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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
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Devil4life
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 Dec 7 2015, 05:26 PM
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QUOTE(winchee @ Dec 7 2015, 05:04 PM) Hi all sifus, Anyone knows if I could invest into unit trust using credit cards? I would like to take advantage of the credit card points and also hope to meet the min required spending for free AF the following year. I know of one PRS provider which I can invest using credit card but I would not want to invest alot as they have restriction for withdrawal. PRS can? Which one? Don't mind swiping my card if possible currently mine is autodebit |
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TSalexwsk
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Dec 7 2015, 09:17 PM
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dear mod, about time for new thread, can I proceed or need a new person to take charge? Thanks.
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akira de aimbuster
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Dec 7 2015, 10:54 PM
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Just wondering, even though I have receive the credit card, as long as I do not call the bank to activate it, I do not need to pay any annual fee right?
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fruitie
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Dec 7 2015, 11:07 PM
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Rise and Shine
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QUOTE(akira de aimbuster @ Dec 7 2015, 10:54 PM) Just wondering, even though I have receive the credit card, as long as I do not call the bank to activate it, I do not need to pay any annual fee right? Why don't you cancel it if you are not going to use it?  |
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akira de aimbuster
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Dec 7 2015, 11:30 PM
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QUOTE(fruitie @ Dec 7 2015, 11:07 PM) Why don't you cancel it if you are not going to use it? I thought that it was a hassle  ermm ok, maybe I should think twice |
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fruitie
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Dec 7 2015, 11:34 PM
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Rise and Shine
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QUOTE(akira de aimbuster @ Dec 7 2015, 11:30 PM) I thought that it was a hassle ermm ok, maybe I should think twice Better cancel it. Just a call only. Else, it will affect your CCRIS. |
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akira de aimbuster
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Dec 7 2015, 11:57 PM
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QUOTE(fruitie @ Dec 7 2015, 11:34 PM) Better cancel it. Just a call only. Else, it will affect your CCRIS. I see, never know it could affect my CCRIS. I should call to cancel it then. Thank you for the advice  |
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fruitie
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Dec 8 2015, 12:06 AM
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Rise and Shine
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QUOTE(akira de aimbuster @ Dec 7 2015, 11:57 PM) I see, never know it could affect my CCRIS. I should call to cancel it then. Thank you for the advice Always cancel cards which are no longer in use or not in use. Just curious, why did you apply then?  |
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akira de aimbuster
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Dec 8 2015, 08:39 PM
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QUOTE(fruitie @ Dec 8 2015, 12:06 AM) Always cancel cards which are no longer in use or not in use. Just curious, why did you apply then? Because of free gift on the spot and free luggage upon spending rm800. Now I changed my mind and think that it is a hassle to hit rm800 just to get a luggage |
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OPT
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Dec 10 2015, 09:16 AM
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QUOTE(akira de aimbuster @ Dec 8 2015, 08:39 PM) Because of free gift on the spot and free luggage upon spending rm800. Now I changed my mind and think that it is a hassle to hit rm800 just to get a luggage May I know it's from which bank? |
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winchee
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Dec 10 2015, 09:24 AM
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Getting Started
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QUOTE(Devil4life @ Dec 7 2015, 05:26 PM) PRS can? Which one? Don't mind swiping my card if possible currently mine is autodebit CIMB Principal Asset Management Looks like no one knows any other companies that can invest using credit cards. |
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laymank
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Dec 10 2015, 12:42 PM
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QUOTE(winchee @ Dec 10 2015, 09:24 AM) CIMB Principal Asset Management Looks like no one knows any other companies that can invest using credit cards. I don't think there's any. |
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akira de aimbuster
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Dec 10 2015, 11:28 PM
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QUOTE(OPT @ Dec 10 2015, 09:16 AM) May I know it's from which bank? rhb...apparently they are doing a lot of these campaigns now. |
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Jeffreynsx
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Dec 11 2015, 09:17 AM
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Hi Team, I need some assistance to clarify the terms that shown on online banking. If let say beginning of this month (December, 2015) I had spent RM1,000. Below is the information shown in online summary of recent transaction.
- Statement Balance = RM0.00
- Outstanding Balance = RM1,000
- Payment Due = 18th Dec 2015
- Minimum Payment = RM0.00
May I know should I required to clear the outstanding payment based on the payment due date or need to wait until next month, which is 18th Jan 2016 only clear this amount? I have yet to receive any bank statement based on current month transaction. Thank you.
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OPT
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Dec 11 2015, 09:23 AM
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Hi, Wanna ask sifus here which credit card gives the best return (cashback preferred, or points) for life insurance premium deductions. Thank you sifus  |
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OPT
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Dec 11 2015, 09:27 AM
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QUOTE(OPT @ Dec 10 2015, 09:16 AM) May I know it's from which bank? Thanks for the info.  |
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rapple
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Dec 11 2015, 09:32 AM
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QUOTE(OPT @ Dec 11 2015, 09:23 AM) Hi, Wanna ask sifus here which credit card gives the best return (cashback preferred, or points) for life insurance premium deductions. Thank you sifus Aeon Watami Card - 3% on all spending except Petrol. Minimum spending 3k per quarter. Cash back caps at RM150 per quarter. |
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rapple
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Dec 11 2015, 09:33 AM
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QUOTE(Jeffreynsx @ Dec 11 2015, 09:17 AM) Hi Team, I need some assistance to clarify the terms that shown on online banking. If let say beginning of this month (December, 2015) I had spent RM1,000. Below is the information shown in online summary of recent transaction. - Statement Balance = RM0.00 - Outstanding Balance = RM1,000 - Payment Due = 18th Dec 2015 - Minimum Payment = RM0.00 May I know should I required to clear the outstanding payment based on the payment due date or need to wait until next month, which is 18th Jan 2016 only clear this amount? I have yet to receive any bank statement based on current month transaction. Thank you. Yes. You can wait for your Dec 2015 statement and pay before Jan 2016 due date. |
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Devil4life
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Dec 11 2015, 09:35 AM
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QUOTE(Jeffreynsx @ Dec 11 2015, 09:17 AM) Hi Team, I need some assistance to clarify the terms that shown on online banking. If let say beginning of this month (December, 2015) I had spent RM1,000. Below is the information shown in online summary of recent transaction. - Statement Balance = RM0.00 - Outstanding Balance = RM1,000 - Payment Due = 18th Dec 2015 - Minimum Payment = RM0.00 May I know should I required to clear the outstanding payment based on the payment due date or need to wait until next month, which is 18th Jan 2016 only clear this amount? I have yet to receive any bank statement based on current month transaction. Thank you. Your due date is 20 days after 18th Jan 2016. |
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rapple
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Dec 11 2015, 09:39 AM
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QUOTE(Devil4life @ Dec 11 2015, 09:35 AM) Your due date is 20 days after 18th Jan 2016. No. Payment due date is on 18 Jan 2016. The 20 days is calculate from the statement date not the due date. |
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