I took some big time money out of the BR to place elsewhere. Because I don't think the bank is in good hands anymore..Since the Deepak fellow can get free interest loan on RM32millions.... Maybe not safe anymore, last time they were giving more Interest rates... now only 3.90%PA for 12mths.

Whereby the AMBank can give very close... I got some at Hong Leong at 3.76%. Even got some at StanChart at 3.5% for 6months... OCBC also can get 3.78%. BR is bleeding now.... They cannto attract any more depositors ,since their rate is no longer good and its not Insured like other Banks...

You guys did not survey enough.

Best EVER Savings account is Maybank eSaver-i,
Interest of 0.4% less than 2k,
2.1% for less than 20k.... or
2.3% more than 20k...


Best FD at the Moment. (ALL are PIDM insured)
1. Maybank 1mth FD is 3.20%PA
2. Short Term is Standard Chartered is giving 3.5%PA for 6mths.
3. HLBB is giving 3.63%PA effective for 12mths. Min 10k.

Calculate the effective rates.. not the Stupid Promo rates of 8.88% for certain conditions & months.... when effective/average rates turn out to be 3.0%...

BLR is going up next month perhaps 0.25% ... That's why, don't place long term yet... I place a few hundred K in Maybank 1mth FD of 3.20%, to be move to another higher level next month.

Good Luck...

As usual.. I like Maybank because I transfer a lot to other MBB accounts holders. So its faster and free. The amount of cash sitting in the account is less than 50k... Anything more will be in FD... So MBB savers will serve me well. You can even do eFD online.

Affin pays slightly more, but in my case, the 10cents per GIRO and waiting time for others to received the money is not acceptable.

PBB effective rates are a JOKE.... Best place in OCBC or HLBB.

If u want the best rates for long term... PUT into KWSP... Max is RM60,000 per year at 6%, no one can beat that.. Its guaranteed also by the Government...

Might as well put in Maybank for 1mth FD for 3.2%pa

I wonder why don't they have FD in even numbers... 2 months, 4, 6,8,10...

Maybank do offer FD for 1 mth for 3.2%, 6 mths for 3.68%..till end July..

Many believe that interest rates will go up in September..

Latest Promo.

Straight, no CASA things. MERDEKA PROMO!!!

Standard Chartered 3.7% PA for 6 months. Best!!

Effective today till Merdeka!!

Why would one want to put in UOB for less interest... hmmm...
Go for MBB much better....