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Credit Cards OCBC Titanium MasterCard Cash-Back v5, Unlimited 1% cashback only

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jacklsw86
post Jul 12 2015, 01:00 PM

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Cash back is already adjusted to 0.1% after the GST started. TS please update smile.gif
fruitie
post Jul 12 2015, 01:54 PM

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QUOTE(jacklsw86 @ Jul 12 2015, 01:00 PM)
Cash back is already adjusted to 0.1% after the GST started. TS please update smile.gif
*
Nope, after 1st May not 1st April. Still, it requires update la. smile.gif
intothefantasy
post Jul 12 2015, 07:48 PM

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QUOTE(fruitie @ Jul 12 2015, 01:54 PM)
Nope, after 1st May not 1st April. Still, it requires update la. smile.gif
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err the 0.1% is not applicable for online transaction right? i believe previously they said online transaction still remain 1% or i am wrong
fruitie
post Jul 12 2015, 08:16 PM

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QUOTE(intothefantasy @ Jul 12 2015, 07:48 PM)
err the 0.1% is not applicable for online transaction right? i believe previously they said online transaction still remain 1% or i am wrong
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Yes, online transactions still have 1% for RM 1k.
intothefantasy
post Jul 13 2015, 09:20 AM

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QUOTE(fruitie @ Jul 12 2015, 08:16 PM)
Yes, online transactions still have 1% for RM 1k.
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oh my, only RM 1k onwards have it? lower than that only 0.1%?
fruitie
post Jul 13 2015, 09:52 AM

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QUOTE(intothefantasy @ Jul 13 2015, 09:20 AM)
oh my, only RM 1k onwards have it? lower than that only 0.1%?
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Oops. My bad for the confusing statement.
1% is only for first RM 1k for online and overseas transactions. Subsequently after that is 0.1% I think.
http://www.ocbc.com.my/assets/pdf/Cards/Cr...uncement_v2.pdf

This post has been edited by fruitie: Jul 13 2015, 09:52 AM
confuzan
post Jul 13 2015, 01:12 PM

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i just got my july statement, i only have 2 transactions.
one for insurance and one for online transaction.
cash rebate for everything is 0.1%.

so i called up the CS to check why my online transaction is only 0.1% rebate.

the answer i got is, you will get 0.1% for everything in your first statement after the transaction. the balance 0.9% cash rebate for online transaction will only be credited in the NEXT statement for eligible transactions.

i will check my august statement and update if that is really the case.
red_scorpion
post Jul 14 2015, 02:54 AM

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QUOTE(confuzan @ Jul 13 2015, 01:12 PM)
i just got my july statement, i only have 2 transactions.
one for insurance and one for online transaction.
cash rebate for everything is 0.1%.

so i called up the CS to check why my online transaction is only 0.1% rebate.

the answer i got is, you will get 0.1% for everything in your first statement after the transaction. the balance 0.9% cash rebate for online transaction will only be credited in the NEXT statement for eligible transactions.

i will check my august statement and update if that is really the case.
*
so lousy their new rebate system....still need wait 1 month to complete full rebate ... that might be the reason why 1 month will have 2-3 times of cr rebate adjustment....
haiz..ocbc, your benefit/convenience to customer from down 100% to 0% in less than 1 year... rclxub.gif rclxub.gif
previously you gave highest cashback, everyone like it..
now you gave lowest cashback + lousy cash back calculation system, everyone scold/ignore your card like shit.

This post has been edited by red_scorpion: Jul 14 2015, 02:55 AM
noien
post Jul 14 2015, 08:58 AM

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QUOTE(confuzan @ Jul 13 2015, 01:12 PM)
i just got my july statement, i only have 2 transactions.
one for insurance and one for online transaction.
cash rebate for everything is 0.1%.

so i called up the CS to check why my online transaction is only 0.1% rebate.

the answer i got is, you will get 0.1% for everything in your first statement after the transaction. the balance 0.9% cash rebate for online transaction will only be credited in the NEXT statement for eligible transactions.

i will check my august statement and update if that is really the case.
*
this whole thing is damn confusing. previously was straight on the same time when we get the statement.
now i only use this as back up since this card have the most cb for online mastercard.
char_les
post Jul 14 2015, 07:27 PM

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5% > 1% > 0.1% , what's next? 0.01%?

even UOB one card offers 0.3%, lol lol ~

anyway, i just instructed to cancel the card last week, though the card looks shiny blue, appealing... but useless in reality.

the officer asked me for the reason to terminate the card, i replied hmm.. i dont see any reason for me to hold the card, no perk, basically, nothing. not even points collection, and the bank just earn their transaction fee, and give us nothing, but jz pathetic 0.1%.

