Only can say : choose wisely on the category. For a married family, groceries and petrol + mobile will be the best choice.
Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month
Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month
|
|
Mar 9 2014, 09:41 PM
Return to original view | Post
#1
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
Only can say : choose wisely on the category. For a married family, groceries and petrol + mobile will be the best choice.
|
|
|
|
|
|
Mar 10 2014, 09:28 PM
Return to original view | Post
#2
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(chinth @ Mar 10 2014, 03:42 PM) Hi Like a Bause and MGM, For HLB WISE cards, best is to swipe based on your chosen categories. I have 3 cards now, 1 WISE and MBB dual cards. WISE for my selected(groceries, petrol, mobile) while MBB for other transactions(TM net, TNB, dining). I'm spending rm2000 for both of these cards a month where 50% are helping relatives.Thanks for the reply. There is no cash back for my friend on the transaction I posted just now. My friend called HL CS, they said the 10 swipe must spend on "cash back categories", that's mean if one of 10 swipe is TM Net, you are not entitled for CB. I'm very confusing on this........ QUOTE(JustForCheonging @ Mar 10 2014, 06:46 PM) Hey guys, How much petrol cost a month? Topping up TNG beside Plus you may subjected to service charges.I am a heavy user of petroleum and tng as I am travelling quite often. Any idea how to topup tng using HLB CC here? |
|
|
Mar 15 2014, 09:50 AM
Return to original view | Post
#3
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
Screw the bloody system. Hard to use and always give error.
|
|
|
Mar 16 2014, 09:14 AM
Return to original view | Post
#4
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(MGM @ Mar 16 2014, 08:10 AM) Bloodihel still can't transaction details at HLConnect but get this msg instead: I can say only sending message is the only thing you can do.Sorry, we are unable to process your request now. Please try again later. You may also click on Message to report your issue or contact our Call Center at +603-7626 8899 for assistance. (2185) Anybody manage to access without similar problem? On the main page, you can only see total amount due. |
|
|
Mar 20 2014, 01:42 AM
Return to original view | Post
#5
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
So complicated on AEON, better don't go, since their price never been the cheapest compare to Tesco, Giant, AeonBig.
|
|
|
Mar 20 2014, 10:43 AM
Return to original view | Post
#6
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(HJebat @ Mar 20 2014, 07:42 AM) I won't comment on the complicated part, but I fully agree that AEON's price is not the cheapest. That's why I don't bother going to Jusco. As in Seremban, every shopping complex parking are FOC while Jusco need to pay.Some items are priced even higher than its counterparts in Borneo |
|
|
|
|
|
Mar 20 2014, 11:36 AM
Return to original view | Post
#7
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
|
|
|
Mar 26 2014, 02:14 PM
Return to original view | Post
#8
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(mcricky @ Mar 25 2014, 10:45 PM) For example, What's your statement's amount? Follow that. Any statement from forum cannot be treated as real.statement date 21stFeb, statement balance RM1000 rebate on 28thFeb, RM100 due date on 13thMar, should i pay RM1000 or RM900? QUOTE(roger roger @ Mar 26 2014, 12:09 PM) From 1st march until 15 march already fully utilize the cash back quota for my wise. Hope HLB wise can increase the capping to encourage more spending If they do like this, the card should called "STUPID" and not "WISE".If you spend rm1000 every month, the bank actually are losing money, since they only charge merchant 1-3%. If the they really increase the rebet say rm200 a month, I'll be making rm100 from it every month. |
|
|
Mar 26 2014, 05:12 PM
Return to original view | Post
#9
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(roger roger @ Mar 26 2014, 02:37 PM) not stupid, should be "more wise". its a marketing gimmick. You are like implying HLB stupid for giving 10% rebate while other only giving 5%. By the way, if you work with banks, banks dont earn their profit from the 2% or 3% of merchant charges. Those are just merely handling charges. Do remember, once you apply this new HLB card, they give you waiver of GST and free tower fan. So you are thinking they recover from the merchant charges only? No way. Their big chunks of profit is from the 18% pa late payment penalty. They dont issue card just they way you stated above. I surprise to see this reply nowaday. If not mistaken, when you don't clear the amount due, you are not entitled for rebet. |
|
|
Mar 26 2014, 05:15 PM
Return to original view | Post
#10
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(bluebay @ Mar 26 2014, 03:58 PM) "3. How do I earn the 10% cash back? Help your neighbor to buy some groceries should able to hit the limit.Just swipe a minimum of any 10 retail transactions monthly (minimum of RM50 per transaction) to activate the 10% cash back on your selected cash back categories." I don't think I can swipe 10 times per month.. Not wise for me to apply eh? |
