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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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DM3
post Mar 9 2014, 09:28 PM

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ok i'm in
DM3
post Apr 19 2014, 03:41 PM

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dont worry as long as pump 50, it's lock in already
DM3
post Apr 28 2014, 11:27 AM

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wow i thought the decline frm petrol stations(went to 2 diff petron) is only limited to the particularly for petron this morning as i see shell others are all ok.
DM3
post Jun 16 2014, 01:26 PM

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yeah called up CS to waive but say cant as the system will just reject waiver request
DM3
post Jun 16 2014, 04:03 PM

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QUOTE(victorywp @ Jun 16 2014, 02:28 PM)
gst or af?
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Both
DM3
post Jun 18 2014, 12:28 PM

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if get charged AF300 for plat, means effective CB less than 7.1% only sad.gif
DM3
post Jun 18 2014, 03:39 PM

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QUOTE(kyoushi @ Jun 18 2014, 03:37 PM)
just a short one,
Anyone tried to downgrade their platinum to gold card successfully? what kind of supporting documents or approval needed?
Thanks
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Must pay $50 for the service fee /new card issuance and so far about no news for documentations
DM3
post Jun 18 2014, 03:59 PM

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QUOTE(kyoushi @ Jun 18 2014, 03:56 PM)
Ok noted, but still better than paying AF for platinum right, will try to call in later

Just received call from PBB, said to offer platinum but not signature...
So sad, now only can rely on HLB Wise gold...
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not worth if u still have to pay another gst50+160 and if your current plat have to pay gst that's about same already
DM3
post Jun 18 2014, 06:08 PM

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QUOTE(kyoushi @ Jun 18 2014, 04:25 PM)
Next month will be my expiry month, so expect to see AF+GST(300+50) by August, if downgrade now then expected charges fee+AF+GST(50+160+50), lower charge and better in future, correct?
Ya, this is already in my mind, but waiting for my wife to put her signature on the form tongue.gif
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depends,my gst was charge before the card actual date anniversary,so have to pay 50 even if downgrade so becomes total 310
DM3
post Jun 19 2014, 05:32 PM

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Also if cancel late before charge AF, might burn past rebates
DM3
post Jul 14 2014, 04:29 PM

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So far anyone get the AF reversal?
DM3
post Aug 4 2014, 03:57 PM

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I manage to get it waived
DM3
post Aug 4 2014, 04:11 PM

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i just called several times before and after
DM3
post Aug 4 2014, 05:11 PM

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QUOTE(herc @ Aug 4 2014, 04:26 PM)
without threatening or cry father cry mother?  tongue.gif
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no
DM3
post Aug 5 2014, 10:39 AM

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QUOTE(propusers @ Aug 5 2014, 10:04 AM)
How much you swipe every month? All swipes get 10% cash rebate ?

I get average RM 75 cash back every month and all swipes are eligible for 10% cash rebate. This means HLB is RUGI when I swipe every time... lols...
I doubt HLB will waive my annual fee coming in next month...
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slightly over 1k each mth
DM3
post Aug 8 2014, 10:21 AM

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If want to cancel pls do so 2mths before AF anniversary dates
DM3
post Aug 25 2014, 01:33 PM

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U guys notice their online banking cant view unbilled transaction already?
DM3
post Aug 25 2014, 03:50 PM

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QUOTE(supersound @ Aug 25 2014, 03:14 PM)
Before or after the cut off date?
Sometimes it won't show as bank "need" 5-9 days for certain transactions to be posted, especially nearing to your statement cut off date.
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yup i guess so too
DM3
post Sep 5 2014, 11:00 AM

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QUOTE(cdspins @ Sep 5 2014, 09:25 AM)
So lucky of you to get AF waiver... read throughout the post I think you are the only one getting waiver  thumbup.gif
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i got it waived too in june/july
DM3
post Sep 5 2014, 01:38 PM

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QUOTE(cdspins @ Sep 5 2014, 11:06 AM)
rclxms.gif Mind to share your approached? Complaint complaint and complaint + threaten to cancel?
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nothing special, i did mentioned within this thread, u all will do the same when request but at the end it's luck and depends they want to waive or not. so i didnt pursue so many times actually

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