hey guys, remembered the competition giveaway for mercedes A200? any news on that?
Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month
Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month
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Apr 21 2014, 11:02 PM
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Senior Member
4,540 posts Joined: Jan 2003 From: Sing-a-poor / Kayell / Jay-Bee |
hey guys, remembered the competition giveaway for mercedes A200? any news on that?
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Apr 22 2014, 08:57 AM
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All Stars
21,310 posts Joined: Jan 2003 From: Kuala Lumpur |
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Apr 22 2014, 10:33 AM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart |
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Apr 22 2014, 11:00 AM
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Junior Member
400 posts Joined: Nov 2008 |
I feel that HLB Wise system is damn lousy
1. no e-statement 2. change in category took few days (I requested for change in category end of March, RM 10 fee posted on April, new category effective May 2014) |
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Apr 22 2014, 11:17 AM
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Senior Member
1,178 posts Joined: May 2007 |
Juz receive call to apply..but I check hlb website got diff promo when apply this card. Got free car cam / kids book offer. While the 1 call nvr mention got anything.
Think I shud check out the kids book fair got hlb roadshow or not. |
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Apr 22 2014, 03:28 PM
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Senior Member
1,035 posts Joined: May 2010 |
QUOTE(supersound @ Apr 21 2014, 12:00 PM) Without proper guide, you may not able to hit maximum. Most of the time? Means sometimes are entitled for cash back?BTW, just keep this mind, petrol you must use the pump's credit card machine to swipe, use inside the counter won't entitle for cash back most of the time. |
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Apr 22 2014, 03:40 PM
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Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(HJebat @ Apr 22 2014, 03:28 PM) That credit card machine have to see how the shop owner register. By right registering under petrol they will be charge 1% while other category will be 2-3% and AMEX 4.5% Like in PD/Lukut, there's only 2 Caltex petrol station and I always top up using Caltex. During that time I don't really know on this and each time the statement comes, the transaction done on those 2 station got 1 sure 0 cash back while another sometime got sometimes don't have. Then I rule out those 2 stations can fly kite and go to Seremban station. And still I can't get max cash back. The difference is sometimes I swipe from pump and sometimes at the counter. At counter cannot get and at pump can get. So now I always swipe at pump only and no problem on cannot get cash back |
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Apr 22 2014, 03:56 PM
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All Stars
18,415 posts Joined: Oct 2010 |
Just want to recofirm the following. The first two transactions done on 30-Mar-14 but posted in April considered as April Tranx? So total Tranx for April is 8?
1-Apr-14 30-Mar-14 RESTOREN LIANG CHEN MY 78.80 2-Apr-14 30-Mar-14 SHELL-DYNAMIC SYAZSANI MY 61.53 5-Apr-14 4-Apr-14 SHELL-HALINI MAJU ENT MY 58.40 6-Apr-14 5-Apr-14 AEON DEPT-KULAIJAYA MY 50.00 7-Apr-14 6-Apr-14 SHELL-HALINI MAJU ENT MY 50.00 14-Apr-14 12-Apr-14 SHELL-HALINI MAJU ENT MY 87.78 13-Apr-14 12-Apr-14 AEON BUKIT INDAH MY 80.00 13-Apr-14 12-Apr-14 AEON BUKIT INDAH MY 70.00 |
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Apr 22 2014, 04:01 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart |
QUOTE(supersound @ Apr 22 2014, 03:40 PM) That credit card machine have to see how the shop owner register. By right registering under petrol they will be charge 1% while other category will be 2-3% and AMEX 4.5% you should have read the faq first: http://www.hlb.com.my/pfs/cc/ccwise_faq.jsp?flag=ccwiseLike in PD/Lukut, there's only 2 Caltex petrol station and I always top up using Caltex. During that time I don't really know on this and each time the statement comes, the transaction done on those 2 station got 1 sure 0 cash back while another sometime got sometimes don't have. Then I rule out those 2 stations can fly kite and go to Seremban station. And still I can't get max cash back. The difference is sometimes I swipe from pump and sometimes at the counter. At counter cannot get and at pump can get. So now I always swipe at pump only and no problem on cannot get cash back QUOTE 18. If I were enrolled for Petrol category, can I enjoy the petrol cash back at any petrol stations? And, are both card transaction at petrol pump/ automated fuel dispenser and cashier counter eligible for petrol cash back?  Yes, you may enjoy petrol cash back for card transaction at automated fuel dispensers, applicable to any petrol stations. But, card transaction at petrol station's cashier counter will not be eligible for petrol cash back as the swipes at counter may include miscellaneous purchases, eg. food, drinks, etc. This post has been edited by victorywp: Apr 22 2014, 04:02 PM |
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Apr 22 2014, 04:03 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart |
