Citibank rejected my cc application, i am not in ccris or ctos. Never late paying ocbc( cut d), mbb2card and uob p plat, zero balance brought forward. Fully qualified annual income requirement, pay tax every year. Finished homeloan, servicing company car loan. Apa lagi citibank mau? At least give a reason la!

Just Received Letter from Citibank, have been offered to Upgrade My Current Clear Card to Rewards Platinum with 2 Complimentary Rewards Categories on 1st Year as Citibank Rewards Platinum Card-member, to Accept or Not to Accept ???
I would like You Guys share your thoughts, here...

u won galaxy note 3 or gear ? congrats 

wow, congrats!

Premier miles visa not listed in their site anymore, not sure if you can get it.  But they just waived the annual fee for me recently after I called in to waive.  RM 600, no way anyone will pay that.

Yeah... Need to Cut Some, later...
Cut 1x from HSBC, UOB, Citi, HLB, SBC

Thanks

She told me that annual fee cannot be waived and if i cancel i still need to pay prorate annual fee which is only for this month. It is rm195/12.

Currently I'm holding PremierMiles and Clear card, and today I called Citibank to request for annual fee waiver. However, they refused to do so, saying that currently bank has no such promotion. Instead, ask me to take up their product (RM5k and above) or convert to choice card! Seriously??     

This really sucks because I saw there are members managed to waive it! Thinking to cancel it now~

Hi guys,

Just a quick question here.

I am in UK and before I left Malaysia, I called Citibank to inform them of my travel.

But due to issue in work, my stay have to be extended twice way beyond my travel date. I was wondering if Citibank will stop my transaction since they could not contact me as I am not on roaming.

Do you think Citibank will bar my card? I have AMEX as well and hope one of them will still work until I leave UK.

Left with 150 pounds and 200 usd only. Will need to rely on my card to refuel diesel.

Anyone using citi cashback platinum? Just receive my statement and they charge me the annual fees(rm195). After call in to ask for waiver, they still not willing to waive it. If cancel the card then no need to pay for the annual fees but still need to pay for the gst. Anyone face this before?

There is no such thing as early settlement in cc.
Let say u did installment plan on RM1,200 on a year plan.
Mean RM100 per month. On 3rd month after paying RM300, u decided to do early settlement which is RM900.
I was told my CS u cant do that. Even if u pay RM900 to the cc account, it will deemed as extra debit.
If u no longer use that card, it will slowly minus RM100 each month until the 9 months.

I suppose cash limit is the limit which u can apply for dial-for-cash or cash advance.
The interest rate for these feature is no cheap. Please consider before to apply these features

Yup...
I also got 2 Different  Credit Limits  on My 2 Citibank CC:

i) Credit Limit no.1 refer as (X) = is Your REAL Spending Limit Your MAX. CL can USED UP (for Retail spend)

ii) Cash Limit no. 2 refer as (Y) = A Separate CL given to Cardholder can ONLY used for doing BT, Cash Advances, EZ Pay, Dial for Cash or Flexi- Payment Plan or any Installment Plan WITHOUT Touching the CL of Your (X) Spending Limit.

* Usually Cash Limit (Y) given to the Cardholder who Previously having Cash Installment  plan with Citibank before....

BUT YOUR TOTAL CREDIT LIMIT (X+Y): That's the Figures which shown at Your CCRIS, also...

ie,
As for MY Case :
i) Rewards Platinum CC with Spending Credit Limit (X) = RM50.5K + Cash Limit (Y) RM20K
As they just Added in a Spared Cash Limit (Y) to the Card After I have Finish My RM20K Installment Plan with THIS Card, in case I want to do Cash Installment, again...

ii) Cash Back Platinum CC ONLY got a Shared Spending CL (X) with Rewards Plat., but with NO Cash Limit (Y) because NEVER USE the Card on any Cash Plan Before...

So as the Total amount CL will be RM70.5K from Citibank as It  Shown in MY CRISS...
BTW,  they just  Offered  me a RM8,000 Cash Installment on 0% Cash Advance Fees but I Prefer go on HSBC with 4.88% p.a,  with 0% Fee Charged...

ii) Cash Limit no. 2 refer as (Y) = A Separate CL given to Cardholder can ONLY used for doing BT, Cash Advances, EZ Pay, Dial for Cash or Flexi- Payment Plan or any Installment Plan WITHOUT Touching the CL of Your (X) Spending Limit.

i'm actually surprise why people want high credit limit.

maybe rich people mindset different.

That's Wired...
How come they told me I can Use Cash Limit (Y) for Dial for Cash + NO CL Deduction from Spending Limit (X)...  
Plus, the Total Amount CL of My Citibank CCs  also Shown (X+Y) at CCRIS

As maybe I got Special Treats from Citibank as one of their Preferred Customer....  

haha..happy 2k post.

i spent close to 80k last year, from experience is this substantial enough to ask for af waiver? or just too little for citibank to consider?

Upon a renew of premiermiles AF which is around rm 600++( ** include gst) , Citibank will credit 10,000 point to your account, isn't good deal?

I own this card because of the PPL access and AF waiver, nothing more.