why not you can think about watami card for your insuance, it is much better than MBB Visa

i see. current cards (without OCBC Ti) should be ok liao.

unless if you constantly max out mbb2card every month, then maybe getting new Aeon Watami/HLB Wise would reward you better.

ya, mbb2 card should be enough... less worry

The less card you hold, the less GST you need to pay. Best is keep it at minimum based on your usage pattern

Since everyone has knew most OCBC's credit cards, especially Titanium which got less reward and benefits nowadays, then you're definitely deserved for getting less benefits from it of course; as you're asking for it yourself by still continue using it, WHY??

So, stop complaining for its less reward and benefits, if you're still stupidly refused to cancel/terminate their lousy credit cards IMMEDIATELY!!

overall, 1% still alright if ocbc wiling to waive the rm50 gst

the other unlimited 1% is hlb essential, not sure if they waive the gst for that

I think u have been pampered with the 5% too much. 1% unlimited with no category restrictions is quite a good card. Just like HLB essential too.

I went to book store today and spent around rm900. They don't accept amex and I don't have watami, so ocbc is the best candidate here, and for MANY other occasions too.

last time i held essential card about 3 years, almost same benefit with current ocbc, just that essential pump petrol not entitle 1 % rebate.
I never paid GST ....

ya agree, we spend a lot in clinic, restaurant, insurance & etc., which doesn't accept amex...

Ya, different card users may have different usage pattern...
I was looking for unlimited CB last time, almost get the HL Essential card.
Now I just treat my ocbc tmc as if I got the HL Essential card...similar features
Yes, I am keeping ocbc tmc for the same reason : big ticket items that not accepting Amex.
Just to share my big amount swipe in March on my ocbc tmc...

1. I swiped 12k on an investment product with ocbc tmc (not accepting Amex) >> Got RM120 CB which would be only RM50 max in the past.
2. I got the annual usage bonus from ocbc, most probably due to this irregular swipe. Worth RM75 (principal+supp).
3. I cancelled the investment during cooling period (felt not a good investment after reconsideration) >> I got refunded in cheque >> I put into eFD to earn 3% for one month before my ocbc tmc due date.
4. I BT 12k to Watami cc on 0% interest 6mth installment >> further pace out the cash outflow for another 6mth, more eFD interest, and get reward point in the process.
5. ...

what bills can you pay w amex?

TNB & TM

if only those, to me getting amex quite pointless unless you travel to hotels a lot.. what do you think?

petrol, dining, groceries, utilities bills & etc.

i want to ask right, OCBC titanium, how to get the free 7' tablet?

apply via here
https://ringgitplus.com/en/credit-card/OCBC...MasterCard.html

thanks! so how, after get the card is ringgitplus who give me the tablet or i have to call OCBC

read the t&c
too lazy to read after found out that the tablet is an old product.

Wow investment product can be cancelled so easily without any penalty?