retail spending includes petrol and bills?

i think 5 minutes is considered long enough for me, if someone keep talking to persuade me to maintain a cc. 
and you bear with the cs for more 20 minutes?! 

unless you are interested to hear what the cs is going to offer you to maintain your cc? 
or you were attracted to her beautiful voice? 

i think he meant that if we cancel the ocbc titanium now, when the next ocbc promotion/contest comes, we may be eligible for it when we apply as a new member. 

I just applied past few months and many things changed.
1. 5% to 1%
2. 10k GST waiver gone.
3. KLIA lounge access if charge 3k gone.

These are the "features" mentioned in the e-mail they sent to me previously.

Worst still, they don't bother to inform you about the changes. 

So 1% on total spending, and no more capping like RM50 cashback max per month?

What if i buy something like 6k in total in 1 month, do i get 6000 x 1% = Rm60 cashback or just RM50 max?

i was offered to upgrade to WMC in December, accepted it.  received my RM50 rebate last month to cover the GST.  it was quoted as Annual Usage Bonus in the description

After activate WMC, the Titanium automatically cancelled, removed from online account immediately, all outstanding will transfer to new WMC.

It will generate a new CC number

It is OK, jotted down all the auto  billing and pay by other credit card lo... Fro TM, can pay through AMEX 7% discount  Celcom, digi, can pay through WISE 10% discount... Insurance... hmm... maybe Aeon Watami? 

After activate WMC, the Titanium automatically cancelled, removed from online account immediately, all outstanding will transfer to new WMC.

definitely will cancel after 1st year if they are going to charge me RM388 for the annual fee

Amex autopay will not automatically get you the 5% cash rebate if the autopay date does not falls on weekend. Take note lo

for tm, you can use m2u to pay on weekends (5%), so no need do autopay for that. 

definitely will cancel after 1st year if they are going to charge me RM388 for the annual fee

5% of both your bills not more than rm4? 

i mean let's say if the total of your bills is rm100, 5% of rm100 is rm5 (which is more than rm4 tm rebate for autopay).
so it will be better to pay via m2u during weekends (unless your total bill is less than rm80).

You should hv give them a try man. My gst credited in Feb, I called in to request for annual bonus. The general answer by them would be a "NO". I said ok, can you help me submit an appeal since I have spent more than the requirement to be entitled for the bonus. Guess what, I got the bonus today.

They did mention that appeal would be considered on a case by case basis.