Follow the categories u ticked on the application form is safer. Noon staff perhaps.

No new ruling. Mobile is still a bonus catogery. You can choose two additional categories only.
Don't apply platinum, don't take GSC combo card even one is a movie freak. Amex, visa MC always have buy 1 free 1.

unless u hate tgv

Their staffs are paid to mislead or cheat. So read the T&C properly, but it will still the same, they are trying their very best not to honor the CB as far as possible.

not a problem, buy 1 free 1 with visa at gsc online.

i really like all your comments in lyn threads. you are the reason we have debates and discussions in lyn. without you, this forum will not be much active.

Well, what ever you call it. I like to burst what HLB are trying to do while you guys are trying the very best to protect them

Actually we just analyse the pro and con of this wise card so that we can exchange ideas about maximizing the benefit from wise card. Eg. Make 10xRM50 Payonline for TNB and mobile bills. We are not protective of HLB either because most of us just state the fact only. BTW i did say that Wise supp card is the most useless supp card so i am not protective either

But you guys very seldom stated under what condition will HLB deny a CB.

ya, they charge rm90 AF + GST..
but i have no choice but to give to my mrs bcoz she's the one who do household shopping

Firefox. On Linux, but doubt that makes a difference.

So many times stated, and big big in OP. You saja saja want to complain ni, also not specific that your case isn't the normal case. I think you won't be happy unless every new poster here we reply with "HLB trying to cheat your money".

Suruh lah dia yang apply for the card, assuming she qualify for minimum. Then confirm get gold =)

Besides, if she take your card and sign, noone will check one

bro got quota for this I just checked yesterday can't buy

x boleh lah... dia x kerja... x da pay slip

Then use my 2nd advise =) bank will only cari pasal if you complain your card used without consent, otherwise no1 verifies the signature one by one.

ya..good idea
got to restructure my cards usage - can save GST

Why u advise against getting the combo? I was told that government tax n annual fee will be waived for that +1 combo card? Even if it is waived only first year, i can always terminate the combo card right?
I signed for combo card just bcoz of the bag (for spending more than 1.2k)

after 1 month of waiting,rejected application..damn..
i think its just because i do not have ea form..

so need to wait another 6month..if i want to do it at centre,
u guys think can done in 1 day?

This is what i did too. I applied the combo 2 months ago - Wise Gold +Gsc Gold. GST + annual fees all waived, didnt even have to pay anything for these 2 cards (for the first yr).
Infact, HLB sent me free gift that i didnt know i qualified.. They couried Wayway driving recorder and Transformer Travel Bag to me Also got free GSC movie ticket for the GSC card, plus everytime buy ticket dont need to que with everyone, special lane. I will cancel the GSC card after first yr to avoid paying GST

U guys notice their online banking cant view unbilled transaction already?