Upon a renew of premiermiles AF which is around rm 600++( ** include gst) , Citibank will credit 10,000 point to your account, isn't good deal?

haha..happy 2k post.

i spent close to 80k last year, from experience is this substantial enough to ask for af waiver? or just too little for citibank to consider?

Upon a renew of premiermiles AF which is around rm 600++( ** include gst) , Citibank will credit 10,000 point to your account, isn't good deal?

But they CS also told me need to call very close to your AF due only they can 100% got any "promotion" to waive for you. Call too early (example: 1 month earlier) is waste of time (my experience)

Applied for a supplementary card and billed AF immediately, called up ..same thing..no AF waiver for this year. ...ask for points to waive ...cancelled the card straight away...yeah citibank is becoming a joke

experts; i have a situation here, i applied a Citibank Platinum VISA & Platinum Reward card with a very specific requirement of getting a high credit limit.

But after i got the card, the limit is just 54k. Ok thats fine and all, so i called customer service and they said i can't increase limit and have to wait 6 months first.

Now, the reason why i even applied this card is to swipe an 80k+ item. Can I make a 40k CC Payment from my Maybank to Citibank when I don't owe any money to citibank credit card?

The purpose of that is to push my total available balance to 94k. (means actual limit 54k, and I transfer 40k from Maybank to Citibank as CC payment)

Will it work? Anything to be wary of?

I'm asking because i know my own Maybank don't allow me to "pay" into my CC account when i don't owe anything. So I was hoping Citibank will have different regulations regarding this...

*ps - I swear to god i'll cancel this card after i got their promo item as well, i feel ashamed just to be associated with anything Citibank related, their service is just rubbish, and even that's an understatement.

experts; i have a situation here, i applied a Citibank Platinum VISA & Platinum Reward card with a very specific requirement of getting a high credit limit.

But after i got the card, the limit is just 54k. Ok thats fine and all, so i called customer service and they said i can't increase limit and have to wait 6 months first.

Now, the reason why i even applied this card is to swipe an 80k+ item. Can I make a 40k CC Payment from my Maybank to Citibank when I don't owe any money to citibank credit card?

The purpose of that is to push my total available balance to 94k. (means actual limit 54k, and I transfer 40k from Maybank to Citibank as CC payment)

Will it work? Anything to be wary of?

I'm asking because i know my own Maybank don't allow me to "pay" into my CC account when i don't owe anything. So I was hoping Citibank will have different regulations regarding this...

*ps - I swear to god i'll cancel this card after i got their promo item as well, i feel ashamed just to be associated with anything Citibank related, their service is just rubbish, and even that's an understatement.

Today is day 3 of my holding this citibank card, and i've already had such impression on them. Ironic? Not a bit. This just shows how fast citibank establish their bad reputation towards new customer.

The only reason i applied for citibank is for the free promotional offer item (and to swipe a hobby item without being discovered from my nagging wife)

Today is day 3 of my holding this citibank card, and i've already had such impression on them. Ironic? Not a bit. This just shows how fast citibank establish their bad reputation towards new customer.

The only reason i applied for citibank is for the free promotional offer item (and to swipe a hobby item without being discovered from my nagging wife)

1. Yes, the requirement i placed to them is very simple, minimum 3 months of monthly epf'able income. If that cannot be met - just consider my application void. However i have received a few calls saying "oh yes yes yes that's very easy, why not apply our infinity card also, will push your limit even higher" Up until when i got the letter and look at the laughable credit limit.

2. Called their CS, and after a few questions regarding overlimit, card intrest, annual fees etc - the customer service HANG UP my call.

3. This is just day 4 of holding a citibank account, yet i already received 2-3 calls on so called "promotional" offers from citibank. Do you know it's annoying?
Point 1, they outfront LIED.

Point 2, incompetent CS. CS is your company's image, yet you hire someone who knows nothing, cannot even converse in a formal sentence. I even got answers like "You will know when you will know lah", "When system pass, then pass lah, how i know?"

Point 3, terrible product pusher, inconvenience to my daily life. I'm picking up a call, thinking it's something related to my personal life or business, and ends up a waste of fking time telemarketers.

Point 4, almost all of my friends don't have a Citibank account, reason is because they also heard of bad reputation amongst their own friends, and they told me more bad things about Citibank after i tell them what's happening the past week, and hey, they've just heard an additional bad remark about citibank from myself!

There's a reason why so many people are saying bad things about Citibank, and now i know it firsthand. Cancelling my card after getting their free promo item (maybe that's fake advertising from Citibank?).

It will worth much less effort to cancel all accounts and stop dwelling on this irrelevant bank. What's done is done, and lesson learned.

1. Yes, the requirement i placed to them is very simple, minimum 3 months of monthly epf'able income. If that cannot be met - just consider my application void. However i have received a few calls saying "oh yes yes yes that's very easy, why not apply our infinity card also, will push your limit even higher" Up until when i got the letter and look at the laughable credit limit.

2. Called their CS, and after a few questions regarding overlimit, card intrest, annual fees etc - the customer service HANG UP my call.

3. This is just day 4 of holding a citibank account, yet i already received 2-3 calls on so called "promotional" offers from citibank. Do you know it's annoying?
Point 1, they outfront LIED.

Point 2, incompetent CS. CS is your company's image, yet you hire someone who knows nothing, cannot even converse in a formal sentence. I even got answers like "You will know when you will know lah", "When system pass, then pass lah, how i know?"

Point 3, terrible product pusher, inconvenience to my daily life. I'm picking up a call, thinking it's something related to my personal life or business, and ends up a waste of fking time telemarketers.

Point 4, almost all of my friends don't have a Citibank account, reason is because they also heard of bad reputation amongst their own friends, and they told me more bad things about Citibank after i tell them what's happening the past week, and hey, they've just heard an additional bad remark about citibank from myself!

There's a reason why so many people are saying bad things about Citibank, and now i know it firsthand. Cancelling my card after getting their free promo item (maybe that's fake advertising from Citibank?).

It will worth much less effort to cancel all accounts and stop dwelling on this irrelevant bank. What's done is done, and lesson learned.