read up, if there any thing u need to clarify, we people will try to help..

dun be shy.

5% rebate for everything on weekend?

yup, anything and everything...

as long as transaction on weekends with AMEX = qualify for 5% cashback (capped at RM50).

yes, as long as the merchant accept amex.

Weekends mean Saturday and Sunday only? How about Friday?

terms weekend, is saturday and sunday...

only charges made in weekend applicable to the rebate

capped at RM50 meant I cannot benefit more when spend over RM1000.

yes, you understand correctly.

can use to pay loan for car, house, education etc?

Anyone had any experience in waiving the service tax? Would they waive the service tax for first year? Hope someone can give me some feedback thanks~~

as far as i know, you cant pay a loan with another type of loan. the "nearest" method is credit card balance transfer, but that's between credit cards only.

education loan, no idea if it's even possible. probably check the loan issuer if you can pay off edu loan by credit cards. it doesnt make sense doing this cuz at most you can delay the inevitable (i.e. repaying credit card) for a 1 bill cycle + 20 days of payment grace period.

even if you pay a minimum amount, you're effectively owing more than the amount you began with.

some reading:

The Consequences of NOT Making Full Payment on Your Credit Card Bills
http://www.imoney.my/articles/the-conseque...edit-card-bills

Credit card debt churning out bankrupt graduates
http://www.thestar.com.my/story.aspx/?file...1423&sec=nation

the moral of the story: dont spend on credit card when you cant pay it off in the end. credit card is to lessen the burden, not eliminating it completely.

I deeply understand as I have credit card myself. just want to know about the term & condition of the AMEX 5% rebate.

there's nothing special with the amex rebate. the qualifier is lower and simpler than other credit cards

using amex is more of "where's waldo" kinda scenario. Forumers here keeps hunting, testing, harassing (?) merchants whether they accept amex

what card are you having now?

U can still use the card on weekdays for the 2% @ 5x points unlesd u have a better card than this

i just register paypal using my amex
it straight away charge me USD1

is this something to be concern of?

As far as I know, the only way to pay service tax is via treatpoint redemption. Hence usually the first year service tax is inevitable unless you previously have another maybank card which you can use the treatpoint to redeem for service tax.

Should not be a concern. They will refund the USD1 in your paypal about a week + later. The charge is for verification purpose only.

yeah don't worry about this but if you have a cimb card it will be charged accordingly

Mine refunded after 3 days. And I even gotten cashback for it cuz the usd1 charged during weekend cb is based in the converted USD -> MYR. forgotten how much liao.

ok thank you guys