Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Citibank Credit Cards V3, Everything about Citi Credit Cards
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 Jan 17 2015, 06:17 PM
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#1
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2,644 posts Joined: Sep 2013  
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Just received an SMS stating that 3rd card for citibank had been approved and CL only 350k. Quite stingy bank./
the question is am i eligible for cashback RM100 and free gift IPAD2? I am quite interested about gifts thats why i apply. All the cards applied for 3 banks never call company or me to verify? all waived call verification? Wonder rules for BNM changed recently? |
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Jan 18 2015, 08:12 PM
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#2
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2,644 posts Joined: Sep 2013
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QUOTE(sms2u @ Jan 18 2015, 07:32 PM) u got this cc as third cc from citibank?u no entiyled for 100 cos it is for new to bank credot card applicant. U also no entiled to join contest to win ipad this is my 3rd cc from citibank. I am a new customer to citibank. my others 2 from 2 different banks.  i read T&C stated only "Mastercard" entitled.. guess no luck as mine is VISA |
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Jan 18 2015, 09:33 PM
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#3
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QUOTE(ciohbu @ Jan 18 2015, 09:31 PM) CL 350k ? credit limit ? My friends RM700k also have. Mine? small fish only  |
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Jan 18 2015, 09:35 PM
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#4
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QUOTE(ciohbu @ Jan 18 2015, 09:34 PM) just cancelled my plat.. take ocbc? or scb?was requesting to waive my annual fee upfront, but no offer from cs at all  |
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Jan 18 2015, 10:03 PM
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#5
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QUOTE(ciohbu @ Jan 18 2015, 09:42 PM) waiting for new sign up promo normally when they will put up the promo? i also interested on promos and cut off after get gifts? will the bank blacklisted me i am a cheapskate get all the gifts + $$$ ??? |
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Jan 19 2015, 09:29 AM
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#6
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QUOTE(laymank @ Jan 19 2015, 09:27 AM) Seriously!!! it will be good if i don't have to pay after swipeCan swipe a BMW home! I am not even an ikan bilis.... sad but true, we still need to pay after swipe |
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Jan 19 2015, 09:36 AM
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#7
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If i pay this card through IBG, what is the steps?
I see only options "Fund Transfer" , thought something about "credit card" payment? hmm... |
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Jan 19 2015, 11:02 AM
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#8
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QUOTE(CalvinCLK @ Jan 19 2015, 10:57 AM) Saw there's a promo for newly sign up customer - Spend RM1k to get cabin size luggage and RM4k to get 2x luggage bags (cabin + 24" I think), but only for Retail Spendings. wow.. is there a link to it? i cant find any links about the cabin size luggageWonder if paying insurance (non auto-debit, swipe at counter) is considered as Retail Spending or not, and if it's entitled for the promo. Anyone tried b4? Thanks. |
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Jan 19 2015, 03:02 PM
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#9
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QUOTE(fly126 @ Jan 19 2015, 01:43 PM) aww.. does this promo still valid? RM250 cash back seems interesting |
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Jan 20 2015, 08:27 PM
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#10
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QUOTE(adele123 @ Jan 20 2015, 07:34 PM) i noticed that luggage bag is offered if you signed up via agents. and probably not exactly a promo, probably quite a permanent thing... too bad i only entitle for Rm50 cashback. what the... my friend did that... and at that same time, the 250 rebate for spending >1500 promo was on... i was like, "too late, you should have applied online" i apply for VISA... the terms and conditions must apply "mastercard" in order to qualify for cashback and win ipad oh gosh...! |
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Jan 21 2015, 02:56 PM
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#11
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QUOTE(CalvinCLK @ Jan 21 2015, 02:34 PM) So it's between RM250 or the bag, RM250 for spending RM1500 is more attractive. haha. ringgitplus offer free huawei tablet.. why everything i miss the good things???!!!!! |
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Jan 22 2015, 07:21 PM
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#12
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2,644 posts Joined: Sep 2013
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citibank online is not so user friendly.. all the credit cards only show last 4 digits .. all xxxx xxxx xxxx xxxx ... and not all bills can be pay too.. no prepaid reload too..
