hi all, not sure if this is posted before, how credit card limits are determined? is it the same for all bank?

Hello:
Anyone has any idea what's the typical lead time for Public Bank to approve a credit card application?

For e.g. Maybank requires 5 working days to approve if we apply through email. how about Public Bank?

Can use EA form to apply credit card for income proof? lets say my EA form is 40k but my monthly payslip does not show >3000 cox of commision

I think they don't consider EA form as reliable as payslip or EPF contribution.

Hi all sifus,

Anyone knows if I could invest into unit trust using credit cards? I would like to take advantage of the credit card points and also hope to meet the min required spending for free AF the following year. I know of one PRS provider which I can invest using credit card but I would not want to invest alot as they have restriction for withdrawal.

Hi,

Wanna ask sifus here which credit card gives the best return (cashback preferred, or points) for life insurance premium deductions.

Thank you sifus     

Hi Team, I need some assistance to clarify the terms that shown on online banking. If let say beginning of this month (December, 2015) I had spent RM1,000. Below is the information shown in online summary of recent transaction.

- Statement Balance = RM0.00
- Outstanding Balance = RM1,000
- Payment Due = 18th Dec 2015
- Minimum Payment = RM0.00

May I know should I required to clear the outstanding payment based on the payment due date or need to wait until next month, which is 18th Jan 2016 only clear this amount? I have yet to receive any bank statement based on current month transaction. Thank you.

Your due date is 20 days after 18th Jan 2016.

Hmm...3k per quarter not doable..

Any other better card recommendation  ?