I have about 150 in asb but no payslip to show .. boleh ka?

Boleh.

I applied other stuffs using ASB as proof of income before

No questions asked. Approved after 7 working days.

Not everyone working will have payslip. Even my current company don't give payslips already

Just apply via a branch and see what they'll say.

Wow.. glad to hear.. will go and try later and see if it can be done just by asb hehe.. btw thanks ya

Can always offer to top up via FD as goodwill for them to proceed your paperworks faster.

Guess that should not be an issue since you have 150 in your ASB already

Cheers and good luck.

I'm surprised for a company not giving out payslip. Even a small chinaman company gives, unless it's a part time job there's a possibility.
However, if it's a full time job, it's employer's obligation to provide. Yes, obligation.

Haha was thinking of that too but it's just like going in from left pocket to right pocket lol since the money is already there.

I'll see what they have to say about it first

Cheers.

that's interesting because for FD, they need it to be opened at their bank.

FD need to be placed in their vault

You need to go to a physical branch for FD pledge.

But if you are using ASB, they consider it as income and no such fuss required.

how nice if FD is also allowed to be like that. Just place one large sum and call it master cert. Bring to all the banks for their cards wishful thinking

If you are their Private Banking customer, you can call the bank and ask them to arrange for you

You don't need to do anything except to sign on the line and wait for the manager to call you.

Can use EA form to apply credit card for income proof? lets say my EA form is 40k but my monthly payslip does not show >3000 cox of commision

I think they don't consider EA form as reliable as payslip or EPF contribution.

Yea you can use EA form. Submit your BE form as well.

EDIT: if you can prove your commission with 3rd party document i.e vouchers, then give 6 month of commission voucher and bank statement to prove the income.

This post has been edited by rapple: Nov 19 2015, 12:25 PM

EA form and payslip is both issued by your h/r. why ea form is not reliable?

And even when you do tax filing, EA form is needed.

No idea. Bank told me that before.

And logically, since he said it is commission, won't that be a part of his income, thus, in his payslip?

Unless it's some of payment which is not recognized by the company?

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want to ask on behalf of contract worker.

are you eligible to apply for cc if your contract is only for 12 months?

income per month :3.5k

Yes, I was under contract when I got my first CC

thanks for the fast response!

I know what Merchant Category Code (MCC) is.

But, what is actually POSMODE 81? What is the difference between MCC and POSMODE 81?

Thank you for the information.