Bank Name : Hong Leong

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Link : http://www.hlb.com.my/pfs/cc/ccbt.jsp?flag=ccbt

Balance transfer details

Valid Until : Not sure (6 months or 12 months depend on the tenure you did initially unless you been offered for the LIFE TIME RATES which allowing you to maintain minimum 5% every months until infinity months. Once the validity ends, but the balance not yet settle, all turn into normal rate 18% p.a according to normal cc rate)
Early Settlement Penalty : RM 0 (RM 70 for normal BT 6/12 months will directly charge on your next CC statement if you accidentally or purposely early settle it before it due.)

: Plan A - Up to you when you want to settle (no end date), 6.99% fee, 0% interest, Min - RM 1k per bank
Note : There seems to be contradicting T&C stated in the official document vs what is being described by the bank CS. Pls make sure you do your homework before you commit yourself

Valid Until : NA
Early Settlement Penalty : RM 100

: Plan B - 3 mths, 0% fee, 0.4% interest/mth, Min - RM 1k per bank
: Plan C - 6 mths, 0% fee, 0.5% interest/mth, Min - RM 1k per bank
: Plan D - 9 mths, 0% fee, 0.75% interest/mth, Min - RM 1k per bank
: Plan E - 12 mths, 0% fee, 1% interest/mth, Min - RM 1k per bank

Wanna ask about BT... let's say I BT from Bank A to Bank B amount 10k.  Then later can I BT some more from Bank A to Bank B another 10k?  Provided Bank B credit limit still enough.

You owe Bank A rm10k or 20k?

RM10k.  Later swipe some more, but wanna take advantage of those 0% BT, so BT some more.  Can?

If I owe RM20k, can I choose to BT RM10k?

if you owe rm10k today, BT rm10k. then spend another 5k, then BT rm 5k is ok

but if you owe RM 10k today, BT 10k. don't spend but BT another RM10k to the same bank, i am not sure

the 2% one time interest for 12 months for existing PB CC is it still available? could not find any link from their website.

Hong Leong Bank 6 month 0% Balance Transfer Promo
FREE iPOD SHUFFLE or Petrol Vouchers when your application gets approved, ends 30th April 2014



Review: http://savemoney.my/hong-leong-bank-0-bala...30th-april-2014

Promo: https://ringgitplus.com/en/balance-transfer...e-Transfer.html

This is a very good deal indeed. if my public bank application fail, then i will apply for this

Hong Leong Bank 6 month 0% Balance Transfer Promo
FREE iPOD SHUFFLE or Petrol Vouchers when your application gets approved, ends 30th April 2014



Review: http://savemoney.my/hong-leong-bank-0-bala...30th-april-2014

Promo: https://ringgitplus.com/en/balance-transfer...e-Transfer.html

T&C: https://ringgitplus.com/forms/HLBK001-ringg...offer-terms.pdf

u can call their cs to find out. let us know if update is needed

possible to BT 3K eventhough statement only 1.5K?

Hong Leong Bank 6 month 0% Balance Transfer Promo
FREE iPOD SHUFFLE or Petrol Vouchers when your application gets approved, ends 30th April 2014



Review: http://savemoney.my/hong-leong-bank-0-bala...30th-april-2014

Promo: https://ringgitplus.com/en/balance-transfer...e-Transfer.html

T&C: https://ringgitplus.com/forms/HLBK001-ringg...offer-terms.pdf

I am new to this forum. Has anyone applied for a ringgitplus offer before? i am considering a bal tran but not sure whether to do online or not?

Are u existing hong leong bank credit card holder for long time? This promotion is only valid for new hong leong bank who apply their hong leong credit card during campaign period.

2.1 apply online at the Organiser's website ringgitplus.com for a NEW Hong Leong Bank
Credit Card as a Principal Cardholder (“Cardholder”) and are approved for any one (1) of
the Hong Leong Bank Credit Cards (“HLB Credit Card”) during the Campaign Period;