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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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Human Nature
post Nov 25 2015, 11:10 AM

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QUOTE(liam_emmet @ Nov 25 2015, 10:53 AM)
hi,

i have apply pbb credit card visa signature but they give me visa platinum which i dont want. Question is the card is with the bank and i receive sms to collect from there.

If i ignore it and did not activate, will they charge me anything for it?
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get it terminated or reject it
liam_emmet
post Nov 25 2015, 01:40 PM

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QUOTE(Human Nature @ Nov 25 2015, 12:10 PM)
get it terminated or reject it
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done..thanks
kyox88
post Nov 25 2015, 08:53 PM

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hi guys... i bought a laptop 4k with my BSN c.card...5 days later i called to ask for installment, but they said too late edy already masuk statement...so is there any solution besides BT ? =(
laymank
post Nov 26 2015, 08:46 AM

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QUOTE(kyox88 @ Nov 25 2015, 08:53 PM)
hi guys... i bought a laptop 4k with my BSN c.card...5 days later i called to ask for installment, but they said too late edy already masuk statement...so is there any solution besides BT ? =(
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Not that I know of.
ck23
post Nov 27 2015, 02:16 PM

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dear all sifus,

i have TM bills and would like to subscribe for auto pay and e-billing since next year gonna charge rm2 per paper bill.

Which credit card is the best card?

I almost have every cards. dunno which to use.

This post has been edited by ck23: Nov 27 2015, 02:16 PM
fruitie
post Nov 27 2015, 02:23 PM

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QUOTE(ck23 @ Nov 27 2015, 02:16 PM)
dear all sifus,

i have TM bills and would like to subscribe for auto pay and e-billing since next year gonna charge rm2 per paper bill.

Which credit card is the best card?

I almost have every cards. dunno which to use.
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If you are in KL, can go to Sam's Groceria to pay. They allow ePay payments using credit cards. Use any of your cards that gives benefits for groceries.
ck23
post Nov 27 2015, 03:36 PM

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QUOTE(fruitie @ Nov 27 2015, 02:23 PM)
If you are in KL, can go to Sam's Groceria to pay. They allow ePay payments using credit cards. Use any of your cards that gives benefits for groceries.
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I have 20 bills. u sure that way works?
victorywp
post Nov 27 2015, 03:44 PM

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QUOTE(ck23 @ Nov 27 2015, 03:36 PM)
I have 20 bills. u sure that way works?
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yes, it has been discussed earlier and you may check the threads below for more information:
https://forum.lowyat.net/topic/3757650
https://forum.lowyat.net/topic/3737412
karcity
post Nov 27 2015, 03:45 PM

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QUOTE(ck23 @ Nov 27 2015, 03:36 PM)
I have 20 bills. u sure that way works?
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Then you need to split your bills I guess. I used to bring 5 bills one shot, the cashier face is changed. I think if I give her the six bills, she would say no to me. may be fruitie can share with us her experience.
fruitie
post Nov 27 2015, 05:19 PM

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QUOTE(ck23 @ Nov 27 2015, 03:36 PM)
I have 20 bills. u sure that way works?
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Well, you may need to go on few days. smile.gif

QUOTE(karcity @ Nov 27 2015, 03:45 PM)
Then you need to split your bills I guess. I used to bring 5 bills one shot, the cashier face is changed. I think if I give her the six bills, she would say no to me. may be fruitie can share with us her experience.
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Er.. So far my highest transaction was 3xRM 50 and 1xRM 65 (HLB Wise) for UniFi. I met good staff, she helped me and I'm quite a humourous girl, so along the way I joked with her, she is OK. laugh.gif

On Monday I did 1 TnG reload and 2 Digi reloads, one RM 100 and one RM 5.00. This cashier also OK, she even asked me why I want to buy RM 5.00, then I have to waste RM 0.30 for GST. laugh.gif
I just joked I have my reason la. brows.gif

Before I reloaded my TnG, there was this guy brought a long list of bills and read for her one by one. sweat.gif He was also using HLB Wise. She still smiles. laugh.gif

