i scare cant get the rebate, pump RM50.10 every time

I don't see there's any problem with it, as long as you swipe 10X first and make it rm1000 sharp every month to enjoy maximum cash back

yes, tested many times. as long as rm50 and above.

not necessarily need to be rm1k sharp. bcs the rebate will always roundup if you use above rm5 (50 cents become rm1) per category. for example, rm335 (rm34 rebate) on grocery, rm325 (rm33 rebate) on petrol, rm325 (rm33 rebate) on mobile. so you only spent total rm985 but receive rm100 rebate.

double post

This post has been edited by victorywp: Apr 18 2014, 02:42 PM

interesting idea.

so, if i get this right, to maximize kiasu-ness, transact 10X RM50 (RM500) first on 3 categories, then spread the remaining RM485 on the 3 categories as well.

This post has been edited by cybpsych: Apr 18 2014, 02:57 PM

yes, you are right. provided if we really kiasu to the max... lol...

if i can fulfill the 10X RM50 qualifier is good enough for me liao

if HLB introduce a new (or reduce current) benefit, for example, 5X RM50 qualifier (10%, RM50 cb cap), i'd jump for this card liao

oh well, cant win all.

I tried this before but getting rm99 only. So I still spend rm1000 sharp every month.
Now the next problem arise, I'm going to Qatar next month.

I hit this last January, total spent RM985.10, total CB RM100, effective rate 10.15%.
So happen that month all the stars are aligned... all 3 categories ending by RM5...

kena beli Toto....maybe all number aligned together!

I don't mind helping you swipe

really not done on purpose?

You see... petrol and mobile can be easily controlled to go for RMxx5, but for grocery, it is cumbersome to calculate while you are on the trolley. So I just let go the grocery category. Sometime it hits the worst RMxx4 and get not so good CB %.
Then for last January, my grocery category did end with RM5, so strike the highest CB %.

If want to monitor to hit RMxx5 for grocery will burnt too much of my brain cell lah...

This post has been edited by tbheng: Apr 18 2014, 10:38 PM

always prepare to buy mentos.
if end with rm0 = add 4-5 mentos.
if end with rm1 = add 3-4 mentos.
if end with rm2 = add 2-3 mentos.
if end with rm3 = add 1-2 mentos.
if end with rm4 = add 1 mentos.
if end with rm5 = perfect.
if end with rm6 = nevermind or add 8-9 mentos.
if end with rm7 = nevermind or add 7-8 mentos.
if end with rm8 = nevermind or add 6-7 mentos.
if end with rm9 = nevermind or add 5-6 mentos.

Wah, looks like a strategy...
I go for grocery 3 times in a month on average. If like that, will end with plenty of mentos..

no need each time, just the last time you buy grocery will do. just to make up the total for your grocery category.

Never mind lah...
In my case, just for sharing, Giant's POS will only show final figure when they press "complete" (after all the scanning) to compute the final discounted/promo price grand total.
On top of that, when I am out for the 2nd and 3rd round of grocery, have forgotten what was the previous swipe amount.

LOL! i am just kidding too.
although i keep track of all my transactions in an excel spreadsheet in my phone, but i never do this too. this is too extreme kiasu already. haha...

lol!! i do the same!