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Credit Cards OCBC Titanium MasterCard Cash-Back v5, Unlimited 1% cashback only
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victorywp
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 Jun 23 2015, 03:14 PM
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QUOTE(Bahnhofstrasse @ Jun 23 2015, 02:03 PM) Wah, sifu. Thanks. i planning to get Hong Leong Essential card for unlimited 1%. Because on GE side, no upfront discount, last time pay insurance with OCBC GE got 5% discount on insurance premium, now no more. Better use Hong Leong Essential now. juz saw your post on list of loyalty cards. you requested second payment from shopback and milkadeal. I need 4 - 5 months just to accumulate the minimum RM10 from milkadeal to cash out. You are a really high spender eh. Since you so pro in promo, did you switch to First Basic 38, its the best mobile deal in town right now eh. no need be high spender la. just book a room for 2 nights in agoda one night using shopback (get rm25) and one night using milkadeal (get rm25). then cash out both when time comes.  |
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bee993
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Jun 24 2015, 11:56 AM
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RM0.00 OCBC Card:Enjoy 10% off with yr family & friends at Food Panda this Ramadhan month!Use voucher code: OCBC10.Now till 31Aug15.T&Cs@ www.ocbc.com.my/deals
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ckuanglim
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Jun 28 2015, 06:47 AM
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oh no. I dont know the cash back had reduced to 0.1% ??
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victorywp
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Jun 28 2015, 07:09 AM
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QUOTE(ckuanglim @ Jun 28 2015, 06:47 AM) oh no. I dont know the cash back had reduced to 0.1% ?? you don't know ocbc reduced 1% to 0.1% is ok... but you must know mbb2amex reducing 5% weekends cb to 0%! |
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amywong1202
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Jun 30 2015, 11:09 PM
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New Member
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I'd been using this cc for more than 1 year, happy with the 1% unlimited cashback feature, and I even been given a free Samsung S4 from OCBC last year Nov-Dec. But after revision of their cash back rate, I limited my OCBC usage to only online transaction and oversea expenses.
Always check your statement because, they 'tend to' calculate using the wrong rate. Supposed I get 1% for my expenses in May (all online and oversea expenses), however they only gave me 0.1% rebate. I had to call the CS and addressed this issue, then after few working days only they re-issued me the remaining 0.9% to my unbilled statement. =.=
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red_scorpion
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Jun 30 2015, 11:14 PM
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QUOTE(amywong1202 @ Jun 30 2015, 11:09 PM) I'd been using this cc for more than 1 year, happy with the 1% unlimited cashback feature, and I even been given a free Samsung S4 from OCBC last year Nov-Dec. But after revision of their cash back rate, I limited my OCBC usage to only online transaction and oversea expenses. Always check your statement because, they 'tend to' calculate using the wrong rate. Supposed I get 1% for my expenses in May (all online and oversea expenses), however they only gave me 0.1% rebate. I had to call the CS and addressed this issue, then after few working days only they re-issued me the remaining 0.9% to my unbilled statement. =.= their new calculation seems hard to trace,a lot of cr rebate adjustment.. I am too lazy to trace as just few dollar or less than 1 dollar. I also not sure which 1 is belong to online transaction. Payment of bills (for eg: Digi, Water) bill through OCBC online not consider online txn? lazy to call CS, will switch all txn to other cards, and plan for card termination in next 2 months after my installment finished in this cc. |
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nitehawk
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Jul 1 2015, 12:49 AM
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QUOTE(victorywp @ Jun 28 2015, 07:09 AM) you don't know ocbc reduced 1% to 0.1% is ok... but you must know mbb2amex reducing 5% weekends cb to 0%! is this true? |
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victorywp
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Jul 1 2015, 02:24 AM
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QUOTE(nitehawk @ Jul 1 2015, 12:49 AM) yes, starting 1/8 under #PrayForM2Amex |
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amywong1202
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 Jul 1 2015, 04:15 PM
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New Member
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QUOTE(red_scorpion @ Jun 30 2015, 11:14 PM) their new calculation seems hard to trace,a lot of cr rebate adjustment.. I am too lazy to trace as just few dollar or less than 1 dollar. I also not sure which 1 is belong to online transaction. Payment of bills (for eg: Digi, Water) bill through OCBC online not consider online txn? lazy to call CS, will switch all txn to other cards, and plan for card termination in next 2 months after my installment finished in this cc. Yup, I understand ur concern. That's why I limit all my OCBC cc usage to only online txn and oversea spending.. So that I know the actual rebate they should be giving me. As long as you do your txn thru online, e.g. online phone bill payments (or other utilities), agoda hotel booking (or other booking websites), etc.. I applied for Citibank cc too, had been approved and now waiting for the cards arrival. Hehe! |
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Schuan
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Jul 1 2015, 10:08 PM
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Getting Started
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Farking hell. I am so regret for cancelling my UOB one card couple last year... Should have cancel this OCBC junk card.
