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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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akh2920
post Aug 25 2014, 02:03 PM

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QUOTE(DM3 @ Aug 25 2014, 01:33 PM)
U guys notice their online banking cant view unbilled transaction already?
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Why cannot? Just click view details ah blink.gif
TSronnie
post Aug 25 2014, 02:08 PM

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QUOTE(DM3 @ Aug 25 2014, 01:33 PM)
U guys notice their online banking cant view unbilled transaction already?
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My side is working OK...
SUSsupersound
post Aug 25 2014, 03:14 PM

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QUOTE(DM3 @ Aug 25 2014, 01:33 PM)
U guys notice their online banking cant view unbilled transaction already?
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Before or after the cut off date?
Sometimes it won't show as bank "need" 5-9 days for certain transactions to be posted, especially nearing to your statement cut off date.
DM3
post Aug 25 2014, 03:50 PM

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QUOTE(supersound @ Aug 25 2014, 03:14 PM)
Before or after the cut off date?
Sometimes it won't show as bank "need" 5-9 days for certain transactions to be posted, especially nearing to your statement cut off date.
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yup i guess so too
SUSsupersound
post Aug 25 2014, 04:51 PM

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QUOTE(DM3 @ Aug 25 2014, 03:50 PM)
yup i guess so too
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Get used to this fud dup card. Just because of 8.25% I retain this card.
If they drop this 8.25%, on the spot I cut it.
aeiou228
post Aug 25 2014, 05:41 PM

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QUOTE(azeL_Inc @ Aug 24 2014, 02:19 PM)
Why u advise against getting the combo? I was told that government tax n annual fee will be waived for that +1 combo card?  Even if it is waived only first year,  i can always terminate the combo card right?
I signed for combo card just bcoz of the bag (for spending more than 1.2k)
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QUOTE(chloe_yee87 @ Aug 24 2014, 05:54 PM)
This is what i did too. I applied the combo 2 months ago - Wise Gold +Gsc Gold. GST + annual fees all waived, didnt  even have to pay anything for these 2 cards (for the first yr).
Infact, HLB sent me free gift that i didnt know i qualified.. They couried Wayway driving recorder and Transformer Travel Bag to me  rclxms.gif Also got free GSC movie ticket for the GSC card, plus everytime buy ticket dont need to que with everyone, special lane. I will cancel the GSC card after first yr to avoid paying GST  biggrin.gif
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If you plan to cancel both cards before your first renewal, then no problem. But if you think you can cancel just the GSC card and keep the Wise card, then you need to read past discussion back in May about combo card.
You may also call HLB to verify whether you can cancel just GSC card only and please do update this thread of your latest info from HLB.
cybpsych
post Aug 25 2014, 08:35 PM

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GSC combo card, you cant just cancel one card.

T&Cs https://www.hlb.com.my/main/assets/files/co...ogram_tc_en.pdf

However, no harm keeping both combo cards since 1x RM50 GST need to be paid.
onnying88
post Aug 26 2014, 02:15 AM

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QUOTE(cybpsych @ Aug 25 2014, 08:35 PM)
GSC combo card, you cant just cancel one card.

T&Cs https://www.hlb.com.my/main/assets/files/co...ogram_tc_en.pdf

However, no harm keeping both combo cards since 1x RM50 GST need to be paid.
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They banker told me can't cancel one card only for combo. Only can cancel both card together if you wish to cancel. And also need to swipe 12 times for second year AF waiver for GSC card. That's why i didn't apply combo card last time.

But abit regret now as that time got free tower fan worth Rm200+ for combo card application.

This post has been edited by onnying88: Aug 26 2014, 02:17 AM
SUSsupersound
post Aug 26 2014, 09:29 AM

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QUOTE(onnying88 @ Aug 26 2014, 02:15 AM)
They banker told me can't cancel one card only for combo. Only can cancel both card together if you wish to cancel. And also need to swipe 12 times for second year AF waiver for GSC card. That's why i didn't apply combo card last time.

