Yes. Provided by the merchant.

If provided by merchant then u have to look into how much credit limit do u have.

Let say if u have a 5k credit limit. The item u purchase must be within 5k also. Nothing more than ur credit limit. Unless u call in & request for limit increase.

hi all

a noob question here.

anywan has experience using premiermiles visa? what is the minimum spending required pa to waive the annual fee?

I thoughtit is only allow to be use up to 80% of credit limit, which is 4k??

i dont think there is a system where they view how much you spend but rather your pattern of spending. if you only spend 3k in 1 month for rest of the year, of couse they wont renew for free

As CS told me that the amount of swipe must within the card credit limit.

But if ur credit card have others outstanding balance then the limit to use for EPP is lower.

This post has been edited by koh_424: Apr 10 2014, 02:58 PM

The Coffee Bean & Tea Leaf

•Valid with payment using Citibank credit & debit cards in all CBTL outlets except LCCT, HSBC Lebuh Ampang & East Malaysia.

•Offer is applicable before any service charge and prevailing Government tax.

•Not valid with other promotional programs, value buys, vouchers or privilege cards.


This post has been edited by DarReNz: Apr 10 2014, 10:25 PM


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Apllicable only to clear card?

Hi all,

I was informed that my application for Citibank PremierMiles VISA Signature was rejected today.

I am very aware of the requirement of minimum annual income of RM60K for PremierMiles VISA Signature. If based on my 2013 (monthly salary <RM5K), my annual income (including bonus) is still more than RM60K.

My current salary (2014) is >RM5K
Car loan paid off in 2011.
Another bank - Home flexi loan RM600K+ approved in June 2014
Another bank - Platinum card holder since Oct 2014 (credit card statement always cleared in full before due date)

I submitted the following documents:-

( a ) Dec 2013 - March 2014 salary slips
( b ) Increment letter January 2014
( c ) EPF statements printed out from Citibank's EPF Kiosk

The sales person told me that he/she does not know the reason why my application is being rejected but he/she will appeal for me. I asked, if you don't know the reason, on what basis do you appeal?

I even dropped by Bank Negara Malaysia to check on my CCRIS and conduct a CTOS self check report today. No issue at all.

Anyone can shed some light on my situation? How can I find out the real reason?

Many thanks.

This post has been edited by Average-Joe: Apr 10 2014, 10:58 PM

I have Replied You... at Credit Card v18 Thread

The Australia Escape Sale

• Valid only for bookings made via the designated webpage links.
• Valid with payment using Citibank cards issued in Malaysia only.
• Seats are not available for flights from:
 1. Kuala Lumpur to Sydney (all flights): 26-27 April.
 2. Kuala Lumpur to Melbourne (flight number D7 212): 9-12 April.
 3. Kuala Lumpur to Melbourne (flight number D7 214): 7-16 April.
• All-in fares include fares, fuel surcharges and airport taxes.
• A payment processing fee is applicable to all payments made via credit, debit or charge cards.
• Citibank is only an issuer of credit card and not and agent of the AirAsia X Berhad, its subsidiaries or affiliates.
• Citibank shall not be responsible for any cancellation, booking(s) and accommodation arrangements.
• Other terms and conditions apply. For more information, please visit www.airasia.com.

This post has been edited by DarReNz: Apr 11 2014, 02:00 PM


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my 1st anniversary with Citibank.
they waive easily my annual fees for clear card. reflected on the online statement on the same day i requested.

My 11th anniversary with Citibank
So far they waived my annual fees
GST only since 2 years back

This post has been edited by Berkshire Breakaway: Apr 13 2014, 10:59 AM

Applies Citi card on last Saturday.

The card has approved not even more than 60 min, I think only took 45-50 min.

This is damn fast!!!

Hi, are you new citibank card member or existing citibank card member?

New Citibank member

Welcome & Congratz on Your NEW Card
What Card You have Applied...???

This post has been edited by fly126: Apr 14 2014, 12:26 PM

Have been with Citibank for almost 9 years, just realized that they're charging annual fees for me again after waiving it since the beginning. I guess I'll have to call them...

haha, always view this thread here, but now is one of the member already. Applies for Clear card.

Purpose to holding this card is because of movie ticket buy 1 free 1.

The credit limit offer by bank is quite a lot

Yeah, Sometimes THEY(Foreign Banks) do Give High CL to NEW Customer...
I think Most KEDEKUT on CL- Maybank