RHB CASA Interest Rates:
http://www.rhb.com.my/rate_charges/interes...vings_main.html
http://www.rhb.com.my/rate_charges/interes...rrent_main.html
Fixed Deposit Rates in Malaysia V6.1, Please Read Post #1
Fixed Deposit Rates in Malaysia V6.1, Please Read Post #1
|
|
Jun 20 2014, 02:29 PM
|
|
Staff
2,797 posts Joined: Nov 2007 From: On the beach |
|
|
|
|
|
|
Jun 20 2014, 02:34 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
6,614 posts Joined: Mar 2011 |
QUOTE(munkeyflo @ Jun 20 2014, 01:10 PM) Have you calculated the effective rates yet? Why my calculation like something wrong wan. Assuming CASA no interest, effective rates: (i) 3.591% (ii) 3.492% (iii) 3.424% (iv) 2.5% ?? QUOTE(BoomChaCha @ Jun 20 2014, 01:48 PM) (2) RHB Ramadan FD Promo -- Valid until 31 August 2014 For the 12 months one, the number playing game is crazy. 2.5% ??? (i) 3.78% for 3 moths, put 5% into CASA for 3 months (ii) 3.88% for 6 months, put 10% into CASA for 6 months (iii) 4.28% for 9 moths, put 20% into CASA for 9 months (iv) 5.00% for 12 months, put 50% into CASA for 12 months Effective rates, assuming no interest in CASA. I come out with the same as yours: (i) 3.78% x .95 = 3.591 % (ii) 3.88% x .9 = 3.492 % (iii) 4.28% x .8 = 3.424 % (iv) 5.00% x .5 = 2.5 % |
|
|
Jun 20 2014, 02:43 PM
|
|
Staff
2,797 posts Joined: Nov 2007 From: On the beach |
|
|
|
Jun 20 2014, 02:51 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
10,061 posts Joined: Dec 2004 From: Sheffield |
|
|
|
Jun 20 2014, 03:01 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
6,614 posts Joined: Mar 2011 |
QUOTE(munkeyflo @ Jun 20 2014, 02:43 PM) Haha. Dunno. Maybe we are missing something out here. Earlier you all calculated 4.5%+ and now it's like 2.5% Our Big Bear is the one that calculated the 4.58% based on available info at that time. I told him cannot be that good ! Ha ha.Also, the newspaper that I saw about the OPR change/increase is China Press Wed Business section page F8, not Sin Chew. This post has been edited by bbgoat: Jun 20 2014, 03:01 PM |
|
|
Jun 20 2014, 03:06 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
7,142 posts Joined: Oct 2008 From: Sin City |
woh! 12mth FD effective rate only 2.5%
|
|
|
|
|
|
Jun 20 2014, 04:50 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
26,524 posts Joined: Jan 2003 |
From 1st post, OCBC promo:
Existing Funds - No need stupid CASA thingy. 3 Months - 3.2% I will have some FD at OCBC maturing this 28th, a Saturday and the branch at my place is open. Accept existing fund some more. |
|
|
Jun 22 2014, 09:48 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
6,614 posts Joined: Mar 2011 |
Next BNM meeting is on July 10th, right ? Can someone confirm it ? Thanks !
|
|
|
Jun 22 2014, 10:16 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,542 posts Joined: Jan 2003 |
|
|
|
Jun 22 2014, 10:21 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
6,614 posts Joined: Mar 2011 |
QUOTE(ikanbilis @ Jun 22 2014, 10:16 AM) Thanks ! Have UOB FD maturing on Tues. Now thinking of just renew it in UOB for 1 month at 2.9%. Just ignore UOB 3.73% FD promotion until end of June. Hopefully after July 10, UOB may have FD promotion of 4%. Their promotion vs board rate is about 0.6% increase. So if OPR up by 0.25 to 0.5%, then UOB could have FD promotion close to 4% or more ? No finance expert, just hoping ................. |
|
|
Jun 22 2014, 10:48 PM
|
![]() ![]()
Junior Member
60 posts Joined: Jan 2003 |
Might as well put in Maybank for 1mth FD for 3.2%pa QUOTE(bbgoat @ Jun 22 2014, 10:21 AM) Thanks ! Have UOB FD maturing on Tues. Now thinking of just renew it in UOB for 1 month at 2.9%. Just ignore UOB 3.73% FD promotion until end of June. Hopefully after July 10, UOB may have FD promotion of 4%. Their promotion vs board rate is about 0.6% increase. So if OPR up by 0.25 to 0.5%, then UOB could have FD promotion close to 4% or more ? No finance expert, just hoping ................. |
|
|
Jun 22 2014, 11:03 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
26,524 posts Joined: Jan 2003 |
Anyone of you know whether Maybank is open on Saturday?
|
|
|
Jun 23 2014, 12:01 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
6,614 posts Joined: Mar 2011 |
|
|
|
|
|
|
Jun 23 2014, 12:42 AM
|
![]() ![]() ![]() ![]()
Senior Member
622 posts Joined: Dec 2013 |
So we can expect BNM to increase the OPR rate this time. This is good news for depositors but bad news for others
|
|
|
Jun 23 2014, 09:38 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
6,614 posts Joined: Mar 2011 |
|
|
|
Jun 23 2014, 09:52 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,649 posts Joined: Nov 2010 |
QUOTE(Sarah Jessica @ Jun 23 2014, 12:42 AM) So we can expect BNM to increase the OPR rate this time. This is good news for depositors but bad news for others Yup. I remember the news I read that on july discussion will be going on and the increase was 0.25% at least. Well, had to wait till then. Jz purchased an apartment at penang with blr of 4.2% the blr might raise to 4.5%.. Pro and cons happening anywhere. |
|
|
Jun 23 2014, 03:17 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,035 posts Joined: May 2010 |
BR kaki,
It was mentioned before that the banker's cheque issued by BR is FOC. But I kena charged RM2.00...anyone encounter the same experience recently? |
|
|
Jun 23 2014, 09:58 PM
|
![]() ![]() ![]() ![]()
Junior Member
584 posts Joined: Oct 2005 |
Mine also charged RM2 for bankers cheque.
|
|
|
Jun 24 2014, 03:56 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
7,142 posts Joined: Oct 2008 From: Sin City |
CIMB Principal expects OPR to rise 25 bps by July or Sept
CIMB-Principal Asset Management Bhd is expecting Malaysia's Overnight Policy Rate (OPR) to be raised by about 25 basis points (bps) by July or September. Speaking to the media during a briefing, Head of Fixed Income for the ASEAN region Wong Loke Chin said the market had already priced in the potential hike. "The market is looking at a potential hike of between 25 to 50 basis points in the second half of this year - moving the OPR rates up to 3.25% to 3.5%." "We are looking at the yield curve to remain flat with more demand on the longer end following the potential rate hike," he said. |
|
|
Jun 24 2014, 04:58 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
6,779 posts Joined: Dec 2005 From: Kuala Lumpur |
FD best rate is RHB is it now? 5%?
|
|
Topic ClosedOptions
|
| Change to: | 0.0330sec
0.36
6 queries
GZIP Disabled
Time is now: 5th December 2025 - 07:46 PM |