QUOTE(MGM @ Apr 22 2014, 03:56 PM) Just want to recofirm the following. The first two transactions done on 30-Mar-14 but posted in April considered as April Tranx? So total Tranx for April is 8? yes1-Apr-14 30-Mar-14 RESTOREN LIANG CHEN MY 78.80 2-Apr-14 30-Mar-14 SHELL-DYNAMIC SYAZSANI MY 61.53 5-Apr-14 4-Apr-14 SHELL-HALINI MAJU ENT MY 58.40 6-Apr-14 5-Apr-14 AEON DEPT-KULAIJAYA MY 50.00 7-Apr-14 6-Apr-14 SHELL-HALINI MAJU ENT MY 50.00 14-Apr-14 12-Apr-14 SHELL-HALINI MAJU ENT MY 87.78 13-Apr-14 12-Apr-14 AEON BUKIT INDAH MY 80.00 13-Apr-14 12-Apr-14 AEON BUKIT INDAH MY 70.00 |
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Apr 22 2014, 04:03 PM
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All Stars
21,310 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(MGM @ Apr 22 2014, 03:56 PM) Just want to recofirm the following. The first two transactions done on 30-Mar-14 but posted in April considered as April Tranx? So total Tranx for April is 8? Yes... 8 transactions in April 20141-Apr-14 30-Mar-14 RESTOREN LIANG CHEN MY 78.80 2-Apr-14 30-Mar-14 SHELL-DYNAMIC SYAZSANI MY 61.53 5-Apr-14 4-Apr-14 SHELL-HALINI MAJU ENT MY 58.40 6-Apr-14 5-Apr-14 AEON DEPT-KULAIJAYA MY 50.00 7-Apr-14 6-Apr-14 SHELL-HALINI MAJU ENT MY 50.00 14-Apr-14 12-Apr-14 SHELL-HALINI MAJU ENT MY 87.78 13-Apr-14 12-Apr-14 AEON BUKIT INDAH MY 80.00 13-Apr-14 12-Apr-14 AEON BUKIT INDAH MY 70.00 |
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Apr 22 2014, 04:15 PM
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Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(MGM @ Apr 22 2014, 03:56 PM) Just want to recofirm the following. The first two transactions done on 30-Mar-14 but posted in April considered as April Tranx? So total Tranx for April is 8? Nope, transaction for cash back is based on transaction date, not posting date. 1-Apr-14 30-Mar-14 RESTOREN LIANG CHEN MY 78.80 2-Apr-14 30-Mar-14 SHELL-DYNAMIC SYAZSANI MY 61.53 5-Apr-14 4-Apr-14 SHELL-HALINI MAJU ENT MY 58.40 6-Apr-14 5-Apr-14 AEON DEPT-KULAIJAYA MY 50.00 7-Apr-14 6-Apr-14 SHELL-HALINI MAJU ENT MY 50.00 14-Apr-14 12-Apr-14 SHELL-HALINI MAJU ENT MY 87.78 13-Apr-14 12-Apr-14 AEON BUKIT INDAH MY 80.00 13-Apr-14 12-Apr-14 AEON BUKIT INDAH MY 70.00 Still, that 2 "missed" transaction you have to pay on next statement |
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Apr 22 2014, 04:17 PM
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All Stars
18,415 posts Joined: Oct 2010 |
Thanks victorwp and ronnie, sorry for being kiasu. Holding too many cards and there are too many T&Cs to remember.
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Apr 22 2014, 04:28 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart |
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Apr 22 2014, 04:39 PM
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All Stars
18,415 posts Joined: Oct 2010 |
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Apr 22 2014, 04:42 PM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart |
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Apr 22 2014, 04:55 PM
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Senior Member
5,867 posts Joined: Feb 2006 |
Something interesting to share.
My Wise card was charged GST RM50 in Feb and HLB suppose to charge me 2nd year AF on 1st March. I found no AF RM160 in my March statement and I though HLB might have charge me in April but up till today, no AF being charged. Perhaps HLB give auto AF waiver to Wise card ? |
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Apr 22 2014, 04:56 PM
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All Stars
18,415 posts Joined: Oct 2010 |
QUOTE(aeiou228 @ Apr 22 2014, 04:55 PM) Something interesting to share. If that is the case, it is good news.My Wise card was charged GST RM50 in Feb and HLB suppose to charge me 2nd year AF on 1st March. I found no AF RM160 in my March statement and I though HLB might have charge me in April but up till today, no AF being charged. Perhaps HLB give auto AF waiver to Wise card ? |
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Apr 22 2014, 05:34 PM
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Senior Member
1,188 posts Joined: Sep 2008 |
QUOTE(MGM @ Apr 22 2014, 04:39 PM) Yes, I can confirm that as I experienced before.. CB calculation is based on posting date.Your first 2 transactions will go into April CB (but 1st one not entitled as dinning is not your chosen category). But I can't confirm if the first 2 transactions count into April 10x transaction to trigger CB for April. Most of my monthly swipes are more than 10, so can't confirm, but I believe it should work hand-in-hand as the CB transaction method, i.e. based on posting date. Otherwise will be complicated. As the FAQ below does pointing to Posting Date. QUOTE 16. Are the retail transactions in a calendar month are counted based on posting date or transaction date? Retail transactions in a calendar month are counted based on transaction posting date. Cash-Back is awarded based on the total posted Ringgit amount of eligible retail purchases charged to the Wise Card. |
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Apr 22 2014, 05:52 PM
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Senior Member
1,178 posts Joined: May 2007 |
juz sign for the wise combo with gsc.
the gsc AF will be waived if got 12 transaction per year according to the salesperson. anyone can comfirm the waiver thing? thanks |
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