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Credit Cards Maybankard 2 Gold & Platinum Cards V10, Pls read post 1-3 & use Search Topic 1st

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Wongchoy
post Jul 15 2014, 08:52 PM

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Just found out from the PDS that the finance rate for new-to-card cardholder is now 18%pa. ohmy.gif
Not 8.88 % anymore !!
cappuccino vs latte
post Jul 15 2014, 09:17 PM

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QUOTE(Wongchoy @ Jul 15 2014, 08:52 PM)
Just found out from the PDS that the finance rate for new-to-card cardholder is now 18%pa.  ohmy.gif
Not 8.88 % anymore !!
*
Need to held for 1 year before reduced to 8.88%?

This post has been edited by cappuccino vs latte: Jul 15 2014, 09:18 PM
Wongchoy
post Jul 15 2014, 09:47 PM

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QUOTE(cappuccino vs latte @ Jul 15 2014, 09:17 PM)
Need to held for 1 year before reduced to 8.88%?
*
You are right. The interest for the 1st year will be 18%pa. whatsoever. If you pay on time during this period only then you are entitled to 8.88% from the 13th months onward !
iamWill
post Jul 15 2014, 11:54 PM

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QUOTE(Wongchoy @ Jul 15 2014, 08:52 PM)
Just found out from the PDS that the finance rate for new-to-card cardholder is now 18%pa.  ohmy.gif
Not 8.88 % anymore !!
*
what is PDS?
fly126
post Jul 15 2014, 11:59 PM

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QUOTE(iamWill @ Jul 15 2014, 11:54 PM)
what is PDS?
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Here,
http://www.maybank2u.com.my/WebBank/M2CardsPDS.pdf
ronnie
post Jul 16 2014, 12:00 AM

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QUOTE(iamWill @ Jul 15 2014, 11:54 PM)
what is PDS?
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PDS = Product Disclosure Sheet
pinkdollie
post Jul 16 2014, 12:03 AM

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How long does it takes to approve the application? Applied at curve with printed epf statement done at curve last 2weeeks. Follow up it says still in process. Just wondering .....
iamWill
post Jul 16 2014, 12:05 AM

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Thanks. Just pay everything off on time. If we can't afford to pay off, we can't afford the credit card in reality...
iamWill
post Jul 16 2014, 12:06 AM

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It's true then:
Government Service Tax
 Principal : RM100 (for 2 principal cards)
 Supplementary : RM50 (each supplementary card)
Note: Service tax will be charged to your Card Account at the time when the card is issued, on
the anniversary date or upon renewal.

Gen-X
post Jul 16 2014, 01:02 AM

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QUOTE(pinkdollie @ Jul 16 2014, 12:03 AM)
How long does it takes to approve the application? Applied at curve with printed epf statement done at curve last 2weeeks. Follow up it says still in process. Just wondering .....
*
Should have gone to 1U or Gardens Maybankard Centre Monday to Friday before 7pm and you'll get teh card ready in 2 hours time. Including Supplementary cards. Also mentioned this in my article A Little Bit Of This and A Little Bit Of That Vol.1, Chapter IV where I also postead contact numbers for both Maybankard Centres.


raptar_eric
post Jul 16 2014, 02:21 AM

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Ya I asked my friend whom works in a bank.. upgrading of card is considered as new application, so gst will be charged again..

Having said that, anyone got any ideas if existing users will be charged rm50 for gst, and rm100 only for new applicants or its for all?
sj0217
post Jul 16 2014, 09:07 AM

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For those who are new apply for MBB2 cards and charge RM100 for GST, this is still the best credit card I would say.

Cash back RM50 each of the month plus the TP, this is good enough for all banks of credit card.

Example:
Cash back per year RM600 + TP worth (RM240), assuming spend RM12,000 per year

Deduct GST RM100

Technically, we still earn RM500 cash back + TP worth (RM240) = RM740
Human Nature
post Jul 16 2014, 10:05 AM

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QUOTE(raptar_eric @ Jul 16 2014, 02:21 AM)
Ya I asked my friend whom works in a bank.. upgrading of card is considered as new application, so gst will be charged again..

Having said that, anyone got any ideas if existing users will be charged rm50 for gst, and rm100 only for new applicants or its for all?
*
RM50 for old cardholders
Devil4life
post Jul 16 2014, 10:22 AM

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I had been charged GST on my card anniversary month (15th July 2014), which I managed to upgrade to platinum (did the upgrade on end May) before the new RM100 charge for new application in place.

I'm please to inform that I'm only charged RM50 for my MasterCard, while RM50 was charged to my AMEX and then credited back directly after that (which mean it was absorbed).

So I think it safe to say that the RM50 GST still remains for existing user thumbup.gif
iamWill
post Jul 16 2014, 10:23 AM

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For now...
lamode
post Jul 16 2014, 10:25 AM

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QUOTE(Devil4life @ Jul 16 2014, 10:22 AM)
I had been charged GST on my card anniversary month (15th July 2014), which I managed to upgrade to platinum (did the upgrade on end May) before the new RM100 charge for new application in place.

I'm please to inform that I'm only charged RM50 for my MasterCard, while RM50 was charged to my AMEX and then credited back directly after that (which mean it was absorbed).

So I think it safe to say that the RM50 GST still remains for existing user  thumbup.gif
*
lucky i already got plat last time, so no need upgrade nod.gif
victorywp
post Jul 16 2014, 02:39 PM

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loled at this...

QUOTE
RM0.00 Maybank Cards: You're getting closer for chance to buy items from RM8! Continue to spend for 100 bonus entries with min RM1,000 spend per mth.T&C apply
maskedchan
post Jul 16 2014, 03:01 PM

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QUOTE(victorywp @ Jul 16 2014, 02:39 PM)
loled at this...
*
standard reply i guess...
i also getting the same SMS while i not spending alot..
bee993
post Jul 16 2014, 03:10 PM

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QUOTE(victorywp @ Jul 16 2014, 02:39 PM)
loled at this...
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Yep juz receive smae sms.haha
victorywp
post Jul 16 2014, 03:15 PM

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QUOTE(maskedchan @ Jul 16 2014, 03:01 PM)
standard reply i guess...
i also getting the same SMS while i not spending alot..
*
QUOTE(bee993 @ Jul 16 2014, 03:10 PM)
Yep juz receive smae sms.haha
*
ya, just a standard reply to everyone who participated just to encourage people to spend more but in the end don't get anything. lol..
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