This post has been edited by fruitie: Nov 27 2015, 05:20 PM
Human Nature
post Nov 28 2015, 03:53 PM

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Quick question. Is Tesco still selling prepaid reload and can we use CC to pay?
victorywp
post Nov 28 2015, 08:39 PM

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QUOTE(Human Nature @ Nov 28 2015, 03:53 PM)
Quick question. Is Tesco still selling prepaid reload and can we use CC to pay?
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yes
gotham11
post Nov 29 2015, 07:09 PM

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Hi all, i lost my hsbc visa signature card and next day i got sms informing 2 transactions that i didn't know. Immediately i called hsbc to stop card, but all together 4 transactions worth rm4200 had been went thru. After hsbc investigate for 3 wks, i was refund all rm4200 but rm250 was deducted as hsbc claimed that it was in their clause that rm250 is my maximum exposure hence that deduction. Anyone had thiS experience? Can i dispute the rm250?
sbd
post Nov 29 2015, 08:14 PM

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you're very luck they're not charging the first 2 transactions to you. Yes they have that right. Even in insurance, it's called excess clause. For credit cards its limited liability and it is imposed on the bank by its insurers.
victorywp
post Nov 29 2015, 11:38 PM

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QUOTE(gotham11 @ Nov 29 2015, 07:09 PM)
Hi all, i lost my hsbc visa signature card and next day i got sms informing 2 transactions that i didn't know. Immediately i called hsbc to stop card, but all together 4 transactions worth rm4200 had been went thru. After hsbc investigate for 3 wks, i was refund all rm4200 but rm250 was deducted as hsbc claimed that it was in their clause that rm250 is my maximum exposure hence that deduction. Anyone had thiS experience? Can i dispute the rm250?
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yes, that's the maximum exposure to protect you as user. but i have a good agent who absorb the cost for me.
Human Nature
post Nov 29 2015, 11:48 PM

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QUOTE(gotham11 @ Nov 29 2015, 07:09 PM)
Hi all, i lost my hsbc visa signature card and next day i got sms informing 2 transactions that i didn't know. Immediately i called hsbc to stop card, but all together 4 transactions worth rm4200 had been went thru. After hsbc investigate for 3 wks, i was refund all rm4200 but rm250 was deducted as hsbc claimed that it was in their clause that rm250 is my maximum exposure hence that deduction. Anyone had thiS experience? Can i dispute the rm250?
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Just curious, when did you realize that your card is missing?
laymank
post Nov 30 2015, 10:00 AM

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QUOTE(Human Nature @ Nov 29 2015, 11:48 PM)
Just curious, when did you realize that your card is missing?
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If it is black and white, you will have no chance.
SUSenticing188
post Nov 30 2015, 10:01 AM

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QUOTE(gotham11 @ Nov 29 2015, 07:09 PM)
Hi all, i lost my hsbc visa signature card and next day i got sms informing 2 transactions that i didn't know. Immediately i called hsbc to stop card, but all together 4 transactions worth rm4200 had been went thru. After hsbc investigate for 3 wks, i was refund all rm4200 but rm250 was deducted as hsbc claimed that it was in their clause that rm250 is my maximum exposure hence that deduction. Anyone had thiS experience? Can i dispute the rm250?
*
rm250 is set by bank negara rules.. can't dispute.. thats the max bank can charge u
winchee
post Dec 7 2015, 05:04 PM

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Hi all sifus,

Anyone knows if I could invest into unit trust using credit cards? I would like to take advantage of the credit card points and also hope to meet the min required spending for free AF the following year. I know of one PRS provider which I can invest using credit card but I would not want to invest alot as they have restriction for withdrawal.
rapple
post Dec 7 2015, 05:20 PM

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QUOTE(winchee @ Dec 7 2015, 05:04 PM)
Hi all sifus,

Anyone knows if I could invest into unit trust using credit cards? I would like to take advantage of the credit card points and also hope to meet the min required spending for free AF the following year. I know of one PRS provider which I can invest using credit card but I would not want to invest alot as they have restriction for withdrawal.
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I don't think there is any..

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