Mine refunded after 3 days. And I even gotten cashback for it cuz the usd1 charged during weekend cb is based in the converted USD -> MYR. forgotten how much liao.

I wonder whether we can apply paypal using debit mastercard.

I have a question on the following:

1. Preferred card to do online purchases?
2. Can I activate the MSOS safe key prior to online purchases via visiting the klcc branch?
3. How do I set up sms notifications each time my card is used?

1.

You can. I've done mine using the cimb debit mastercard.

it doesnt actually charged to your card.

it just pre-allocate a certain amount from your card (cuz using card, it's use-first-pay-later). once transaction is completed, the RM200 will be released/canceled  immediately and actual transacted amount will be charged instead.

yesterday i tried to preset a certain value prior authorizing card. i still gotten SMS notification of RM200, but actually charge is only the preset amount.

no worries, most of us aware of this. If this is some kind of scam/system loophole, banks & petrol operators already gotten more complaints liao 

wow. I didn't even get to know this before. Guess there's much for me to learn here. Is it possible for me to reload my TnG card with AMEX? Is it better to do so? Because currently, I reloaded TnG via cash consistently for every month and my monthly spending for the card is lesser than .5k. Hmm

yes, you can reload TnG with AMEX. problem is to know where.

so far, only one Petronas station accepts Amex to reload TnG. Google Map: https://maps.google.com/?ll=3.050373,101.62...002642&t=h&z=19

I whacked RM400 into TnG earlier this month (will be expecting RM20 cashback for using Amex during weekend). Do note Petronas has 1% cash surcharge if you use any credit card to reload TnG. So, if you reload RM400, surcharge is RM4 only. you'll get back RM16 in effective cashback

do follow-up this topic: https://forum.lowyat.net/topic/1803385/+1720

thanks for the uber fast reply. guess it's not worth for me to travel that far just to reload TnG unless I'm somewhere nearby during weekends.

Besides that, does anyone know how does EPP works with our MBB AMEX card? Especially with Harvey Norman? Recently, I've purchased with 12 months installments, with 0% interest rate. I was wondering is there any extra charges from the bank or is the bank freezing the total amount that I've purchased until I've completed the whole payment for the installments?

thanks for the uber fast reply. guess it's not worth for me to travel that far just to reload TnG unless I'm somewhere nearby during weekends.

Besides that, does anyone know how does EPP works with our MBB AMEX card? Especially with Harvey Norman? Recently, I've purchased with 12 months installments, with 0% interest rate. I was wondering is there any extra charges from the bank or is the bank freezing the total amount that I've purchased until I've completed the whole payment for the installments?

check this old topic, relevant though https://forum.lowyat.net/topic/671053/all

not sure if amex epp treatment is the same as visa/mastercard epp. some reading at Maybank http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

no exp EPP with Harvey Norman, but EPP with Amex in SenQ.

Eg: EPP RM1,200 for 1 year, so RM100 per month, your CL will block by this amount and will restore back CL by monthly payment until the end.

If there have come with 0% interest, mean no extra charge from the bank, and you can see your receipt when you sign, there will indicated of monthly amount that you need to pay.

As I know, some shop they will slightly increase the price of item that you going to EPP, not sure about this.

correct me if I'm wrong, means to say MB will block the whole amount which in your case RM1.2k, will restore RM100 of CL gradually each month if the payment had been made right?

The other concern now is the treat points & as well as the cash back, basically, I've signed it on last week Saturday. What would be the treat points & cash back, let's say the amount is RM1.2k? Would it be counted from the whole amount or the amount payable each month?

yup, anything and everything...

as long as transaction on weekends with AMEX = qualify for 5% cashback (capped at RM50).

If I remember correctly, the 5% cashback is based on Posting Date on weekends, NOT Transaction Date, right guys?

thanks for the uber fast reply. guess it's not worth for me to travel that far just to reload TnG unless I'm somewhere nearby during weekends.

Besides that, does anyone know how does EPP works with our MBB AMEX card? Especially with Harvey Norman? Recently, I've purchased with 12 months installments, with 0% interest rate. I was wondering is there any extra charges from the bank or is the bank freezing the total amount that I've purchased until I've completed the whole payment for the installments?

Yes you are correct, CL will be restore each month and block for whole amount from your CL.

About TP, there will be one lum sum as calculation. Mean you will be received rebate RM50 plus your point for your next statement.

Different credit card different process, as I know uob is doing each month return for cask back.

i believe it's done on the spot once you pay. so should be no problem. 

is there anyway to upgrade my gold to platinum?

yes, submit your payslip and EPF and personal income tax showing your income more than 60k per year