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Credit Cards OCBC Titanium MasterCard Cash-Back v5, Unlimited 1% cashback only

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hebe87
post Apr 8 2015, 08:03 PM

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previously hold ocbc titanium (when there was 5% cashback), then cancelled due to change to 1% cashback

recently applied ocbc silver card via ringgitplus (to get the free tablet) and as a back up card with 0.5% cashback
hmm.. after this can keep this card in the drawer d.. haha

This post has been edited by hebe87: Apr 8 2015, 08:08 PM
hebe87
post Apr 8 2015, 08:52 PM

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the 360 card is 1% rebate for first RM1000, thereafter 0.5% for the rest of spending.
annual waived for first year, and chargable for second year onwards..

perhaps HLB essential is better than 360 card (provided you have back up card for petrol transaction)
hebe87
post Apr 9 2015, 08:39 PM

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QUOTE(cklimm @ Apr 9 2015, 08:35 PM)
Folks, they are revising cashback, again

The titanium card 1% cashback is limited to online and oversea spending only, normal retails? 0.1%  whistling.gif
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yup.. mad.gif
we are discussing bout this since yesterday
hebe87
post Apr 9 2015, 09:02 PM

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0.1% cashback, really useless
MBB2card master/visa also can earn us 0.25% of cashback in TPs (after treatpoint inflation)
hebe87
post Apr 11 2015, 08:55 PM

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QUOTE(supersound @ Apr 11 2015, 08:01 PM)
Terminate if this is your first card.
Keep it if your spending average a month > rm4000.
1st card to have, MBB's dual card for the first rm1000.
2nd card, HLB's STUPID card that cover the 2nd rm1000, good for petro, mobile and groceries.
3rd card, Aeon's Watami.
4th card will be this OCBC.
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got rejected while attempt to apply the stupid card
hebe87
post Apr 12 2015, 04:20 PM

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QUOTE(supersound @ Apr 12 2015, 12:43 AM)
Well, you need rm70000 to apply.
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isnt the min requirement is rm24k?

the problem with me is the ccris record. though i am good pay master (all 0 in my ccris record), i have total outstanding 1milion of credit facilities (housing loan)
hebe87
post May 20 2015, 10:39 PM

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QUOTE(hybridkit @ May 20 2015, 09:03 AM)
Pay bills via ocbc online portal is only 0.1%

Happen to my 1st May IWK payment and already clarified with CS.
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perhaps should we try dispute this with ocbc?
it is differerent from what is stated in the terms and condition of ocbc titanium (as it is stated 1% rebate for all online transaction - transaction via ocbc online portal is online transaction also)

in terms of bill payment, ocbc card is still useful compared to others bank card as ocbc online accept payment via credit card for a lot of payees (ie: indah water, quit rent, assessment, etc...)

This post has been edited by hebe87: May 20 2015, 10:40 PM
hebe87
post May 25 2015, 07:19 PM

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QUOTE(stacko @ May 25 2015, 06:56 PM)
I think you need to login to OCBC online and check your unbilled transactions. You should likely see "Cash Rebate Cr Adj" some time 13 May 2015 that perhaps rebate the balance 0.9% of your IWK online payment of 1 May 2015.

At least that was what I got.

I'm trying with OCBC online payment for Maxis this month, and likely to see the rebate of whether 0.1% or 1% come 11 June 2015 or a few days after.
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i called up cs.. according to her, payment via ocbc online is under 0.1%

for 1%, use payonline.com or via maxia online portal..
hebe87
post Jun 4 2015, 01:54 PM

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Anyone using ocbc silver card? I find it quite useful for the automatic installment plan conversion which is interest free and no processing charges.
hebe87
post Jul 14 2015, 09:12 PM

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if i pay for quit rent and assessment online by ocbc titanium (via payonline or local council online portal), can i entitled for 1% rebate?

i was told that if the payment made throught ocbc online portal, it will not be counted as 1%
hebe87
post Jul 15 2015, 07:25 PM

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did anyone try before by payment via payonline.com.my, is it eligible to get 1% cashback?
hebe87
post Sep 8 2015, 10:15 PM

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i using silver card... not sure whether can get AF waived or not. the auto IPP for rm500 and above is very useful for me

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