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1282009
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Jul 3 2015, 10:24 PM
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QUOTE(amywong1202 @ Jun 30 2015, 11:09 PM) I'd been using this cc for more than 1 year, happy with the 1% unlimited cashback feature, and I even been given a free Samsung S4 from OCBC last year Nov-Dec. But after revision of their cash back rate, I limited my OCBC usage to only online transaction and oversea expenses. Always check your statement because, they 'tend to' calculate using the wrong rate. Supposed I get 1% for my expenses in May (all online and oversea expenses), however they only gave me 0.1% rebate. I had to call the CS and addressed this issue, then after few working days only they re-issued me the remaining 0.9% to my unbilled statement. =.= Same here. I keep this card in my drawer already. Only for auto-debit transactions like Astro, mobile, Unifi, etc  |
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red_scorpion
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Jul 3 2015, 10:33 PM
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QUOTE(1282009 @ Jul 3 2015, 10:24 PM) Same here. I keep this card in my drawer already. Only for auto-debit transactions like Astro, mobile, Unifi, etc did auto debit consider online transaction 1%?i have auto debit insurance for this card, but not sure is 1% or 0.1% |
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1282009
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Jul 3 2015, 11:02 PM
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QUOTE(red_scorpion @ Jul 3 2015, 10:33 PM) did auto debit consider online transaction 1%?i have auto debit insurance for this card, but not sure is 1% or 0.1% Am not sure too. I thought is 1%? |
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red_scorpion
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Jul 3 2015, 11:07 PM
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QUOTE(1282009 @ Jul 3 2015, 11:02 PM) Am not sure too. I thought is 1%? from last statement, I think auto debit not consider as 1% online txn rebate category as my cash back is just around rm1 but my insurance debits are rm400 , if 1% at least will get rm4... |
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1282009
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Jul 4 2015, 08:09 PM
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QUOTE(red_scorpion @ Jul 3 2015, 11:07 PM) from last statement, I think auto debit not consider as 1% online txn rebate category as my cash back is just around rm1 but my insurance debits are rm400 , if 1% at least will get rm4... In that case, I will switch my online transaction too ..  This post has been edited by 1282009: Jul 4 2015, 08:10 PM |
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SUScute_miao
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Jul 6 2015, 07:45 AM
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Any idea whts the best card for cash rebate card now?
Im also a user of GE credit card
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victorywp
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Jul 6 2015, 09:48 AM
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QUOTE(cute_miao @ Jul 6 2015, 07:45 AM) Any idea whts the best card for cash rebate card now? Im also a user of GE credit card you may ask here: https://forum.lowyat.net/topic/2979093 |
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peri peri
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Jul 7 2015, 12:38 PM
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QUOTE(Schuan @ Jul 1 2015, 10:08 PM) Farking hell. I am so regret for cancelling my UOB one card couple last year... Should have cancel this OCBC junk card. i cut this since last year. thinking to cut uob one also. |
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bee993
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Jul 9 2015, 01:29 AM
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Anyone successfully get back money in cash/cheque from ocbc credit card? I make some deposit payment using this card and those merchant refund to the acc.i dun wish to swipe using ocbc anymore as i got other cars which gv me benefits.
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cenkudu
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Jul 12 2015, 12:18 PM
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.i'm not keeping myself update on this 1% thingy. Just realized my 2k++ transactions only result to 0.1% cash back  |
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