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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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tigaxxx
post Mar 31 2014, 05:16 PM

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Going to apply for HLB wise gold to complement my MBK 2 amex......looks like the best cash rebate card in town.......
tigaxxx
post Apr 2 2014, 08:32 PM

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Is 99 speed mart under groceries category ?
i do most of my groceries shopping over there...
tigaxxx
post Apr 2 2014, 10:40 PM

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QUOTE(victorywp @ Apr 2 2014, 10:00 PM)
by right 99 speedmart should be considered as grocery because hero hypermart or econsave also considered as grocery.
anyway, i think you can help to confirm this by buying some small items with your hlb wise and check your statement.
*
I don't have WISE yet, but i'm planning to visit HLB branch (and also The Garden Midvalley) this friday to apply (wise gold).

This post has been edited by tigaxxx: Apr 2 2014, 10:44 PM
tigaxxx
post Apr 15 2014, 03:43 PM

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QUOTE(supersound @ Apr 15 2014, 08:48 AM)
That's the problem being an OKU, no offence but when you are lazy and apply it outside of a branch, you are opening your back door for fraud case.
Put some sense of security next time notworthy.gif
Some of these agents sometimes will duplicate your details and sell it to others and for your case, they change it from gold to platinum shocking.gif
Worst case, after donkey years suddenly CIMB send you a letter demanding rm100k for CC spending rclxub.gif
Also, dealing with CC application, we must LC a bit, no need to provide all the required documents as they will still check those CTOS, CRISS. Let them do some work as they are earning commission hmm.gif
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This is true...try not to apply thru an agent..
for info , maybank no longer uses agent for their CC marketing
tigaxxx
post Apr 16 2014, 12:20 PM

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Called Hong Leong CS just now and was informed that my wise gold had been approved.. rclxms.gif
now waiting for delivery ... rclxm9.gif
tigaxxx
post Apr 16 2014, 01:16 PM

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QUOTE(supersound @ Apr 16 2014, 01:10 PM)
MBB's master/Visa I can say is useless, I use it for installment plan only.
Yup, using CC to swipe cash using your way are good. I can say inside that rm1000 I spent on WISE, rm400 is I helping my relative to spend thumbup.gif
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I don't carry mbb2 mastercard platinum with..not so useful...
however I still use mbb2 visa infinite coz I still can earn 1 enrich mile with rm2.25 spent...
tigaxxx
post Apr 19 2014, 09:43 PM

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Also used my wise gold for the first time today....

swipe 2x for celcom & 2x for digi - kiosk at Alamanda..
1x at myMydin BBBangi...hopefully this my Mydin is under Grocery..

5 more swipes to go smile.gif
tigaxxx
post Apr 19 2014, 10:00 PM

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QUOTE(supersound @ Apr 19 2014, 09:55 PM)
Mydin confirmed yes.
And make sure you buy the offer price stuffs.
*
Thanks... Dutch Lady UHT 1Liter low fat milk for only RM4.39 each thumbup.gif
tigaxxx
post Apr 23 2014, 05:01 PM

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QUOTE(darthsaverstrikes @ Apr 23 2014, 04:55 PM)
so the only diff is the credit limit?
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not sure about CL , since mine is gold and CL is 30K..
the only different that I know is annual fee for gold is lower... better get gold
tigaxxx
post Apr 23 2014, 05:49 PM

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QUOTE(darthsaverstrikes @ Apr 23 2014, 05:33 PM)
wah, that's a huge credit limit for a gold card. on average what is the multiple of monthly salary to CL? 3x?
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I have no idea..I only need 1k-2k CL
tigaxxx
post Apr 23 2014, 07:16 PM

