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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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eric84cool
post Apr 21 2014, 11:02 PM

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hey guys, remembered the competition giveaway for mercedes A200? any news on that?
TSronnie
post Apr 22 2014, 08:57 AM

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QUOTE(eric84cool @ Apr 21 2014, 11:02 PM)
hey guys, remembered the competition giveaway for mercedes A200? any news on that?
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Mercedes Benz A250..... I won it in my dreams
victorywp
post Apr 22 2014, 10:33 AM

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QUOTE(ronnie @ Apr 22 2014, 08:57 AM)
Mercedes Benz A250..... I won it in my dreams
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but you gave it to me in my dreams... brows.gif
yw46
post Apr 22 2014, 11:00 AM

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I feel that HLB Wise system is damn lousy

1. no e-statement
2. change in category took few days (I requested for change in category end of March, RM 10 fee posted on April, new category effective May 2014)
bee993
post Apr 22 2014, 11:17 AM

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Juz receive call to apply..but I check hlb website got diff promo when apply this card. Got free car cam / kids book offer. While the 1 call nvr mention got anything.

Think I shud check out the kids book fair got hlb roadshow or not.
HJebat
post Apr 22 2014, 03:28 PM

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QUOTE(supersound @ Apr 21 2014, 12:00 PM)
Without proper guide, you may not able to hit maximum.
BTW, just keep this mind, petrol you must use the pump's credit card machine to swipe, use inside the counter won't entitle for cash back most of the time.
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Most of the time? Means sometimes are entitled for cash back?
SUSsupersound
post Apr 22 2014, 03:40 PM

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QUOTE(HJebat @ Apr 22 2014, 03:28 PM)
Most of the time? Means sometimes are entitled for cash back?
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That credit card machine have to see how the shop owner register. By right registering under petrol they will be charge 1% while other category will be 2-3% and AMEX 4.5% hmm.gif
Like in PD/Lukut, there's only 2 Caltex petrol station and I always top up using Caltex.
During that time I don't really know on this and each time the statement comes, the transaction done on those 2 station got 1 sure 0 cash back while another sometime got sometimes don't have.
Then I rule out those 2 stations can fly kite and go to Seremban station.
And still I can't get max cash back. The difference is sometimes I swipe from pump and sometimes at the counter.
At counter cannot get and at pump can get. So now I always swipe at pump only and no problem on cannot get cash back thumbup.gif
MGM
post Apr 22 2014, 03:56 PM

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Just want to recofirm the following. The first two transactions done on 30-Mar-14 but posted in April considered as April Tranx? So total Tranx for April is 8?

1-Apr-14 30-Mar-14 RESTOREN LIANG CHEN MY 78.80
2-Apr-14 30-Mar-14 SHELL-DYNAMIC SYAZSANI MY 61.53
5-Apr-14 4-Apr-14 SHELL-HALINI MAJU ENT MY 58.40
6-Apr-14 5-Apr-14 AEON DEPT-KULAIJAYA MY 50.00
7-Apr-14 6-Apr-14 SHELL-HALINI MAJU ENT MY 50.00
14-Apr-14 12-Apr-14 SHELL-HALINI MAJU ENT MY 87.78
13-Apr-14 12-Apr-14 AEON BUKIT INDAH MY 80.00
13-Apr-14 12-Apr-14 AEON BUKIT INDAH MY 70.00

victorywp
post Apr 22 2014, 04:01 PM

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QUOTE(supersound @ Apr 22 2014, 03:40 PM)
That credit card machine have to see how the shop owner register. By right registering under petrol they will be charge 1% while other category will be 2-3% and AMEX 4.5% hmm.gif
Like in PD/Lukut, there's only 2 Caltex petrol station and I always top up using Caltex.
During that time I don't really know on this and each time the statement comes, the transaction done on those 2 station got 1 sure 0 cash back while another sometime got sometimes don't have.
Then I rule out those 2 stations can fly kite and go to Seremban station.
And still I can't get max cash back. The difference is sometimes I swipe from pump and sometimes at the counter.
At counter cannot get and at pump can get. So now I always swipe at pump only and no problem on cannot get cash back thumbup.gif
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you should have read the faq first: http://www.hlb.com.my/pfs/cc/ccwise_faq.jsp?flag=ccwise

QUOTE
18. 
If I were enrolled for Petrol category, can I enjoy the petrol cash back at any petrol stations? And, are both card transaction at petrol pump/ automated fuel dispenser and cashier counter eligible for petrol cash back?
  
Yes, you may enjoy petrol cash back for card transaction at automated fuel dispensers, applicable to any petrol stations.   But, card transaction at petrol station's cashier counter will not be eligible for petrol cash back as the swipes at counter may include miscellaneous purchases, eg. food, drinks, etc.


This post has been edited by victorywp: Apr 22 2014, 04:02 PM
victorywp
post Apr 22 2014, 04:03 PM

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QUOTE(MGM @ Apr 22 2014, 03:56 PM)
Just want to recofirm the following. The first two transactions done on 30-Mar-14 but posted in April considered as April Tranx? So total Tranx for April is 8?

1-Apr-14 30-Mar-14 RESTOREN LIANG CHEN MY 78.80
2-Apr-14 30-Mar-14 SHELL-DYNAMIC SYAZSANI  MY 61.53
5-Apr-14 4-Apr-14 SHELL-HALINI MAJU ENT  MY 58.40
6-Apr-14 5-Apr-14 AEON DEPT-KULAIJAYA  MY 50.00
7-Apr-14 6-Apr-14 SHELL-HALINI MAJU ENT  MY 50.00
14-Apr-14 12-Apr-14 SHELL-HALINI MAJU ENT  MY 87.78
13-Apr-14 12-Apr-14 AEON BUKIT INDAH  MY 80.00
13-Apr-14 12-Apr-14 AEON BUKIT INDAH  MY 70.00
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yes
TSronnie
post Apr 22 2014, 04:03 PM

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QUOTE(MGM @ Apr 22 2014, 03:56 PM)
Just want to recofirm the following. The first two transactions done on 30-Mar-14 but posted in April considered as April Tranx? So total Tranx for April is 8?

