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Credit Cards Citibank Credit Cards V3, Everything about Citi Credit Cards

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koh_424
post Apr 3 2014, 08:12 AM

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Can we call in request for easy payment when swipe a big amount with Citi Card?

This post has been edited by koh_424: Apr 3 2014, 08:25 AM
koh_424
post Apr 3 2014, 01:36 PM

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QUOTE(fly126 @ Apr 3 2014, 09:31 AM)
It Depends... Must Look out for Merchants which display the "Citibank 0% Easy Pay" Sign Baru Boleh  nod.gif
http://www.citibank.com.my/english/existin...members-epp.htm?
Merchant List: http://www.citibank.com.my/english/docs/pd...rchant_list.pdf
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If call in hard to get?

Coz not all merchant will give easy pay.
koh_424
post Apr 3 2014, 10:32 PM

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QUOTE(fly126 @ Apr 3 2014, 09:21 PM)
Unfortunately No, Call-in also tak Dapat, ONLY Merchants on the List, Which have Offer 0% Easy Pay Installment Plan... sweat.gif

Anyway, How About Citibank Flexi-Payment Plan: http://www.citibank.com.my/english/existin...rCode=MYECMWAB6 Installment Plan With Interest... hmm.gif
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Even i request for flexi payment also they don't give. According to them they don't have any promotion so they will not give any plan for that. LOL~~~
koh_424
post Apr 4 2014, 10:06 PM

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QUOTE(fly126 @ Apr 4 2014, 11:11 AM)
Citibank 0% Easy Pay: http://www.citibank.com.my/english/existin...yInstalmentPlan

Citibank Flexi-Payment Plan: http://www.citibank.com.my/english/existin...rCode=MYECMWAB6

Actually, I Know What's the Difference between 2 of Them as I Just Give an Example to koh_424... nod.gif
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Thanks for the example.

Last time i did call in to request with the easy payment. But do not know why recently they don't allow to convert the amount to easy payment.

Just curious.
koh_424
post Apr 4 2014, 11:55 PM

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QUOTE(fly126 @ Apr 4 2014, 10:27 PM)
Maybe You got (Too) High Commitment With Others Loan, so kena Reject ....??? hmm.gif
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I don't think so.

Why i manage to get it from OCBC? It's imply with some interest %
koh_424
post Apr 10 2014, 11:28 AM

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QUOTE(loselegend @ Apr 10 2014, 11:22 AM)
Hi there,

I would like to ask about the INSTALLMENT LIMIT (HAD ANSURAN) in my credit card.

If I have use to for Easy Pay Plan, does it goes into this category?
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EPP provide by merchant?
koh_424
post Apr 10 2014, 11:38 AM

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QUOTE(loselegend @ Apr 10 2014, 11:34 AM)
Yes. Provided by the merchant.
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If provided by merchant then u have to look into how much credit limit do u have.

Let say if u have a 5k credit limit. The item u purchase must be within 5k also. Nothing more than ur credit limit. Unless u call in & request for limit increase.

koh_424
post Apr 10 2014, 02:41 PM

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QUOTE(sj0217 @ Apr 10 2014, 01:56 PM)
I thoughtit is only allow to be use up to 80% of credit limit, which is 4k??
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As CS told me that the amount of swipe must within the card credit limit.

But if ur credit card have others outstanding balance then the limit to use for EPP is lower.

This post has been edited by koh_424: Apr 10 2014, 02:58 PM
koh_424
post Apr 14 2014, 06:57 PM

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QUOTE(fly126 @ Apr 14 2014, 01:59 PM)
Yeah, Sometimes THEY(Foreign Banks) do Give High CL  to NEW Customer... brows.gif
I think Most KEDEKUT on CL- Maybank sweat.gif
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Have to agree with u.

Last time i owned a MBB credit card for 5yrs. CL only 3.6k no single cent have increase by them. Request also cannot get. doh.gif doh.gif
koh_424
post Apr 15 2014, 09:12 AM

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QUOTE(fly126 @ Apr 14 2014, 10:54 PM)
Me Better, Got CL 4k from MBB just got it Last Year... laugh.gif
Btw, NOW You X have any CC from MBB... ??? blink.gif
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Now?

Don't want to have any related to MBB. tongue.gif

Have few bad experience with MBB.
koh_424
post May 8 2014, 09:13 AM

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Silly question here,

Do i have to call in to redeem the 'cash back' credit into my bill?
koh_424
post May 8 2014, 09:22 AM

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QUOTE(fly126 @ May 8 2014, 09:20 AM)
You Mean CB Platinum...???
NO, the $$$ Automaticly Credit back to Your Account when Reach to RM50
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Yes Cash Back Platinium

I got the statement today & its shown the cash back >rm60.

Will it be credit into next month bill?
koh_424
post May 8 2014, 09:49 AM

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QUOTE(fly126 @ May 8 2014, 09:41 AM)
Yes ALL $60 will Credit to the Next Month Statement & the Accumulation Start Over Again... nod.gif
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Alrite.

TQ

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