Fixed Deposit Rates in Malaysia V6.1, Please Read Post #1
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 Jul 22 2014, 09:02 PM
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Senior Member
2,490 posts Joined: Sep 2011 
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QUOTE(bbgoat @ Jul 22 2014, 08:51 PM)  I am checking all my SA. RM 200 in 2 yrs from 10 accts ?   You can calculate ma.. 10 saving accounts will lose RM 100 to bank Bank will suck your money in your saving account until your money finish, then close account automatically without acknowledgment.. This post has been edited by BoomChaCha: Jul 22 2014, 10:30 PM |
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Jul 22 2014, 10:03 PM
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All Stars
11,954 posts Joined: May 2007  
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if inside acc got rm1 then how?
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Jul 22 2014, 10:16 PM
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Senior Member
2,490 posts Joined: Sep 2011
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QUOTE(MNet @ Jul 22 2014, 10:03 PM) if inside acc got rm1 then how? Bank will debit your RM 1, then they close your saving account immediately.Bank normally will not ask you to pay the balance RM 9.00, they will just let it be.. Now Public Bank requires minimum balance RM 20 in saving account..  This post has been edited by BoomChaCha: Jul 23 2014, 01:39 AM |
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Jul 22 2014, 10:19 PM
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City  
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QUOTE(MNet @ Jul 22 2014, 10:03 PM) if inside acc got rm1 then how? which bank is that? Nowadays even rm10 already wanna close account  |
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Jul 22 2014, 10:45 PM
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All Stars
11,954 posts Joined: May 2007
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rhb can rm1
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Jul 22 2014, 10:48 PM
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Senior Member
7,142 posts Joined: Oct 2008 From: Sin City
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later under octopus bank, good luck
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Jul 22 2014, 10:58 PM
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Senior Member
2,955 posts Joined: Sep 2009
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deleted
This post has been edited by shankar_dass93: Jul 22 2014, 10:58 PM |
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Jul 22 2014, 11:54 PM
Show posts by this member only | IPv6 | Post
#1548
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Junior Member
98 posts Joined: Jan 2003 From: Kedah
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QUOTE(BoomChaCha @ Jul 22 2014, 08:41 PM) I do not think you are ikan billis, but I think you are golden dragon fish... aiks jaws renamed to golden dragon fish anyway i didn't get 4.3% from BR for 12 month it was 4.25% that was a year back, now uplift 3.9%  with no PIDM better move it to else where. |
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Jul 23 2014, 01:32 AM
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Senior Member
2,490 posts Joined: Sep 2011
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QUOTE(pinpinmiao @ Jul 22 2014, 11:54 PM) aiks jaws renamed to golden dragon fish Ai.. anyway i didn't get 4.3% from BR for 12 month it was 4.25% that was a year back, now uplift 3.9% with no PIDM better move it to else where. Because not sure if you can take the joke or not..?So, I quick quick changed Jaws to Golden Dragon Fish lo... Better don't play play especially the weather is very hot lately..  4.25% is still the best rate we have ever heard among all BR kaki fans here..  |
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Jul 23 2014, 01:52 AM
Show posts by this member only | IPv6 | Post
#1550
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Junior Member
98 posts Joined: Jan 2003 From: Kedah
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QUOTE(BoomChaCha @ Jul 23 2014, 01:32 AM) Ai.. Don't worry i don't bite Because not sure if you can take the joke or not..?So, I quick quick changed Jaws to Golden Dragon Fish lo... Better don't play play especially the weather is very hot lately.. 4.25% is still the best rate we have ever heard among all BR kaki fans here..  well believe at that time my deal with BR was just luck. i would have walked away with 4.23% if i never nego further. well not harm trying as long as you don't bite.  |
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Jul 23 2014, 09:11 AM
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Junior Member
74 posts Joined: Aug 2010