This post has been edited by char_les: Jul 14 2015, 07:29 PM
hebe87
post Jul 14 2015, 09:12 PM

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if i pay for quit rent and assessment online by ocbc titanium (via payonline or local council online portal), can i entitled for 1% rebate?

i was told that if the payment made throught ocbc online portal, it will not be counted as 1%
red_scorpion
post Jul 15 2015, 12:40 AM

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QUOTE(hebe87 @ Jul 14 2015, 09:12 PM)
if i pay for quit rent and assessment online by ocbc titanium (via payonline or local council online portal), can i entitled for 1% rebate?

i was told that if the payment made throught ocbc online portal, it will not be counted as 1%
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yea, payment via online portal not counted as 1%, i have tested...

This post has been edited by red_scorpion: Jul 15 2015, 12:41 AM
coolkid23
post Jul 15 2015, 03:55 AM

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This card gave me 20k limit. I terminated it after it revised to 0.1%. I was the cardholder since 2011. The card is curve one.
stacko
post Jul 15 2015, 06:36 PM

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My purchase at Lazada, paying at celcom.com.my & tm.com.my were all given 1% cashback. But in 0.1% + 0.9% proportions. An overseas transaction for RM2,600 was given RM26 cash back so there is no limit to the 1% cash back for online & overseas transactions.

hebe87
post Jul 15 2015, 07:25 PM

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did anyone try before by payment via payonline.com.my, is it eligible to get 1% cashback?
victorywp
post Jul 15 2015, 08:36 PM

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QUOTE(char_les @ Jul 14 2015, 07:27 PM)
5% > 1% > 0.1% , what's next? 0.01%?

even UOB one card offers 0.3%, lol lol ~
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uob one now offers 0.2% only. but still better than 0.1%.
char_les
post Jul 16 2015, 08:30 AM

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QUOTE(victorywp @ Jul 15 2015, 08:36 PM)
uob one now offers 0.2% only. but still better than 0.1%.
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Yeah.. Stingy to the max, but keep offering people to spend on the branded stuffs like zalora thingy. Lol.
noien
post Jul 16 2015, 02:09 PM

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QUOTE(char_les @ Jul 16 2015, 08:30 AM)
Yeah.. Stingy to the max, but keep offering people to spend on the branded stuffs like zalora thingy. Lol.
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they should not stop the 50% cb on flash deal.love that but sadly it doesnt last long enough
guy3288
post Jul 19 2015, 01:01 PM

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Just called cs Ms Yee Wen just now, according to her

1)Online payment entitled to UNLIMITED 1% cash back, but must not use OCBC online bill payment.

2)She said can get that 1% CB if pay at Uob payonline - here you can pay many biils including insurance HLA, TNB Telekom etc

3)But if you use OCBC website online payment you get 0.1% only. So Indahwater bill payment there is 0.1% CB

Anybody can tell me how to pay IWK bill online , not using that OCBC online bill payment.?

4)Overseas transactions all 1%CB unlimited also.

THose who have paid bill online using uobpayonline, please confirm if what she said is true.
cempedaklife
post Jul 19 2015, 01:03 PM

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QUOTE(guy3288 @ Jul 19 2015, 01:01 PM)
Just called cs Ms Yee Wen just now, according to her

1)Online payment entitled to UNLIMITED 1% cash back, but must not use OCBC online bill payment.

2)She said can get that 1% CB if pay at Uob payonline - here you can pay many biils including insurance HLA, TNB Telekom etc

3)But if you use OCBC website online payment you get 0.1% only. So Indahwater bill payment there is 0.1% CB

Anybody can tell me how to pay IWK bill online , not using that OCBC online bill payment.?

4)Overseas transactions all 1%CB unlimited also.

THose who have paid bill online using uobpayonline, please confirm if what she said is true.
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Uob payonline is considered online tranx by pbb, so it should be fine.

Iwk can pay with posonline, but min rm50 per tranx and they charge u 2% so not worth it.


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