I've been overseas since early of this year. So any activity regarding my credit card I am unable to check (as it is linked to my MIL's mobile number in Malaysia). Today when I tried to make payment via phone using my OCBC Titanum card to pay my Maxis RM10 bill, my card was declined. I have only realized that there are 2-3 transaction made online, cost btwn USD 200-300 at USA clothing retail shop 5 days ago. After that only they blocked my card. For that transaction it doesn't require 3D Secure.

And of course I have sent in the dispute declaration form. But it might take up to 128 days and if the dispute failed I'll have to pay for it. The thing is I wouldn't want to pay for it and its quite a big sum for me, like USD700? Plus I did not authorize that transaction (or that transaction didn't need any authorization!)

This is the first time I experienced credit card fraud. Anyone can tell me that if this dispute will be a success? I have been with OCBC with probably 3 years, good credit record, always pay my bill and no late payments. And I don't think I have ever did any retail shopping from US stores.

Please advise. I'm confused how did my credit card details got stolen and I'm pretty worried.

Thanks! Can you pls send  me the link to OCBC thread?

Technically, u have to pay AF as long as your Card was valid, i.e. not cancelled.

However, u should write in and ask that the AF be waived as u did not use the Card and u overlooked to cancel

If HLB insist that u pay, say that u will complain to BNM / FMB

Anyone using Mach Credit Card? What is the different with HLB Wise Credit Card? 

HLB Wise Credit Card require to make a minimum of any 10 retail transactions monthly (with a minimum of RM50 per transaction) to enjoy the 10% cash back on the selected categories..

Hi, if the merchant payment page requires  an OTP for Citibank Visa, it will be the same (need OTP) for cards from other banks like Public Bank Visa, correct?

Yes

What is the basis of this assumption?

Hi all,

I want to ask, I recently applied for housing loan for purchase of new house through PBB, after loan approved and signed the agreement, I suddenly got called up to collect my credit card which I dont need. I have not collect and activate it yet but can I cancel the credit card when I go to collect it and tell them I dont need it.

What are the consequences to your credit ratings?

Thanks in advance!

I think this is not advisable to ignore it.

If no mistaken GST has charged even no active.

Better call to cancel and make sure GST is waive.

I have loan with them, credit card has processed and charged for GST.

They were waived for GST and cancelled it after I called

yeah I know. Thought of leaving him a 生路。 Don't wanna break his rice bowl just yet.

Anyone know how long ringgit plus take to reply you?

i keyed in my contact info on 23 Dec. until now, no reply from them.

After submitting the contact info, it said please check your inbox. However, I didn't receive anything yet.

i know this question has been asked before. how about year 2015, is there any way to pay selangor quit rent (cukai tanah) online using cc?

will the gst 6% be charged to our credit card monthly statement?

let say we use rm10k per month? +gst 6% charge = end up we need to pay rm 10600? (rm600 for GST) ??

So is it more costly to own credit card now or after the implementation of gst? Or nothing been finalised yet?

Dear All CC Sifus,

I want to enquire few things relate to Maybankard 2 Gold Card application.
Below are the criteria I'm having:

1) Bachelor Degree Graduate (not sure if this is relevant, list it down anyway)
2) Working with a basic of RM1.5k; working for 6 months so far; EPF deduction base on basic pay.
3) With allowance, OT & commissions; for 3 recent months have earned gross pay ≈ RM3k-RM4.5k per month.
4) Salary is credited to same bank (Maybank).
5) Been using Maybank "Cherry" Debit Card most of the time to pay telco bills and other electronic transactions.
6) Applied loan from PTPTN; never applied any loans from banks.

So, from all these
1) what are the chances of me getting approval if I were to apply Maybankard 2 Gold Card?
2) Since I haven't been implemented income tax yet. Will it reduce the chances of getting approval or do I have to provide any additional documents for the application?
3) How fast does CC application process take place at KLCC branch?

P/S: Sorry for many noobs questions, just wanted to get things clear and hope I've asked in the correct post.

hi, anyone know how to apply verify by visa / 3d secure feature for public bank credit card? or similar security features? like need to enter code before finalize the transaction.

wanna ask for the 2nd year:, if the statement has listed the GST & Annual Fees and the bank can't waive it for me

So now I plan to cancel the card
1) GST I no need to pay as long as I no use
2) Annual Fees I must clear it before cancel?

thanks

I've read many credit card for oversea spending but as I have only about 62K income per annum, not qualified for those signature, world, premier cards...
any other better alternative cards for my income status for oversea spendings?

Hi,

I wanted to do a BT. Therefore, I applied for HSBC.
Received a call from the CS few hours later on the same day. According to her, it is pre-approved now.

Thing has changed now. I managed to clear my outstanding and I no longer need the HSBC card/ BT.

Can I cancel it and ask them not to proceed further? What is the correct process?

Hi guys, want to ask...I've been buying from a local pharmacy about 10k a month. Wondering which card suit me best to get rebate? will be great if got mb 3-5% off my bills...