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QUOTE(bbgoat @ Jul 22 2014, 08:27 PM) RHB's 15 mth rate to me is good. First time to put FD into something that has CASA requirement. But the effective rate is rather attractive. can we open the basic saving account with no annual fee?? |
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Jul 23 2014, 09:36 AM
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Junior Member
616 posts Joined: Oct 2008
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QUOTE(bearbear @ Jul 22 2014, 05:34 PM) Actually for RHB 15 months, if you re-deposit the interest paid every 3 months to your CASA to 1 month rate of 3.25% - you would gain additional 0.7474% RHB FD promo required fresh fund? or existing fund will do?Meaning total effective will be approx. 4.14% Cons: 1. very small if principal amount is small; might not even worth the hassle to withdraw from RHB every 3 months. 2. to deposit for 1 month minimum 5k required or 3 months you would need 1k. Example with 100k deposit [attachmentid=4064587] If deposit 10k i think no one would go withdraw less than 100 bucks interest every 3 months for this 0.7% gain. |
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Jul 23 2014, 10:30 AM
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Junior Member
100 posts Joined: Jan 2003
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just come back from UOB
latest fd promo 6months 3.7% p.a 13months 3.9% p.a no need CASA |
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Jul 23 2014, 10:32 AM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(BoomChaCha @ Jul 22 2014, 09:02 PM) Yes, one inactive saving account for more than a year will get debited RM 10.. Yes, I know. Crying for my money lost over so many years without checking the SA. But should be < the amt mentioned by you per year. You can calculate ma.. 10 saving accounts will lose RM 100 to bank Bank will suck your money in your saving account until your money finish, then close account automatically without acknowledgment.. QUOTE(BoomChaCha @ Jul 23 2014, 01:32 AM) Ai.. Ya, I got 4.2% for 12 months only. Now cannot get it already. Because not sure if you can take the joke or not..?So, I quick quick changed Jaws to Golden Dragon Fish lo... Better don't play play especially the weather is very hot lately.. 4.25% is still the best rate we have ever heard among all BR kaki fans here..  QUOTE(pinpinmiao @ Jul 23 2014, 01:52 AM) Don't worry i don't bite Must be a big amt placed. well believe at that time my deal with BR was just luck. i would have walked away with 4.23% if i never nego further. well not harm trying as long as you don't bite.  |
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Jul 23 2014, 10:34 AM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(potachan @ Jul 23 2014, 10:30 AM) just come back from UOB Oh, so increased from 3.85% ? Is it until end of Aug ? Thanks ! latest fd promo 6months 3.7% p.a 13months 3.9% p.a no need CASA |
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Jul 23 2014, 10:49 AM
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Junior Member
100 posts Joined: Jan 2003
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QUOTE(bbgoat @ Jul 23 2014, 10:34 AM) Oh, so increased from 3.85% ? Is it until end of Aug ? Thanks ! till 30th Aug seems like they revised it to match ocbc  |
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Jul 23 2014, 10:59 AM
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Junior Member
104 posts Joined: Sep 2013
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QUOTE(potachan @ Jul 23 2014, 10:49 AM) till 30th Aug Not much different between 3.85% or 3.9% as my principal is less than RM20k seems like they revised it to match ocbc |
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Jul 23 2014, 12:08 PM
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Senior Member
817 posts Joined: Mar 2014
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QUOTE(FDInvestor @ Jul 23 2014, 10:59 AM) Not much different between 3.85% or 3.9% as my principal is less than RM20k 3.9% is more attractive, better than HL 15month 3.8%. |
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Jul 23 2014, 12:13 PM
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Senior Member
1,749 posts Joined: Oct 2007
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QUOTE(potachan @ Jul 23 2014, 10:30 AM) just come back from UOB min fund required?latest fd promo 6months 3.7% p.a 13months 3.9% p.a no need CASA |
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Jul 23 2014, 01:25 PM
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Junior Member
100 posts Joined: Jan 2003
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QUOTE(zenwell @ Jul 23 2014, 12:13 PM) min fund required? minimum 10k if I'm not wrong. |
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