But abit regret now as that time got free tower fan worth Rm200+ for combo card application.
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Someone over here never get his fan whistling.gif
prescott2006
post Aug 26 2014, 01:42 PM

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To enjoy the rebate, all transactions need to posted before 28th or as long as within same calendar month?
chinth
post Aug 26 2014, 04:28 PM

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What is this mean ?

[attachmentid=4109615]
victorywp
post Aug 26 2014, 04:31 PM

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QUOTE(prescott2006 @ Aug 26 2014, 01:42 PM)
To enjoy the rebate, all transactions need to posted before 28th or as long as within same calendar month?
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as long as posted in the same calendar month.
peri peri
post Aug 26 2014, 04:48 PM

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QUOTE(cybpsych @ Aug 25 2014, 08:35 PM)
GSC combo card, you cant just cancel one card.

T&Cs https://www.hlb.com.my/main/assets/files/co...ogram_tc_en.pdf

However, no harm keeping both combo cards since 1x RM50 GST need to be paid.
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i dont mind the GST, but the AF rm300 really taxing sweat.gif
peri peri
post Aug 26 2014, 04:49 PM

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QUOTE(onnying88 @ Aug 26 2014, 02:15 AM)
They banker told me can't cancel one card only for combo. Only can cancel both card together if you wish to cancel. And also need to swipe 12 times for second year AF waiver for GSC card. That's why i didn't apply combo card last time.

But abit regret now as that time got free tower fan worth Rm200+ for combo card application.
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im not sure about this conditions. since its a combo card, why HLB still charging you AF for Wise and GSC card separately?
peri peri
post Aug 26 2014, 04:50 PM

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QUOTE(supersound @ Aug 26 2014, 09:29 AM)
Someone over here never get his fan whistling.gif
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i got the fan, but put at store. very tall and heavy
peri peri
post Aug 26 2014, 04:54 PM

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Btw, if you all dont mind me to ask again about the AF, really no way to nego with CS to waive it kah?

Or i should follow you all advise. Cancel my plat card and apply for gold wise card? cry.gif
SUSsupersound
post Aug 26 2014, 04:55 PM

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QUOTE(peri peri @ Aug 26 2014, 04:54 PM)
Btw, if you all dont mind me to ask again about the AF, really no way to nego with CS to waive it kah?

Or i should follow you all advise. Cancel my plat card and apply for gold wise card?  cry.gif
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Ditch the plat, get the gold.
If 6 years ago, plat do mean something.
Now plat means nothing whistling.gif
peri peri
post Aug 26 2014, 04:56 PM

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QUOTE(supersound @ Aug 26 2014, 04:55 PM)
Ditch the plat, get the gold.
If 6 years ago, plat do mean something.
Now plat means nothing whistling.gif
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i have to stop spending on next month due to the CB credit thing. cry.gif

gold card not appealing sad.gif
aeiou228
post Aug 26 2014, 05:13 PM

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QUOTE(peri peri @ Aug 26 2014, 04:56 PM)
i have to stop spending on next month due to the CB credit thing.  cry.gif

gold card not appealing  sad.gif
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RM1000-RM300 =RM700, almost the same benefit as MBB2Amex already, Amex no need 10x >RM50 and spend as and when you like.
Call HLB to ask for AF waiver, if they refuse, cancel la. Who knows they will retain you with AF waiver.

Wongchoy
post Aug 26 2014, 06:01 PM

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QUOTE(peri peri @ Aug 26 2014, 04:54 PM)
Btw, if you all dont mind me to ask again about the AF, really no way to nego with CS to waive it kah?

Or i should follow you all advise. Cancel my plat card and apply for gold wise card?  cry.gif
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I really duuno how to answer you this question. My anniv is 24 June and got charged GST same day. AF still haven't been charged yet as of today.
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