Going to apply for HLB wise gold to complement my MBK 2 amex......looks like the best cash rebate card in town.......
Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month
Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month
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Mar 31 2014, 05:16 PM
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#1
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637 posts Joined: Mar 2014 From: Airport around the world |
Going to apply for HLB wise gold to complement my MBK 2 amex......looks like the best cash rebate card in town.......
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Apr 2 2014, 08:32 PM
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#2
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637 posts Joined: Mar 2014 From: Airport around the world |
Is 99 speed mart under groceries category ?
i do most of my groceries shopping over there... |
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Apr 2 2014, 10:40 PM
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#3
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637 posts Joined: Mar 2014 From: Airport around the world |
QUOTE(victorywp @ Apr 2 2014, 10:00 PM) by right 99 speedmart should be considered as grocery because hero hypermart or econsave also considered as grocery. I don't have WISE yet, but i'm planning to visit HLB branch (and also The Garden Midvalley) this friday to apply (wise gold).anyway, i think you can help to confirm this by buying some small items with your hlb wise and check your statement. This post has been edited by tigaxxx: Apr 2 2014, 10:44 PM |
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Apr 15 2014, 03:43 PM
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#4
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637 posts Joined: Mar 2014 From: Airport around the world |
QUOTE(supersound @ Apr 15 2014, 08:48 AM) That's the problem being an OKU, no offence but when you are lazy and apply it outside of a branch, you are opening your back door for fraud case. This is true...try not to apply thru an agent..Put some sense of security next time Some of these agents sometimes will duplicate your details and sell it to others and for your case, they change it from gold to platinum Worst case, after donkey years suddenly CIMB send you a letter demanding rm100k for CC spending Also, dealing with CC application, we must LC a bit, no need to provide all the required documents as they will still check those CTOS, CRISS. Let them do some work as they are earning commission for info , maybank no longer uses agent for their CC marketing |
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Apr 16 2014, 12:20 PM
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#5
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637 posts Joined: Mar 2014 From: Airport around the world |
Called Hong Leong CS just now and was informed that my wise gold had been approved..
now waiting for delivery ... |
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Apr 16 2014, 01:16 PM
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#6
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637 posts Joined: Mar 2014 From: Airport around the world |
QUOTE(supersound @ Apr 16 2014, 01:10 PM) MBB's master/Visa I can say is useless, I use it for installment plan only. I don't carry mbb2 mastercard platinum with..not so useful...Yup, using CC to swipe cash using your way are good. I can say inside that rm1000 I spent on WISE, rm400 is I helping my relative to spend however I still use mbb2 visa infinite coz I still can earn 1 enrich mile with rm2.25 spent... |
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Apr 19 2014, 09:43 PM
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#7
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637 posts Joined: Mar 2014 From: Airport around the world |
Also used my wise gold for the first time today....
swipe 2x for celcom & 2x for digi - kiosk at Alamanda.. 1x at myMydin BBBangi...hopefully this my Mydin is under Grocery.. 5 more swipes to go |
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Apr 19 2014, 10:00 PM
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#8
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637 posts Joined: Mar 2014 From: Airport around the world |
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Apr 23 2014, 05:01 PM
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#9
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637 posts Joined: Mar 2014 From: Airport around the world |
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Apr 23 2014, 05:49 PM
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#10
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637 posts Joined: Mar 2014 From: Airport around the world |
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Apr 23 2014, 07:16 PM
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#11
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QUOTE(aeiou228 @ Apr 23 2014, 05:46 PM) For Wise card, one gets nothing in return to spend above RM1k/pm in the chosen categories. It is wiser to use other cc like Mbb2Amex or OCBC Ti when Wise card already hit 1k. That's right...Unless one needs the credit to roll for something else, even 2k to 3k CL for Wise card is more than enough. for me, I spend only ~ 1k for wise, ~1k for mbb2 amex platinumon weekend for cash back.. the rest will use mbb2 amex reserve...if amex not accepted, will use mbb2 VI.. those are the only cards I'm using now.. I'm not sure whether to cancel my existing cimb VI that I was using for more than 2 yrs... |
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Apr 24 2014, 03:38 PM
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#12
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637 posts Joined: Mar 2014 From: Airport around the world |
Just to make our live easier, just swipe 10xRM50 + RM??? before 27th of every month...
setel.... |
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Apr 24 2014, 04:41 PM
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#13
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637 posts Joined: Mar 2014 From: Airport around the world |
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Apr 30 2014, 12:51 PM
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#14
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637 posts Joined: Mar 2014 From: Airport around the world |
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May 13 2014, 02:09 PM
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#15
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Electrical/computer stuff at aeon big fall under "Groceries" ?
they have special payment counter for that... This post has been edited by tigaxxx: May 13 2014, 02:11 PM |
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May 13 2014, 02:29 PM
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#16
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637 posts Joined: Mar 2014 From: Airport around the world |
QUOTE(victorywp @ May 13 2014, 02:25 PM) i tried in tesco before which also has a special payment counter for electrical/computer stuffs, and it falls under grocery. Thanks..going to buy computer mouse at Aeon big Alamandai never try in aeon big before but i can say should be 99% will be under grocery if not 100%. |
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May 13 2014, 02:44 PM
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#17
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637 posts Joined: Mar 2014 From: Airport around the world |
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May 19 2014, 11:08 PM
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#18
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QUOTE(Wongchoy @ May 19 2014, 10:12 PM) With the recently launch of Public Bank Visa Signature which cover grocery dining and online transaction, do you all think this is a worthy upgrade from wise card. My wise card anniv is coming late June and i'm considering my options now. As some of you might be aware, my wise category is Dining and grocery so it is sort of a direct replacement. The benefit of PBB AF waiver leaves me a positive impression about this card. For the past year, i have enjoyed the wise card benefit so much, that after OCBC Titanium is converted to 1% and i duly cancelled it, i do not hesitate to apply for a 2nd card thru my wife name for utility and petrol usage. I would also not maintain both cards since my spending on dining and grocery is less than 1k a month. But since AF waiver for wise card is not guaranteed, I'd like to hear from you. Get PBB VS or maintain wise card and hope to qualify for AF waiver. Thank you It all boils down to ur spending pattern...only u can answer that...wise is 10% while PB is only 6% for me if I had to choose, I would prefer wise coz I spend wisely |
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May 20 2014, 09:11 AM
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#19
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637 posts Joined: Mar 2014 From: Airport around the world |
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May 20 2014, 11:50 AM
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#20
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QUOTE(cyclonerox @ May 20 2014, 10:51 AM) I did! and they told me there's is some issues with the credit card, can't make any online transaction zzzzzzzzz That's what they told me also..and I never received any sms alert whenever I purchase somethingTIRED with their CS since the first day I received my card last month. |
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