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QUOTE(aeiou228 @ Apr 23 2014, 05:46 PM)
For Wise card, one gets nothing in return to spend above RM1k/pm in the chosen categories.  It is wiser to use other cc like Mbb2Amex or OCBC Ti when Wise card already hit 1k.
Unless one needs the credit to roll for something else, even 2k to 3k CL for Wise card is more than enough.
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That's right...
for me, I spend only ~ 1k for wise, ~1k for mbb2 amex platinumon weekend for cash back..
the rest will use mbb2 amex reserve...if amex not accepted, will use mbb2 VI..
those are the only cards I'm using now..
I'm not sure whether to cancel my existing cimb VI that I was using for more than 2 yrs...

tigaxxx
post Apr 24 2014, 03:38 PM

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Just to make our live easier, just swipe 10xRM50 + RM??? before 27th of every month...
setel....
tigaxxx
post Apr 24 2014, 04:41 PM

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QUOTE(victorywp @ Apr 24 2014, 03:46 PM)
rm50 x 10 + rm500 before 27th (except february).
but to be safe side, maybe before 26th because i still see my transactions taking more than 2 days to be posted (after hlb upgrade).
*

Agree...

tigaxxx
post Apr 30 2014, 12:51 PM

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QUOTE(echoesian @ Apr 30 2014, 12:38 PM)
Going to cancel this card next month as there is no annual fee waiver.... quite sad as this card gives 10% rebate
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Fee is only rm160 for gold..u'll have rm990 left

This post has been edited by tigaxxx: Apr 30 2014, 12:53 PM
tigaxxx
post May 13 2014, 02:09 PM

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Electrical/computer stuff at aeon big fall under "Groceries" ?
they have special payment counter for that...

This post has been edited by tigaxxx: May 13 2014, 02:11 PM
tigaxxx
post May 13 2014, 02:29 PM

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QUOTE(victorywp @ May 13 2014, 02:25 PM)
i tried in tesco before which also has a special payment counter for electrical/computer stuffs, and it falls under grocery.
i never try in aeon big before but i can say should be 99% will be under grocery if not 100%.
*
Thanks..going to buy computer mouse at Aeon big Alamanda
tigaxxx
post May 13 2014, 02:44 PM

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QUOTE(victorywp @ May 13 2014, 02:33 PM)
i suppose all payment counters inside tesco/giant/aeon big should be under grocery.
you may update us next time after you receive your statement.  nod.gif
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OK, i'll do that..
tigaxxx
post May 19 2014, 11:08 PM

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QUOTE(Wongchoy @ May 19 2014, 10:12 PM)
With the recently launch of Public Bank Visa Signature which cover grocery dining and online transaction, do you all think this is a worthy upgrade from wise card. My wise card anniv is coming late June and i'm considering my options now. As some of you might be aware, my wise category is Dining and grocery so it is sort of a direct replacement. The benefit  of PBB AF waiver leaves me a positive impression about this card. For the past year, i have enjoyed the wise card benefit so much, that after OCBC Titanium is converted to 1% and i duly cancelled it, i do not hesitate to apply for a 2nd card thru my wife name for utility and petrol usage. I would also not maintain both cards since my spending on dining and grocery is less than 1k a month. But since AF waiver for wise card is not guaranteed, I'd like to hear from you. Get PBB VS or maintain wise card and hope to qualify for AF waiver. Thank you smile.gif
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It all boils down to ur spending pattern...only u can answer that...
wise is 10% while PB is only 6%
for me if I had to choose, I would prefer wise coz I spend wisely smile.gif
tigaxxx
post May 20 2014, 09:11 AM

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QUOTE(cyclonerox @ May 20 2014, 01:20 AM)
I can't make any payment at DiGi kiosk also...how should I pay my phone bill?
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Same thing here
tigaxxx
post May 20 2014, 11:50 AM

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QUOTE(cyclonerox @ May 20 2014, 10:51 AM)
I did! and they told me there's is some issues with the credit card, can't make any online transaction zzzzzzzzz
TIRED with their CS since the first day I received my card last month.
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That's what they told me also..and I never received any sms alert whenever I purchase something

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