No freebies for newcomers?

No, I sign up from the kiosk, got free thing??

By the way, the SMS alert available minimum can be set to RM201 and above?

Because I cannot set to RM1

Have to agree with u.

Last time i owned a MBB credit card for 5yrs. CL only 3.6k no single cent have increase by them. Request also cannot get.

Hi all,

Received a sms from Citi: Complimentary 3D2N stay @ Anantara resort in Koh Samui/Phuket. Call to 03-xxxxxxxx.

Called to them & they call me back using Singapore line
They claimed to be genuine company tie-up-promo with Citi.
Offered 3D2N complimentary excluding tax (around SGD$190)

1) How true is this stuff?
2) If it's true, what's the 'catch' ?

Yes. It is indeed not possible to set it to RM1.

Me Better, Got CL 4k from MBB just got it Last Year...
Btw, NOW You X have any CC from MBB... ???

This post has been edited by fly126: Apr 15 2014, 12:08 AM

that's not true
certain banks give high credit limit and some don't
for example my maybank credit limit is higher than citibank

on the other hand, maybank is not careful of credit assesment
they give out credit to undeserving people
which is why maybank has a lot of non performing loans

Now?

Don't want to have any related to MBB.

Have few bad experience with MBB.

just checking for platinum card most of you manage to offset the gst using some swipes ? i can see most of you easily waived the annual fees

This post has been edited by DarReNz: Apr 15 2014, 11:04 AM

my colleague just had her CL increased from 6k to 20k with OCBC. while citi continues to reject her applications

If her CL was 6k to begin with, she must be holding a normal card (gold/plat). most foreign banks like citi only wants to have premium customers that apply for visa world, infinite where their spending power is higher.

my advice is, stick with OCBC.

I applied citi card on April 6, just called to general line and it said it is still in the processing... seems chances is very slim.

3 years with citibank. 3 years annual fees waived and 2 years gotten back the gst.

First year they gave me cash back for the gst. So I havent paid any gst to date.


This post has been edited by reanimation_84: Apr 16 2014, 09:55 AM

I'm sure there's some formula involved based on your annual income + previous spending + credit history + .... I'm also quite sure there's a rough estimate of how large your total credit limit should be across all banks.

I have personally never asked for a single credit limit increase from Maybank or Citibank, but they've continuously increased it over the years to some scary figure...

u are using which citibank card ?

How to get the GST rebates?

2 of the basic cards. GST rebate for both cards. its a long story. I called customer service to request they rebate the gst. But they ended up promoting some order product to me in order to get the gst rebate. I made a big hu ha on their fb page. And they called me up the next day and I have been enjoying gst rebates since. But I do have to call up and request each year. I think usage is another factor they do take into consideration.

Just out of curiousity....how much was your usage (estimate) since they didnt waive your GST that forced you to complain on their fb page?

I didnt complain because they didnt waive my gst. I complained when they started to promote their personal loan to me in order to get the gst waived.

ok so u need to call twice one for gst and another for annual fees

This post has been edited by DarReNz: Apr 17 2014, 03:26 PM