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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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karcity
post Nov 18 2014, 07:06 PM

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I noticed lots of visa signature cards are applied via priority banking. Can I ask all sifu here how to applied for priority banking in order to get these credit card?
karcity
post Nov 21 2014, 12:06 AM

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May I know which bank offer better reward points redemption program? As I wish to focus all my spending on one card. Except petrol in which I spend on other cc.
karcity
post Dec 19 2014, 01:52 PM

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Anyone has any idea how to pay indah water bill via credit card/ online?
karcity
post Dec 19 2014, 02:05 PM

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Anyone has any idea how to pay indah water bill via credit card/ online?
karcity
post Dec 19 2014, 08:25 PM

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If the shop request for extra 2% charge when we use our credit card as payment option, is it legal? Can we report them?
karcity
post Apr 25 2015, 11:37 AM

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QUOTE(Human Nature @ Apr 18 2015, 05:31 PM)
Anyone having problem with the new Astro payment portal? Failed transaction using CC (visa/mc).
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May I know which websites for astro payment? I wish to pay astro bill online with credit card.
karcity
post May 18 2015, 08:30 PM

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Hi. Anyone know how to pay Astro bill online with credit card? Payonline can't pay Astro bill. Currently I am paying via citibank cc. But I plan to terminate it. I tried Astro website, it seems that they required registration. I have 4 house with Astro. I can't register all account online.. Please give suggestion.
karcity
post Jul 17 2015, 09:57 AM

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SCB cash back gold card spend RM1500 and get cash rebate RM50 which is equal to 3.33% (exclude petrol and insurance)..any catch here? Because it was seldom being mention. Most of the time ppl mention aeon watami.. I am thinking to apply SCB card but I am worry there might be some unreveal hidden issues from user... Anyone can give some opinion?
karcity
post Jul 25 2015, 06:19 PM

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I ask this same questions in May bank VS thread. However , I can't find the answer. Hence I wish to ask again here. May I know difference between Maybank VS and Maybank Islamic ikhwan cc? Both seems very similar, the only difference is Maybank VS has more advantage ie PPL access and it is daily rebate and ikhwan only Friday and Saturday. Anyone can share their expert opinion? I am thinking whether to apply both or only one card.
karcity
post Jul 25 2015, 07:17 PM

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QUOTE(Ramjade @ Jul 25 2015, 07:08 PM)
If your DSR is so high, recommend you settle your debts first then only apply for credit card. Why do you want to work for free for the bank? Unless is BT and you HAVE THE MONEY, then it's ok.

Maybank, PB. Remember to settle your debts first before applying for another card.
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Agree.
karcity
post Aug 1 2015, 03:26 PM

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May I ask, lets say my salary is 4000. I hold 5 cards, each card give me credit limit 12000. total is 60,000. if I would like to apply for 6th cc, do I need to cancel one first? or should I call in to reduce credit limit for other cc before I apply new cards? because if my income is 4000, and I am holding total credit limit of 60,000 now, it is like 15 times of my salary. thanks.
karcity
post Aug 8 2015, 11:02 PM

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Not sure whether anyone discuss on this before. Recently I applied for PBB VS. then I noted the cc give travel insurance coverage up to 150,0000 as long as you charge your air ticket under the cc. May I know any other cc offer such service ? It will make some different when I decide to buy air ticket as I will definitely use the cc that offer best complimentary insurance. (Although I know it has been discuss before that the insurance coverage is not complete ) my question is anyone know any other cc offer free insurance for travel?
karcity
post Aug 15 2015, 10:33 AM

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I bought xiao mi i pad yesterday . It is RM 799. But standard chartered charged my cc RM 807. May I know why?
karcity
post Aug 15 2015, 01:12 PM

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QUOTE(alexanderclz @ Aug 15 2015, 10:34 AM)
probably 1 percent cross border charge
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Is it standard that cross border charge is 1% for all bank?
karcity
post Aug 15 2015, 01:18 PM

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QUOTE(Human Nature @ Aug 15 2015, 12:59 PM)
why didn't you use your PBB VS for the 6% cashback?
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My PBB VS has been maximised. Hence now try on SC cash back card -3.33% rebate. I just wonder why some bank charge cross border while some didn't and actually what is the rate for each bank.
karcity
post Aug 15 2015, 11:53 PM

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QUOTE(alexanderclz @ Aug 15 2015, 01:28 PM)
some banks absorb the cost
https://forum.lowyat.net/topic/2519936
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Thanks for the link. The summary is don't buy online stuff with SCB/CIMB cc. I have 9 cc from 9 bank. First time buying xiao mi , first time using SCB cc. First time being charged cross border !
karcity
post Aug 19 2015, 08:01 PM

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QUOTE(ronron @ Aug 19 2015, 02:54 PM)
Hi, want to ask:

If a person holding Maybank Visa Infinite and Visa Signature both card at the same time, in order to waive the annual fee for both card , the person need to spend 50k for each card (total 100k spending) or Just 50k only ah?
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100k
karcity
post Aug 19 2015, 08:58 PM

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QUOTE(chiahau @ Aug 19 2015, 08:42 PM)
Call BNM and complaint. laugh.gif

I heard from my friends working for the merchant side that they will fine the Terminal renter if they don't allow customer to use CC for some amount.

Since I am being kiasu nowadays, hantam la if got chance tongue.gif

And yeah, those who charged 2~3%, I really facepalm.

Can actually complain to BNM also one.  thumbup.gif
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Me too. Very angry when the moment you show your credit card, they say need to add in 2%!! And you know what, the 2% also subjected to GST! Hope someone here can really did some research and let us know!
karcity
post Aug 20 2015, 08:09 PM

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QUOTE(deity01 @ Aug 20 2015, 07:21 PM)
Hi guys, is there a good credit card now for bill payment like unifi, astro and etc?
it will be better if it gives cashback or multiple X of points..
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Astro- Cimb CB card , UOB VOX
tNB, maixis, celcom- HL WISE card
The rest PBB VS via payonline

This post has been edited by karcity: Aug 20 2015, 08:25 PM
karcity
post Aug 20 2015, 08:24 PM

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QUOTE(alexanderclz @ Aug 20 2015, 08:20 PM)
but not all can get pbb vs. lol
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Yes. That why I give some choices there.

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