1-Apr-14 30-Mar-14 RESTOREN LIANG CHEN MY 78.80
2-Apr-14 30-Mar-14 SHELL-DYNAMIC SYAZSANI  MY 61.53
5-Apr-14 4-Apr-14 SHELL-HALINI MAJU ENT  MY 58.40
6-Apr-14 5-Apr-14 AEON DEPT-KULAIJAYA  MY 50.00
7-Apr-14 6-Apr-14 SHELL-HALINI MAJU ENT  MY 50.00
14-Apr-14 12-Apr-14 SHELL-HALINI MAJU ENT  MY 87.78
13-Apr-14 12-Apr-14 AEON BUKIT INDAH  MY 80.00
13-Apr-14 12-Apr-14 AEON BUKIT INDAH  MY 70.00
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Yes... 8 transactions in April 2014
SUSsupersound
post Apr 22 2014, 04:15 PM

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QUOTE(MGM @ Apr 22 2014, 03:56 PM)
Just want to recofirm the following. The first two transactions done on 30-Mar-14 but posted in April considered as April Tranx? So total Tranx for April is 8?

1-Apr-14 30-Mar-14 RESTOREN LIANG CHEN MY 78.80
2-Apr-14 30-Mar-14 SHELL-DYNAMIC SYAZSANI  MY 61.53
5-Apr-14 4-Apr-14 SHELL-HALINI MAJU ENT  MY 58.40
6-Apr-14 5-Apr-14 AEON DEPT-KULAIJAYA  MY 50.00
7-Apr-14 6-Apr-14 SHELL-HALINI MAJU ENT  MY 50.00
14-Apr-14 12-Apr-14 SHELL-HALINI MAJU ENT  MY 87.78
13-Apr-14 12-Apr-14 AEON BUKIT INDAH  MY 80.00
13-Apr-14 12-Apr-14 AEON BUKIT INDAH  MY 70.00
*
Nope, transaction for cash back is based on transaction date, not posting date.
Still, that 2 "missed" transaction you have to pay on next statement whistling.gif
MGM
post Apr 22 2014, 04:17 PM

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Thanks victorwp and ronnie, sorry for being kiasu. Holding too many cards and there are too many T&Cs to remember.
victorywp
post Apr 22 2014, 04:28 PM

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QUOTE(MGM @ Apr 22 2014, 04:17 PM)
Thanks victorwp and ronnie, sorry for being kiasu. Holding too many cards and there are too many T&Cs to remember.
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so you need 2 more transactions to activate the 10% for april.
but i see that you have departmental, petrol, dining...?
which category you chose?
MGM
post Apr 22 2014, 04:39 PM

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QUOTE(victorywp @ Apr 22 2014, 04:28 PM)
so you need 2 more transactions to activate the 10% for april.
but i see that you have departmental, petrol, dining...?
which category you chose?
*
Deparmental and petrol, yes need two more tranx.
But supersound is contradicting us. doh.gif

victorywp
post Apr 22 2014, 04:42 PM

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QUOTE(MGM @ Apr 22 2014, 04:39 PM)
Deparmental and petrol, yes need two more tranx.
But supersound is contradicting us. doh.gif
*
yeah, i think he must have misunderstood your information. nod.gif
aeiou228
post Apr 22 2014, 04:55 PM

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Something interesting to share.
My Wise card was charged GST RM50 in Feb and HLB suppose to charge me 2nd year AF on 1st March. I found no AF RM160 in my March statement and I though HLB might have charge me in April but up till today, no AF being charged.
Perhaps HLB give auto AF waiver to Wise card ?

MGM
post Apr 22 2014, 04:56 PM

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QUOTE(aeiou228 @ Apr 22 2014, 04:55 PM)
Something interesting to share.
My Wise card was charged GST RM50 in Feb and HLB suppose to charge me 2nd year AF on 1st March. I found no AF RM160 in my March statement and I though HLB might have charge me in April but up till today, no AF being charged.
Perhaps HLB give auto AF waiver to Wise card ?
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If that is the case, it is good news.
tbheng
post Apr 22 2014, 05:34 PM

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QUOTE(MGM @ Apr 22 2014, 04:39 PM)
Deparmental and petrol, yes need two more tranx.
But supersound is contradicting us. doh.gif
*
Yes, I can confirm that as I experienced before.. CB calculation is based on posting date.
Your first 2 transactions will go into April CB (but 1st one not entitled as dinning is not your chosen category).

But I can't confirm if the first 2 transactions count into April 10x transaction to trigger CB for April.
Most of my monthly swipes are more than 10, so can't confirm, but I believe it should work hand-in-hand as the CB transaction method, i.e. based on posting date. Otherwise will be complicated.

As the FAQ below does pointing to Posting Date.
QUOTE
16.
Are the retail transactions in a calendar month are counted based on posting date or transaction date?
 
Retail transactions in a calendar month are counted based on transaction posting date. Cash-Back is awarded based on the total posted Ringgit amount of eligible retail purchases charged to the Wise Card.

bee993
post Apr 22 2014, 05:52 PM

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juz sign for the wise combo with gsc.

the gsc AF will be waived if got 12 transaction per year according to the salesperson.

anyone can comfirm the waiver thing? thanks

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