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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
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Wongchoy
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 Nov 22 2015, 10:46 AM
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QUOTE(kart @ Nov 22 2015, 09:56 AM) I know what Merchant Category Code (MCC) is. But, what is actually POSMODE 81? What is the difference between MCC and POSMODE 81? Thank you for the information.  On a card trnx, Posmode identifies how a trnx is process eg normal swipe, mail order, telephone order or online trnx. Posmode 81 is identified as an online payment. MCC itself identifies the nature of business the merchant are doing. |
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13aby
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Nov 23 2015, 01:12 PM
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QUOTE(chiahau @ Nov 19 2015, 11:58 AM) I think they don't consider EA form as reliable as payslip or EPF contribution. QUOTE(rapple @ Nov 19 2015, 12:10 PM) Yea you can use EA form. Submit your BE form as well. EDIT: if you can prove your commission with 3rd party document i.e vouchers, then give 6 month of commission voucher and bank statement to prove the income. Thx for the info . i trying to apply for my third card . Due to my payslip only show 3000 or below . Mayb i need show them 12 months slip haha to proof my income is more thn 36000 / annum |
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chiahau
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Nov 23 2015, 01:34 PM
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QUOTE(13aby @ Nov 23 2015, 01:12 PM) Thx for the info . i trying to apply for my third card . Due to my payslip only show 3000 or below . Mayb i need show them 12 months slip haha to proof my income is more thn 36000 / annum Why your payslip show 3,000 and below if you are getting 3,000+ after commission?  |
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13aby
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Nov 23 2015, 01:47 PM
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QUOTE(chiahau @ Nov 23 2015, 01:34 PM) Why your payslip show 3,000 and below if you are getting 3,000+ after commission? not every month above 3000... but if total up 12 months is more thn 36000 |
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victorywp
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Nov 23 2015, 02:13 PM
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QUOTE(13aby @ Nov 23 2015, 01:47 PM) not every month above 3000... but if total up 12 months is more thn 36000 plus bonus surely much more above 36k already right? |
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Davez89
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Nov 23 2015, 11:47 PM
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has anyone tried applying cc with just pledging FD and without proof of income?
is it possible ya?
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victorywp
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Nov 24 2015, 01:31 AM
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QUOTE(Davez89 @ Nov 23 2015, 11:47 PM) has anyone tried applying cc with just pledging FD and without proof of income? is it possible ya? yes, it's possible. |
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Davez89
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Nov 24 2015, 01:39 AM
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QUOTE(victorywp @ Nov 24 2015, 01:31 AM) Lets say if really possible doing so..can I take out the FD once The card gets approved? |
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victorywp
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Nov 24 2015, 07:52 AM
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QUOTE(Davez89 @ Nov 24 2015, 01:39 AM) Lets say if really possible doing so..can I take out the FD once The card gets approved? no, you need to sign an agreement whereby you have to terminate your cc first before you can withdraw your fd which is attched to it. |
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victorywp
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Nov 24 2015, 07:52 AM
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double post
This post has been edited by victorywp: Nov 24 2015, 07:55 AM
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Davez89
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Nov 24 2015, 09:53 AM
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QUOTE(victorywp @ Nov 24 2015, 07:52 AM) no, you need to sign an agreement whereby you have to terminate your cc first before you can withdraw your fd which is attched to it. Oic.. then no point doing so I guess.. thanks for the info |
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fruitie
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Nov 24 2015, 09:59 AM
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Rise and Shine
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QUOTE(Davez89 @ Nov 24 2015, 01:39 AM) Lets say if really possible doing so..can I take out the FD once The card gets approved? No. Most of the time, the banks will advise you the amount to pledge and this amount will be your credit limit. Of course, like victorywp mentioned there's an agreement. If like this, everyone just pledges and after approve will take out money. |
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Davez89
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Nov 24 2015, 11:27 AM
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QUOTE(fruitie @ Nov 24 2015, 09:59 AM) No. Most of the time, the banks will advise you the amount to pledge and this amount will be your credit limit. Of course, like victorywp mentioned there's an agreement. If like this, everyone just pledges and after approve will take out money. Haha didn't know ma..thought there's a loophole that we can take advantage of. I guess I'll have to do it the legit way then  |
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13aby
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Nov 24 2015, 05:05 PM
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QUOTE(victorywp @ Nov 23 2015, 02:13 PM) plus bonus surely much more above 36k already right? QUOTE(Davez89 @ Nov 24 2015, 11:27 AM) Haha didn't know ma..thought there's a loophole that we can take advantage of. I guess I'll have to do it the legit way then pledge FD u lock ur cash with the bank , when emercency only can use CC not the cash  |
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cybpsych
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Nov 24 2015, 05:49 PM
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 AFFINBANK BHPETROL ‘TOUCH & FUEL’ MASTERCARD CONTACTLESS Just Tap & Save with AFFINBANK BHPetrol ‘Touch & Fuel’ MasterCard Contactless and enjoy the following benefits and privileges: ● Enjoy 2% petrol rebate on weekdays and 10% petrol rebate on weekends for all petrol transactions made at BHPetrol service stations’ island pump (only valid from 1 December 2015 until 30 November 2016). ● Earn unlimited AFFIN Bonus up to 0.8% on retail transactions (except petrol and government related transactions). ● Enjoy low finance charges of 9.99% p.a. when minimum payment made and received before or by payment due date. ● Free personal accident insurance worth RM30,000 for first year card issuance. ● Easy Installment Plan (EiPlan), Balance Transfer Instalment Plan (BTiP) and many more! Annual Fee: 1st year: Free Subsequent years: RM159 Waiver: RM2,400 spending per annum Read further to know more about your AFFINBANK BHPetrol ‘Touch & Fuel’ MasterCard Contactless benefits and privileges. http://www.affinbank.com.my/Consumer-Banki...MasterCard.aspxQUOTE media release: FOR IMMEDIATE RELEASE 20 November 2015
FASTER CHECKOUT WITH AFFINBANK BHPetrol ‘TOUCH AND FUEL’ MASTERCARD CONTACTLESS PAYMENT
KUALA LUMPUR – Affin Bank Berhad (“AFFINBANK”) is pleased to announce the relaunch of AFFINBANK BHPetrol ‘Touch and Fuel’ MasterCard Contactless credit card today with improvement to its benefits and privileges. AFFINBANK BHPetrol ‘Touch and Fuel’ MasterCard Contactless cardholders can now enjoy petrol cash rebate of 2% on weekdays or 10% on weekends for petrol spending at BHPetrol stations nationwide.
