Will MH-17 tragedy affect the decision making in next Bank Negara meeting?

This post has been edited by BoomChaCha: Jul 22 2014, 03:03 AM

thanks

Interest rate decision is always based economy situation.

Household debt level, inflation, GDP, export/import figure, IPI, current account surplus/deficit etc are several important indicators that may influence the interest rate decision.

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RHB promo you need to have CA / SA because they deposit the interest every 3 months into your account.

Sure can, don't complain la clarify first

This post has been edited by bearbear: Jul 22 2014, 11:02 AM

A forumer posted this at the OCBC credit card thread:

RM0.00 OCBC: With the recent OPR rate increase,get extra 0.25%p.a. on our 12-month Islamic FD,now at 3.90%p.a. Visit any OCBC branch by 31 July. T&Cs apply

Saw this on fb too. Can't find T&C though.... rates on their website not updated since 2011, still showing 3.25% for 1 year period.

I received this message too. But cna't find much info from google.

i called OCBC and enquired about OCBC FD promo at 3.9% p.a. for 12m.
The customer service officer told me as below:

1.) Fresh fund
2.) Min 10k
3.) No CASA needed
4.) Promo till end of July
5.) Open to non-muslim/muslim

Guess this is the best 12m FD rate so far, yea?
Cheers.

Dun forget existing contender, BR

U r rite in that the FD cert does not state the interest for month 4-6. Insisted that i need some confirmation and they gave me a computer print out listing the fd as Merdeka FD and they rubber stamp n sign on it.

yes topping RHB 3.88 and Affin 3.7

Thanks..

Yes, this is the best so far..
Thanks for the effort, energy, and money

BR is still not reacting to recent OPR?
Their last update of their website is still 31 March..
http://www.bankrakyat.com.my/deposits-account-i-#rates

I heard maybe Bank Negara will announce one more 0.25% OPR raise before the
implementation of GST next year...

Alamak, didn't think of doing the bolded part they gave me the fd rate listing for the 6 mths.

Hmmmm dilemma now......RHB 15m 4.06% or OCBC 12m 3.9% should be the better choice?
Last promo for OCBC 3.65% for 12m die die require me to open a savings account although it's a direct FD.

RHB you get interest paid every 3 months.

Recent OPR hike 'enough' for now - MIER
http://www.theedgemalaysia.com/index.php?o...99670&Itemid=79

can we open Islamic FD at OCBC Al-Amin branch??need to open Saving acc or not?

as posted by enjoylife at previous page, no need saving account.

yes, for Islamic FD, head to Al-Amin branch

Just placed 3.9% 1 year Islamic FD with OCBC. Yes, it was a straight forward FD, no need CASA thingy.

If your UOB rate is 3.65% and you premature uplift it, each day you rugi 0.01% x number of days. You count lor, worth or not.

So obvious and crystal clear also dilemma lagi ka ?? 4.06% la. extra 3 months only ma.
But if just small deposit amount, choose the bank most convenient to you. Coz a RM10 travelling/parking cost can effectively reduce the interest rate of 4.06% to 3.96% for a RM10k FD deposit.