ok thanks,

i just looked at my old OCBC statements, my 11.4.15 statement, i saw OCBC still gave me 1% for
all transactions.

My last statement ,11.5.15 bill RM3294 , i saw Cash rebate RM3.29 -----> 0.1%!!!,
and another Cash rebate CR Adj RM23.09 which i didn t know what was it for....
I stopped using it after that statement.


So this new change from unlimited everything 1%CB down to 0.1% just started in May 2015??

I was going to cancel it just now, then CS told me online transactions still got UNLIMITED 1%CB,
so i keep the card ....no AF , a free card..

Yes, started on 01.05.15, I thought it was a very hot topic about three months ago?

I have GE insurance with them so converted it to GE Plat. 1% for first RM 1k and subsequently after that 0.5%, not attractive at all but well just keep it for my monthly insurance.

For normal OCBC Ti, online transactions' 1% cash rebate is not unlimited, capped at RM 1k as well.

I heard the cash back is quite confusing. I think it's also happening to my own GE Plat as well.

This post has been edited by fruitie: Jul 19 2015, 02:47 PM

Are you sure?

That means the CS i spoke to earlier gave me wrong information???

Any body else can confirm which one is correct??
limited or unlimited 1%CB for online transactions??

Where to read the actual T&C?

Oops, I think I mistaken it for GE Plat. Yes, can't find its TnC. For GE Plat, it did mention RM 1k but nothing about OCBC Ti.

could be the proportioning of 0.1%/0.9%.

Planning to sign up this card, mainly to take adv of overseas spending cash rebate. I have a gf who works overseas. Used mostly on material purchases like bags shoes etc. So far my research is leaning towards this card.. Any good advice is much appreciated.

- Arnold -

OCBC they charge 1.25% and they give 1% cb
aeon watami only charge 1% and give 3%cb if u spend more than RM3k

so my opinion is going for aeon watami

Am I missing something, what's the 1.25% charge all about?

conversion fees

Thanks sifu!

hi, using OCBC card to pay GE insurance will be rebate how many %? is it 1% also?

cz right nw im using GE insurance, and using hsbc card to auto debit everymonth. im not sure is it worth?

you are using ocbc tmc or ocbc ge card?

i just login to check my unbilled statement, the 0.9% has been credited as "Cash Rebate Cr Adj".

Same case like u, shocked when see only rm3.25 cash back after spending 3k plus for june! So frus, diam diam from 1% drop till 0.1%, planning to cancel it

Haha... you should be more active in the forum, other forumes had post about it months ago. But I do agree OCBC diam diam change the statement on their internet, at least sent sms notify lah

I did receive an SMS from them about the change at 9th April.

[quote=victorywp,Jul 20 2015, 07:51 PM]
you are using ocbc tmc or ocbc ge card?



if using ocbc tmc?
what different between ocbc tmc and ocbc GE card? rebate same?

ocbc tmc = 1% for online and overseas only (unlimited); others 0.1%
ocbc ge = 1% for anything (for the first 1k); after 1k 0.5%

This post has been edited by victorywp: Jul 28 2015, 10:55 AM

i too got caught on the titanium card policy change when seeing the rebate so low

already called CS to upgrade to world master card. 1.2% rebate for 1st RM 1000

ocbc goes from top of the bunch to 1 of the worst

Was it hard to upgrade to World Mastercard? Any conditions/additional documents? I'm guessing you won't get the first year annual fee waiver right?