|
|
Mar 27 2014, 12:14 PM
Return to original view | Post
#11
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(guy3288 @ Mar 27 2014, 09:16 AM) Has anyone experienced fraudulent charges to his Wise card? I had it yesterday, received SMS at 14.49hr saying my Card was debited RM200 at Petrol Station (at my regular kiosk). The card shall be following you like your IC and license.First i thought it could be some late SMS for my last transaction. My last usage was 21.3.2014 as I had achieved my target Cash Rebate RM100 for the month. So the card was in my drawer since then. But when i called up the CS at 1930 hr, i was shocked to know that my card was 'used' at that kiosk yesterday. How much the amount she doesnt know as need a few days to see in on screen. Now all the hassle, cancel the card and get new replacement, sigh.......hopefully no charges to me, no new GST no AF and cancel the fraudulent charges.. so watch out guys, the SMS alert is not to be taken lightly! Or is it someone you know use your card? |
|
|
Mar 27 2014, 09:44 PM
Return to original view | Post
#12
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
|
|
|
Mar 28 2014, 03:57 PM
Return to original view | Post
#13
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(Devil4life @ Mar 28 2014, 12:52 PM) I think you confuse with the date, that date from what I understand is just the cash rebate date. To make it simple :From the FAQs, the monthly transactions from what I understand is from 1st till last day of the month (based on posting date) 3. How do I earn the 10% cash back? Just swipe a minimum of any 10 retail transactions monthly (minimum of RM50 per transaction) to activate the 10% cash back on your selected cash back categories. 9. When will the cash back be credited into Principal Cardholder's account? The cash back will be calculated at the end of each calendar month and will be credited to the principal Cardholder's account on the 28th of the following month. Cardholder will see this reflected in their statement then. Eg. May-2013 transactions will get the 10% rebate on 28-June-2013 June-2013 transactions will get the 10% rebate on 28-July-2013 July-2013 transactions will get the 10% rebate on 28-Aug-2013 But then I don't have a Wise card to confirm. So perhaps others can help confirm on this. cash back rebet from previous month will bank in on 28th each month Cash back entitlement are calculated based on 1-31(or 28,29,30) that month |
|
|
|
|
|
Mar 28 2014, 10:58 PM
Return to original view | Post
#14
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(hkboey @ Mar 28 2014, 07:58 PM) Thanks fly126 for pointing out. I saw this from Hong Leong website too but Wise card wasnt mentioned in the combo. My auntie's classic HSBC's credit limit are rm150k while my Platinum Master from Maybank is rm15k.For Wise card, benefits for Gold & Plat has no different. What about GSC gold vs plat? I think the only diff is the one-time Bonus Value of RM60 vs RMM100 right? Does the card show anything? Nothing actually, but if just want to fullfill your lust on "high" standard card, go for it. |
|
|
Mar 28 2014, 11:27 PM
Return to original view | Post
#15
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(andrekua2 @ Mar 28 2014, 11:22 PM) Why are you surprised? Honestly some people really care about the type of cards they received, but in reality, its the benefits that matters. I once got my HSBC classic card up to 20K as well. I never surprised. A credit card is a credit card. When fraud case happens, it is still a fraud case, only classic card those jerks know that the limit are low and don't swipe a lot. But those platinum they dare to swipe expensive stuffs.I had this fraud case before, so I request for lower credit limit. |
|
|
Mar 29 2014, 11:19 AM
Return to original view | Post
#16
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(hkboey @ Mar 29 2014, 01:58 AM) You mean "you" took the platinum for your lust on high standard?? Nope, I applied for gold only and they gave me platinum. But then what special benefit I have? Is still same as normal gold and classic.I was just comparing gold vs plat benefit. What makes u think Im looking to fulfill my lust? LoL |
|
|
Mar 29 2014, 04:00 PM
Return to original view | Post
#17
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
|
|
|
Mar 30 2014, 05:44 PM
Return to original view | Post
#18
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
|
|
|
Mar 31 2014, 10:22 AM
Return to original view | Post
#19
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
|
|
|
Mar 31 2014, 10:26 AM
Return to original view | Post
#20
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(mac.tay @ Mar 31 2014, 09:39 AM) I just reach 1 year of usage, GST sure have to pay, but annual fee not stated in my statement yet.Even you need to pay rm210 for WISE, as long as you can get back rm100 every month, you are still getting about 8.25% of cash back, which is still better than other cards. |
|
Topic ClosedOptions
|
| Change to: | 0.0256sec
0.65
7 queries
GZIP Disabled
Time is now: 30th November 2025 - 07:48 PM |