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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
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wesleyyim83
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May 20 2015, 04:30 PM
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Getting Started

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QUOTE(Wongchoy @ May 20 2015, 04:26 PM) One possibility is that your VI application is not successful and they downgraded your application to Visa Wise  Otherwise, they have made a mistake. Downgrade to wise gold card? Is big difference btw gold and infinite, and wise card from hong leong need to choose 2 categories, the staff never ask me about this also.
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Wongchoy
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May 20 2015, 06:28 PM
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QUOTE(wesleyyim83 @ May 20 2015, 04:30 PM) Downgrade to wise gold card? Is big difference btw gold and infinite, and wise card from hong leong need to choose 2 categories, the staff never ask me about this also. Have you inform the bank of this situation? They should have the answer.
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wesleyyim83
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May 20 2015, 06:50 PM
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Getting Started

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QUOTE(Wongchoy @ May 20 2015, 06:28 PM) Have you inform the bank of this situation? They should have the answer. Ya, already inform the bank, the bank say never receive any application with the visa infinite, is that I need to lodge complaint or just let it?
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DarReNz
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May 20 2015, 07:24 PM
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QUOTE(wesleyyim83 @ May 20 2015, 06:50 PM) Ya, already inform the bank, the bank say never receive any application with the visa infinite, is that I need to lodge complaint or just let it? u should lodge with bank negara and cc hong leong bank cs
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wesleyyim83
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May 20 2015, 08:10 PM
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Getting Started

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QUOTE(DarReNz @ May 20 2015, 07:24 PM) u should lodge with bank negara and cc hong leong bank cs I'm still waiting reply from hlb, let see what action they take?
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DarReNz
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May 21 2015, 08:11 AM
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QUOTE(wesleyyim83 @ May 20 2015, 08:10 PM) I'm still waiting reply from hlb, let see what action they take? the reason to send it to bank negara is to speed things up and make it official so that hlb can't taichi or drag it slowly
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aromachong
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May 21 2015, 01:38 PM
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Look at all my stars!!
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saw ringgitplus say easier to approve/apply maybankard credit card if u have existing rhb/citibank credit cards..
how to explain this?
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wesleyyim83
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May 22 2015, 08:29 AM
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Getting Started

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QUOTE(DarReNz @ May 21 2015, 08:11 AM) the reason to send it to bank negara is to speed things up and make it official so that hlb can't taichi or drag it slowly The sales staff call and say sorry to me, she said that she need to hit sales.... bla bla bla...... and say I'm existing cm, she can't get comm, she admit is her fault, but the tone like not so good, and I'm busy with my job that time, ask her to call back later, but never. What should I do?
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victorywp
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May 22 2015, 08:42 AM
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QUOTE(wesleyyim83 @ May 22 2015, 08:29 AM) The sales staff call and say sorry to me, she said that she need to hit sales.... bla bla bla...... and say I'm existing cm, she can't get comm, she admit is her fault, but the tone like not so good, and I'm busy with my job that time, ask her to call back later, but never. What should I do? you mean she pleaded you to accept the wise gold for her to hit her sales?
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wesleyyim83
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May 22 2015, 10:08 AM
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Getting Started

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QUOTE(victorywp @ May 22 2015, 08:42 AM) you mean she pleaded you to accept the wise gold for her to hit her sales? No, I'm existing card holder, she don't receive any comm, she said if I don't want the card, I can choose to cancel it
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Human Nature
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May 22 2015, 10:15 AM
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QUOTE(wesleyyim83 @ May 22 2015, 10:08 AM) No, I'm existing card holder, she don't receive any comm, she said if I don't want the card, I can choose to cancel it that is nonsense. the fact that she still dare to say that shows she has no idea what wrong she has done.
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DarReNz
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May 22 2015, 10:03 PM
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QUOTE(Human Nature @ May 22 2015, 10:15 AM) that is nonsense. the fact that she still dare to say that shows she has no idea what wrong she has done. ya la i think she thought that he was a new customer so she purposely tick the card with the highest commission
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Human Nature
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May 22 2015, 10:04 PM
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QUOTE(DarReNz @ May 22 2015, 10:03 PM) ya la i think she thought that he was a new customer so she purposely tick the card with the highest commission  gold card wor..higher commission that VI? actually all this while i thought the commission is the same for all
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wesleyyim83
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May 22 2015, 11:30 PM
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Getting Started

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QUOTE(Human Nature @ May 22 2015, 10:04 PM) gold card wor..higher commission that VI? actually all this while i thought the commission is the same for all I think she just need a card for her to jump tier, so she tick the 1 most safe 1
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MohdPuskas
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May 26 2015, 11:33 AM
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Getting Started

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guys, i got 3 credit card, which one have better reward ? i decide to use 1 only as daily use, the other 2 to keep my debt via balance transfer
Maybank Ikhwan, Ocbc Platinum & Uob One Card
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victorywp
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May 26 2015, 11:58 AM
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QUOTE(MohdPuskas @ May 26 2015, 11:33 AM) guys, i got 3 credit card, which one have better reward ? i decide to use 1 only as daily use, the other 2 to keep my debt via balance transfer Maybank Ikhwan, Ocbc Platinum & Uob One Card use uob one then...
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pisanq
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May 27 2015, 06:45 AM
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is there any limit for amount refund by merchant to our credit card? e.g: i plan to spend rm10k to merchant X and merchant X refund me rm100k, is that possible?
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TSalexwsk
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May 27 2015, 09:54 AM
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QUOTE(pisanq @ May 27 2015, 06:45 AM) is there any limit for amount refund by merchant to our credit card? e.g: i plan to spend rm10k to merchant X and merchant X refund me rm100k, is that possible? u spend 10k and get refunded 100k !?!?
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pisanq
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May 27 2015, 10:53 AM
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QUOTE(alexwsk @ May 27 2015, 09:54 AM) u spend 10k and get refunded 100k !?!?  that's example only. is it accepted by cc provider if the refund is higher than what we spend?
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warningo0o
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May 27 2015, 12:52 PM
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Getting Started

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Hello I have only question to ask is otherwise of Maybank collect fixed deposit for apply credit card. Is there any other bank do that too? So far I know hsbc not doing that
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