Besides these, AFFINBANK BHPetrol ‘Touch and Fuel’ MasterCard Contactless cardholders will get to enjoy further savings up to 0.8% with AFFIN Bonus cash rebate on their overall monthly retail spending (excluding petrol and government related transactions), low finance charges of only 9.99% per annum as well as Personal Accident insurance coverage up to RM30,000 a year.
New AFFINBANK BHPetrol ‘Touch and Fuel’ MasterCard Contactless cardholders who join between 1st December 2015 until 30thNovember 2016 will also stand a chance to take home a welcome gift with minimum cumulative spend of just RM500 when they use their cards within the first 30-days of card issuance.
In conjunction with the relaunch and to help mark AFFINBANK's nine years partnership BHPetrol is proud to announce the availability of contactless payment terminals at their pump islands thereby making BHPetrol the first merchant chain in Southeast Asia to have the MasterCard contactless terminals at all pump islands. AFFINBANK BHPetrol ‘Touch and Fuel’ MasterCard Contactless cardholders can now look forward to saving precious time at BHPetrol stations; just tap their cards on the MasterCard Contactless reader, wait for the beep and fuel-up.
“This initiative is a step forward in the Bank’s card business to reward our loyal customers for their continuous support. At AFFINBANK, we always seek at ways to improve banking benefits and convenience for our customers,” said Kamarul Ariffin Bin Mohd Jamil, Managing Director/ Chief Executive Officer of AFFINBANK.
Mr Tan Kim Thiam, Managing Director of BHPetrol said “The launching of contactless payment terminals at pump islands is to offer our customers greater efficiency and convenience. With these new payment terminals, customers will experience a whole new level in speed and convenience when filling up their vehicles at BHPetrol stations. Currently, there are 160 BHPetrol stations equipped with approximately 1,500 contactless payment terminals across Peninsular Malaysia.”
To learn more about the AFFINBANK BHPetrol ‘Touch and Fuel’ MasterCard Contactless credit card, log on to www.affinbank.com.my
http://www.affinbank.com.my/General/Whats-...Touch-And.aspx |
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victorywp
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Nov 24 2015, 10:21 PM
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QUOTE(cybpsych @ Nov 24 2015, 05:49 PM) AFFINBANK BHPETROL ‘TOUCH & FUEL’ MASTERCARD CONTACTLESS Just Tap & Save with AFFINBANK BHPetrol ‘Touch & Fuel’ MasterCard Contactless and enjoy the following benefits and privileges: ● Enjoy 2% petrol rebate on weekdays and 10% petrol rebate on weekends for all petrol transactions made at BHPetrol service stations’ island pump (only valid from 1 December 2015 until 30 November 2016). ● Earn unlimited AFFIN Bonus up to 0.8% on retail transactions (except petrol and government related transactions). ● Enjoy low finance charges of 9.99% p.a. when minimum payment made and received before or by payment due date. ● Free personal accident insurance worth RM30,000 for first year card issuance. ● Easy Installment Plan (EiPlan), Balance Transfer Instalment Plan (BTiP) and many more! Annual Fee: 1st year: Free Subsequent years: RM159 Waiver: RM2,400 spending per annum Read further to know more about your AFFINBANK BHPetrol ‘Touch & Fuel’ MasterCard Contactless benefits and privileges. http://www.affinbank.com.my/Consumer-Banki...MasterCard.aspx with this relaunch, i worry that the terminal at the bhp automated dispensers will be changed to affin. later all my transactions at bhp automated dispenser using uob one will fail to get smart$. |
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jimbet1337
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Nov 25 2015, 01:36 AM
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Guys, what happened to OCBC thread? All have been locked. No new thread?  |
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victorywp
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Nov 25 2015, 01:58 AM
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QUOTE(jimbet1337 @ Nov 25 2015, 01:36 AM) Guys, what happened to OCBC thread? All have been locked. No new thread? do you want to takeover as the next ts for ocbc v6?  |
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cybpsych
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Nov 25 2015, 06:48 AM
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QUOTE(jimbet1337 @ Nov 25 2015, 01:36 AM) Guys, what happened to OCBC thread? All have been locked. No new thread? since u can capture the screenshot, did you read the last post of v5 thread? |
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liam_emmet
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Nov 25 2015, 10:53 AM
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hi,
i have apply pbb credit card visa signature but they give me visa platinum which i dont want. Question is the card is with the bank and i receive sms to collect from there.
If i ignore it and did not activate, will they charge me anything for it?
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