sorry, not world mastercard, i mean the normal blue/pink card comparing to titanium blue/pink card.

Edit...

This post has been edited by fly126: Jun 5 2014, 02:10 PM

If U Takut kena Reject coz Income Requirement just Get the Normal Pink/Blue Card Actually NO Different between both of Them..

edited

so no difference only the P.A requirement.
so weird one, why they wanna do that?

This post has been edited by candysiew: Jun 5 2014, 02:20 PM

cos Different Income Requirement will get Different Credit Limit

ie, like Income RM3000/ month =RM36K a Year will get Credit Limit 5-6K (2x Salary), Low Income = Low Credit Limit
if Income $8000/month = RM96K Annually maybe can have Credit Limit > $20K, High Earning = High CL for Your Card
"Low Income will have Low CL & High Income Earner will get High CL"

& of Course It Depends on the Bank Evaluation...

This post has been edited by fly126: Jun 5 2014, 02:50 PM

Yup already scanned the business card and mailed complaint. Hope something will be done. If the card arrives then I have no choice but to use it, just don't want the promoter to get commission for cheating.

Good then. All the best to you. Meanwhile you may want to consider other CC such as HLB Wise, Maybank2Cards, Public Bank Visa Signature which are also give high % of rebates.

I really love RHB Bank, I have their Platinum Visa and use it mainly for FREE access to LCCT previously and 0% Balance Transfer Plans

Today, the RHB officer who process my previous BT application called me and asked if I still wanted to do any BT as their promo ending soon. Really good timing as spend too much in Paris buying buying handbags for wifey. So with me doing another Balance Transfer with RHB, it's like I get to pay 6 months 0% Installment Plan for my wife's bags and earn a couple hundred Ringgit by having my fund sitting in FD

This post has been edited by Gen-X: Jun 6 2014, 09:51 PM

Welcome Back, Captain !

This post has been edited by fly126: Jun 6 2014, 10:16 PM

Hi all,

Quick question, I currently have a Maybank classic mastercard, been using since I've started working.

now that my pay is >30k per annum, should I upgrade it to a gold card? What are the benefits of a gold card compared to a classic apart from the limit?

hi, my suggestion is look at other cards..for example, the maybank 2 card, to get more benefits

For most card issuer, gold card is already their base line product .In fact nowadays the requirement for gold and classic is the same! Amazing isn't it?

Hi all... would like to know for uob one card...buying from a merchant not listed in 0% ipp can I convert the purchase into installment? Lets say I buy 1k for travel online and paid with PayPal.

Guys, is it 1st credit card of applicants will not get charged on the Goverment Service Tax RM50?

GST is charged once the (every single) card is approved and not necessarily activated or not...

Cause I heard from my siblings said something like 1st credit card can claim back the GST from somewhere else...

Actually, Not Claim Back but Sometimes the Bank are given Promo on RM50 GST Credit Back to NEW Signup Customer on their 1st Year Only... of cos Banks themselves have Korek Own Pocket to pay the GST to Government (On Behalf of You)


This post has been edited by fly126: Jun 9 2014, 12:15 PM

Ohh okay, cause my siblings told me "actually 1st credit card the government tax is refundable" or something like that, so I thought like government encourage us to have 1 credit card or something like that...and I have been paying it for 1 year for my only credit card

no, first credit card will also be charged with rm50 gst.
but some banks will absorb the rm50 gst for the first year (pay on your behalf to gov) if you apply and use their credit card.

are you sure the gov is encouraging us to have credit card? I though BNM is pushing on debit card usage for the purpose of prudent financial management?