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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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wesleyyim83
post May 20 2015, 04:30 PM

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QUOTE(Wongchoy @ May 20 2015, 04:26 PM)
One possibility is that your VI application is not successful and they downgraded your application to Visa Wise  rclxub.gif

Otherwise, they have made a mistake.
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Downgrade to wise gold card? Is big difference btw gold and infinite, and wise card from hong leong need to choose 2 categories, the staff never ask me about this also.
Wongchoy
post May 20 2015, 06:28 PM

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QUOTE(wesleyyim83 @ May 20 2015, 04:30 PM)
Downgrade to wise gold card? Is big difference btw gold and infinite, and wise card from hong leong need to choose 2 categories, the staff never ask me about this also.
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Have you inform the bank of this situation? They should have the answer.
wesleyyim83
post May 20 2015, 06:50 PM

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QUOTE(Wongchoy @ May 20 2015, 06:28 PM)
Have you inform the bank of this situation? They should have the answer.
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Ya, already inform the bank, the bank say never receive any application with the visa infinite, is that I need to lodge complaint or just let it?
DarReNz
post May 20 2015, 07:24 PM

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QUOTE(wesleyyim83 @ May 20 2015, 06:50 PM)
Ya, already inform the bank, the bank say never receive any application with the visa infinite, is that I need to lodge complaint or just let it?
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u should lodge with bank negara and cc hong leong bank cs
wesleyyim83
post May 20 2015, 08:10 PM

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QUOTE(DarReNz @ May 20 2015, 07:24 PM)
u should lodge with bank negara and cc hong leong bank cs
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I'm still waiting reply from hlb, let see what action they take?
DarReNz
post May 21 2015, 08:11 AM

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QUOTE(wesleyyim83 @ May 20 2015, 08:10 PM)
I'm still waiting reply from hlb, let see what action they take?
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the reason to send it to bank negara is to speed things up and make it official so that hlb can't taichi or drag it slowly
aromachong
post May 21 2015, 01:38 PM

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saw ringgitplus say easier to approve/apply maybankard credit card if u have existing rhb/citibank credit cards..

how to explain this?
wesleyyim83
post May 22 2015, 08:29 AM

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QUOTE(DarReNz @ May 21 2015, 08:11 AM)
the reason to send it to bank negara is to speed things up and make it official so that hlb can't taichi or drag it slowly
*
The sales staff call and say sorry to me, she said that she need to hit sales.... bla bla bla...... and say I'm existing cm, she can't get comm, she admit is her fault, but the tone like not so good, and I'm busy with my job that time, ask her to call back later, but never. What should I do?
victorywp
post May 22 2015, 08:42 AM

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QUOTE(wesleyyim83 @ May 22 2015, 08:29 AM)
The sales staff call and say sorry to me, she said that she need to hit sales.... bla bla bla...... and say I'm existing cm, she can't get comm, she admit is her fault, but the tone like not so good, and I'm busy with my job that time, ask her to call back later, but never. What should I do?
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you mean she pleaded you to accept the wise gold for her to hit her sales?
wesleyyim83
post May 22 2015, 10:08 AM

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QUOTE(victorywp @ May 22 2015, 08:42 AM)
you mean she pleaded you to accept the wise gold for her to hit her sales?
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No, I'm existing card holder, she don't receive any comm, she said if I don't want the card, I can choose to cancel it
Human Nature
post May 22 2015, 10:15 AM

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QUOTE(wesleyyim83 @ May 22 2015, 10:08 AM)
No, I'm existing card holder, she don't receive any comm, she said if I don't want the card, I can choose to cancel it
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that is nonsense. the fact that she still dare to say that shows she has no idea what wrong she has done.
DarReNz
post May 22 2015, 10:03 PM

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QUOTE(Human Nature @ May 22 2015, 10:15 AM)
that is nonsense. the fact that she still dare to say that shows she has no idea what wrong she has done.
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ya la i think she thought that he was a new customer so she purposely tick the card with the highest commission doh.gif
Human Nature
post May 22 2015, 10:04 PM

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QUOTE(DarReNz @ May 22 2015, 10:03 PM)
ya la i think she thought that he was a new customer so she purposely tick the card with the highest commission  doh.gif
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gold card wor..higher commission that VI? actually all this while i thought the commission is the same for all
wesleyyim83
post May 22 2015, 11:30 PM

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QUOTE(Human Nature @ May 22 2015, 10:04 PM)
gold card wor..higher commission that VI? actually all this while i thought the commission is the same for all
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I think she just need a card for her to jump tier, so she tick the 1 most safe 1
MohdPuskas
post May 26 2015, 11:33 AM

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guys, i got 3 credit card, which one have better reward ? i decide to use 1 only as daily use, the other 2 to keep my debt via balance transfer

Maybank Ikhwan, Ocbc Platinum & Uob One Card
victorywp
post May 26 2015, 11:58 AM

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QUOTE(MohdPuskas @ May 26 2015, 11:33 AM)
guys, i got 3 credit card, which one have better reward ? i decide to use 1 only as daily use, the other 2 to keep my debt via balance transfer

Maybank Ikhwan, Ocbc Platinum & Uob One Card
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use uob one then...
pisanq
post May 27 2015, 06:45 AM

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is there any limit for amount refund by merchant to our credit card? e.g: i plan to spend rm10k to merchant X and merchant X refund me rm100k, is that possible?
TSalexwsk
post May 27 2015, 09:54 AM

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QUOTE(pisanq @ May 27 2015, 06:45 AM)
is there any limit for amount refund by merchant to our credit card? e.g: i plan to spend rm10k to merchant X and merchant X refund me rm100k, is that possible?
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u spend 10k and get refunded 100k !?!? shocking.gif
pisanq
post May 27 2015, 10:53 AM

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QUOTE(alexwsk @ May 27 2015, 09:54 AM)
u spend 10k and get refunded 100k !?!?  shocking.gif
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that's example only. is it accepted by cc provider if the refund is higher than what we spend?
warningo0o
post May 27 2015, 12:52 PM

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Hello
I have only question to ask is otherwise of Maybank collect fixed deposit for apply credit card. Is there any other bank do that too?
So far I know hsbc not doing that

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