i think foreign banks all like that? no posting date and transaction date shows. guess only local banks will show.. |
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Jan 23 2015, 04:10 PM
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#13
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QUOTE(fly126 @ Jan 23 2015, 01:59 AM) The xxx-xxxx-xxxx-0000 format is for OUR Own Good Security Measurement, just take out Your CC to Check when U need any to Confirm ... yeah foolish me. I finally found it. It's under service > Mobile reload> .. haha.. Who Said They X got any Mobile Prepaid Reload service or We Can't do Bill-Payment... as Most of the Bill We can Pay at Citibank Online...  Billing Service: https://www.citibank.com.my/english/citi-on...ill-payment.htm Mobile Reload Service: https://www.citibank.com.my/english/citi-on...repaidReloadMIX For more Info pls Refer to: https://www.citibank.com.my/english/citi-on...nlineBankingMIX You can View or get Your Posting Date and Transaction Date from Your E-statement... Actually quite EZ to Use Citibank Online Service to Pay OUR Billing...  |
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Jan 24 2015, 09:33 AM
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#14
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QUOTE(fly126 @ Jan 23 2015, 07:26 PM) Archer17 Actually they'd prefer any loans/cc/hp/hl/pl up for more than 2 years. when you click apply any loans, the system will ask you whether you have any loans above 2 yrs or not and same thing apply to marketing officers. Maybe Your Current Salary is too Low just ngam2 RM24k p.a Can't Support You to get 2nd Card as I think You already got UOB 1 Card, betul tak ...???  & also Citibank usually X approve CC to ppl Not having any Credit History (Must have at least 1 Year Credit History U Need) 1-Hour Card Issuance http://www.citibank.com.my/smartbanking/kiosks.html But anyway i don't have any loans(since i sell off my GODCAR which is not more than 1 yr).... guess banks can check our "assets" too. beware of LHDN ha ha.. |
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Jan 25 2015, 09:41 PM
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#15
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QUOTE(labtec @ Jan 25 2015, 09:31 PM) anyone can confirm if the RM50 gov tax will be removed on April? rm1 = o pointthinking to get a choice card rm20 = 0 point rm49 = 0 point rm50 = 50 points rm80 = 50 points rm90 = 50 points rm100 = 100 points better get ocbc titanium 1% cb if u compare with choice card .. |
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Jan 26 2015, 06:54 PM
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#16
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QUOTE(ckyow1 @ Jan 26 2015, 05:45 PM) Citibank need at least more than 1 year CCRIS record. Your HLB credit card more than 1 year already or not yet? Correction. Citibank needs more than 2 years history of any cc/hp/hl/pl etc.. |
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Jan 26 2015, 07:57 PM
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#17
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QUOTE(o0kinggie0o @ Jan 26 2015, 07:39 PM) now day, cant unable to waive GST, even HLB also cant waive with 2 years of CCRIS record, they will not verify anything OR if you have tones of assests (which i believe they can check) , will approve without any questions doubt. That's from what i have experienced so far with 4 banks. My banker told me GST can be waived if you spend more than 60k per annum. anyway, we don't have worries on GST after April . We just have to worry for annual fee which can be waived easily This post has been edited by aromachong: Jan 26 2015, 07:58 PM |
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Jan 26 2015, 09:37 PM
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#18
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QUOTE(fly126 @ Jan 26 2015, 09:27 PM) Not Necessary U Need 2 Year CCRIS... back on 2011, its so easy to get credit cards / loans and most banks would approve without any questions needed. FYI, Back to 2011 Citibank Approved Me their CC with just 6 months Credit History that I Got only  back to 2015, which is 4 years later everything have changed. BNM rules has changed too and loans/ credit cards are harder to get. how can you compare 4 years ago and 4 years later?  please compare apple to apple =) |
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Jan 26 2015, 09:47 PM
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#19
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QUOTE(fly126 @ Jan 26 2015, 09:27 PM) Not Necessary U Need 2 Year CCRIS... The bold part is "comparing". FYI, Back to 2011 Citibank Approved Me their CC with just 6 months Credit History as I Got only But I do got a Very long Employment History (Worked in Same Company) for 10+ Years   Comparing to now, even if you have one year CCRIS, banks also not necessary approve you as you can see members here got rejected recently. It depends on many criteria and SOP policies of different banks. This post has been edited by aromachong: Jan 26 2015, 09:48 PM |
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Feb 8 2015, 06:19 PM
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#20
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QUOTE(outsider @ Feb 8 2015, 02:32 PM) stupid insurance i also got a call from the to buy the insurance yesterday.. CS stated insurance is based on monthly amount statement i also wont buy that idiot insurance |
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