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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
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warningo0o
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May 27 2015, 12:52 PM
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Getting Started

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Hello I have only question to ask is otherwise of Maybank collect fixed deposit for apply credit card. Is there any other bank do that too? So far I know hsbc not doing that
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warningo0o
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May 28 2015, 03:25 PM
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Getting Started

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Maybank confirm no need to pay stamp duty. Minimum fd place is 5k Other like hlb cimb pbb hsbc what is the minimum request. But as my mind hsbc no more fd for apply cc
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warningo0o
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May 28 2015, 10:11 PM
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Getting Started

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QUOTE(chiahau @ May 28 2015, 04:13 PM) Could confirm MBB no need stamp duty. I placed quite a sum for 2 cards from MBB. Got it the next day. 10k for Plat, 30k for Infinite. The 10k for platinum is how long ago?
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warningo0o
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May 29 2015, 09:54 AM
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Getting Started

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QUOTE(chiahau @ May 29 2015, 09:27 AM) 20 days ago, if you want to be precise. Great. This information should help lot of ppl
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warningo0o
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May 29 2015, 10:13 AM
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Getting Started

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QUOTE(chiahau @ May 29 2015, 10:09 AM) Be warned however. Not all staffs are aware of this thing. Some even can show no idea face if you ask  Ok. But can I know which branch u go n they offer u this package
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warningo0o
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May 29 2015, 10:29 AM
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Getting Started

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QUOTE(chiahau @ May 29 2015, 10:17 AM) I was at the klcc branch last time around. Ok. Thx for ur superb information. Go try later
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warningo0o
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May 29 2015, 11:12 AM
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Getting Started

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QUOTE(MoneyMaker prince @ May 29 2015, 11:06 AM) The 30k FD you pledged for Infinite Card, can you withdraw the FD once matured? or is there any requirement? Good question. Later I will go to bank. Try to get answer for u.
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warningo0o
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May 29 2015, 11:59 AM
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Getting Started

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QUOTE(MoneyMaker prince @ May 29 2015, 11:34 AM) thank you  Ur answer is here. U can't withdraw the fd if once u withdrawal cc will auto cancel n ur fd need 2 months time to refund back to u. Somemore the original fd receipt need to keep at branch. U just get a photocopy receipt only.
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warningo0o
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May 29 2015, 01:21 PM
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Getting Started

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QUOTE(Wongchoy @ May 29 2015, 12:43 PM) As long as you can submit your income documents to them, they will consider release your FD Yes totally correct.
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warningo0o
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Jun 2 2015, 06:20 PM
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Getting Started

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QUOTE(MasBoleh! @ Jun 2 2015, 05:00 PM) In other word, if husband Kong, then the wife have to pay la? If I not mistaken nowadays cc will help principal buy insurance to protect bank itself when they facing this kind of problem right? But the better way to check it u can go to the bank direct is the best way
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warningo0o
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Jun 4 2015, 06:10 PM
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Getting Started

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Where to get this DSR calculations app? Anyone know where to dl?
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warningo0o
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Jun 4 2015, 09:26 PM
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QUOTE(victorywp @ Jun 4 2015, 07:49 PM) dsr calculator is just a rough guide only, because different bank have their own credit guidelines which differs greatly from one to another. Oic. Tot got the apps can try itself
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warningo0o
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Jun 5 2015, 09:31 AM
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Getting Started

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QUOTE(victorywp @ Jun 4 2015, 10:17 PM) you can try as a rough guide but not all bank follow the same credit guidelines, which is why one bank may reject your application but another bank approve it. Ok ok. Thx for advise.
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warningo0o
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Jun 5 2015, 03:13 PM
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Getting Started

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QUOTE(sms2u @ Jun 5 2015, 12:08 PM) I saw this bank islam dsr calculator. Different bank will have different formula. http://www.bankislam.com.my/en/pages/DebtS...Calculator.aspxThx for sharing
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