I mean the rate offered are equally high (above average) as compared to other banks.

It can even goes up to 3.75% upon 5 years deposit.

3.75% for 5 years is not attractive as it seems. 
Good to spread out FD to minimize risk. For me I have FD across BR, Citibank, MBB etc etc. 

I have a FD account with AMbank but with interest rates 3.15%.

Can i add additional cash into existing FD account or open a new one with 3.75% rates?

BR require minimum placement of 5k only right with 15 months of 3.95%?

The other possible option is PB which need minimum 30k for 8.88%!

Guess 100k is a way too impossible for me to have this fresh fund as a fresh grads.

I am referring to https://www.pbebank.com/Personal-Banking/Pr...r-FD-Rates.aspx

But the step by FD din specify min amount of placement.

PBB Plus SA Interest Rates

PLUS SAVINGS ACCOUNT - effective 1 March 2014
Range Nominal Interest Rate (% p.a.) Effective Interest Rate (% p.a.)
First RM3,000-00 0.00 0.00
Next RM7,000-00 0.10 0.10
Next RM40,000-00 0.20 0.20
Next RM50,000-00 0.50 0.50
Next RM400,000-00 0.70 0.70
Next RM500,000-00 1.00 1.00
Above RM1,000,000-00 1.20 1.20

Less than 1%, hardly anything lol. OCBC Smartsavers better.

BANK RAKYAT - NOT Eligible for PIDM

If you are willing to go deposit with a non PIDM member, then check out Bank Rakyat Deposit Account -i which is based on Islamic Principles and like all Islamic banks' products, the profit rate cannot be guaranteed.
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hi , can i ask ..what is the meaning of profit rate cannot be guarantee?

let say if i place 100k into their 1 year FD ..does it mean i am entitled to cash out the interest rate monthly?

what happen if i decided to cancel my FD after 8 months? is that any penalty?

Next BNM meeting is on July 10th, right ? Can someone confirm it ? Thanks !

I have a questions worth pondering, instead of focus on interest rate too much, the following questions could be a good decision making for FD...

Question 1: which bank would you invest FD in if hypothetical they all offer same competitive rates?

Question 2: why would you choose this bank?

Just terminate 1 CIMB eFD. Surprisingly the amt immediately shown in the online acct and I GIRO it out. Last year it took almost one day for the amt to show in the online acct. That's good and an improvement by CIMB for its customers. 

The less banks, less competition. Less FD promo for us. 

More like a few cans of worms

Haih...BR really..buat malu je

Let's see how they do damage control

Cannot blame them also, they also kena bully by Hasan Malek...

So its not advisable to put FD in BR now? I already have a FD at Mach Hong Leong at 3.7%. Can I open another FD under the same account ? Thanks

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Standard Chartered 3.7% PA for 6 months. Best!!

Effective today till Merdeka!!