any safe amount without giving them a reason?

How much did you transfer? I only manage to transfer less than RM10k as they want me to write in if more than RM10k, they mentioned will take 8 working days.

How long is the actual processing time? Thinking of after the 8 working days, i make a call to Mbb to transfer the remaining 10k back to saving 1 more time

Yeh, I agree. I apply for cards to maximize their benefits, but if AF too high or non-waivable such that it outweight the benefits, just cancel and apply other cards since the market is always changing. Anyway, good things don't last forever as we have seen with recent claw back on cashback cards, so its always good to take advantage when the opportunity arises.