I'm the one that ask question that you can't answer but ask me back irrelevant question.

Just want to recofirm the following. The first two transactions done on 30-Mar-14 but posted in April considered as April Tranx? So total Tranx for April is 8?

1-Apr-14 30-Mar-14 RESTOREN LIANG CHEN MY 78.80
2-Apr-14 30-Mar-14 SHELL-DYNAMIC SYAZSANI  MY 61.53
5-Apr-14 4-Apr-14 SHELL-HALINI MAJU ENT  MY 58.40
6-Apr-14 5-Apr-14 AEON DEPT-KULAIJAYA  MY 50.00
7-Apr-14 6-Apr-14 SHELL-HALINI MAJU ENT  MY 50.00
14-Apr-14 12-Apr-14 SHELL-HALINI MAJU ENT  MY 87.78
13-Apr-14 12-Apr-14 AEON BUKIT INDAH  MY 80.00
13-Apr-14 12-Apr-14 AEON BUKIT INDAH  MY 70.00

Nope, transaction for cash back is based on transaction date, not posting date.
Still, that 2 "missed" transaction you have to pay on next statement

Do you agree with my post #590 in response to your January-2014 transactions?

if you buy at aeon supermarket then is under grocery.

Nope, you are wrong. As said multiple time, the cash back is calculated based on transaction month. So even if you carry 2 transactions for Jan forward to next month, the Jan cash back still will still calculate that 2 transaction together. And this 2 transaction is considered as Jan transaction, not Feb transaction like some said before.

yup, is right.
After all, I have nothing to lose here, I'm just sharing the strategies to use this card and what to be avoided.

But from the list of transactions you attached it clearly stated otherwise. Why don't you recalculate?

The rebate you got on 28-Feb for calendar month January of
1) rm44 for total spend on groceries of rm442.15 did not include tranx on 29-Jan of rm11, otherwise should be rm45
2) rm39 for total spend on petrol of rm392.49 did not include tranx on 31-Jan of rm103, otherwise should be rm50

Maybe you should double check if these 2 tranx's rebates appeared on  28-mar.

Sorry I responded to you b4 your correction. So now you agree that transaction calculation is based on Posted Date and not Transaction Date?

It never, as it is disputed and they use I swipe at counter as excuse. Still under appealing state.

Sorry I don't understand. U mean those two tranx of rm11 groceries and rm103 petrol under appeal and were not classified in the groceries and petrol categories?

I applied for a Hong Leong Wise Gold today. Does anyone know the difference between the Gold and the Platinum Wise?

no difference in terms of cash back benefits.

so the only diff is the credit limit?

not sure about CL , since mine is gold and CL is 30K..
the only different that I know is annual fee for gold is lower... better get gold

wah, that's a huge credit limit for a gold card. on average what is the multiple of monthly salary to CL? 3x?

I applied for Gold because i thought easier to get approved. Then will do the BT and get the freebies hopefully

wah, that's a huge credit limit for a gold card. on average what is the multiple of monthly salary to CL? 3x?

For Wise card, one gets nothing in return to spend above RM1k/pm in the chosen categories.  It is wiser to use other cc like Mbb2Amex or OCBC Ti when Wise card already hit 1k.
Unless one needs the credit to roll for something else, even 2k to 3k CL for Wise card is more than enough.

For Wise card, one gets nothing in return to spend above RM1k/pm in the chosen categories.  It is wiser to use other cc like Mbb2Amex or OCBC Ti when Wise card already hit 1k.
Unless one needs the credit to roll for something else, even 2k to 3k CL for Wise card is more than enough.

That's right...
for me, I spend only ~ 1k for wise, ~1k for mbb2 amex platinumon weekend for cash back..
the rest will use mbb2 amex reserve...if amex not accepted, will use mbb2 VI..
those are the only cards I'm using now..
I'm not sure whether to cancel my existing cimb VI that I was using for more than 2 yrs...