Guys, i've won a cashback from BSN Credit Card. I won RM25k and the money credited into my credit card. My card limit is RM5k. Means that my card now is -RM30k.

1) Can i withdraw the money through Cash Advance? Is there any daily interest apply?
2) How can i transfer the money into any debit account or ASB/Tabung Haji or fixed deposit or public mutual?
3) What should i do? Buying a gold and sell it later when the price hike? Or can i pay the downpayment for a house?

I'm thinking of buying a house..help me sifu..(

What I am curious is how you won RM25k? What campaign is it?

I am actually interested to know if you have tried to contact the bank to request for excess payment to be transferred to your deposit account. There is no harm trying.

uncle lost one of my "less use" cc recently. i only realised it many days after and when i checked online, already have many petrol transactions at different petrol stations on my unbilled transaction.

i didn't set sms notification to rm1 for this cc because i thought of cancelling it soon. now the cc had been blocked and all those illegal transactions will be disputed soon.

1) anyone here faced/heard of this type of situation before?
2) is a police report necessary or the bank itself will take necessary action?
3) will they check on the cctv to view on the car(s) number plates, investigate and take action against the owner(s)?
4) can i choose not to pay for those transactions (but it was me who lost the cc in the first place)?
5) anybody knows any successful case that the victim don't have to pay (no matter whether the illegal user(s) was caught or not)?

I think that is hard to dispute if you lost the card and didn't report to bank immediate after.

The most you need to settle is RM250 for lodged dispute cases.

means? i need to pay rm250 the most?

that is if you failed the dispute, the max to pay capped at RM250. check again with the bank/BNM, you will get a better answer.

my application rejected..i start working february 2015.then got payslip 3 months.and maybank only updated my statement 2 months in pdf.april not included..then yesterday morning she call me to ask my hr number..so i give her..then around 11 oclock i got message " RM0.00 We regret to inform you that your application has been unsuccessful. Thank you for your kind interest".
i dont have any loan.i dont have car or anything.i try updated my epf dont update from feb 2015 until now.so because of this not updated or what..please advice
update today-i go rhb klcc to send my document apply cc evo card..but staff told me many application reject from rhb because i dont have any loan before...means dont have ccris ctos

help me what cc can easy to approve ...

my application rejected..i start working february 2015.then got payslip 3 months.and maybank only updated my statement 2 months in pdf.april not included..then yesterday morning she call me to ask my hr number..so i give her..then around 11 oclock i got message " RM0.00 We regret to inform you that your application has been unsuccessful. Thank you for your kind interest".
i dont have any loan.i dont have car or anything.i try updated my epf dont update from feb 2015 until now.so because of this not updated or what..please advice
update today-i go rhb klcc to send my document apply cc evo card..but staff told me many application reject from rhb because i dont have any loan before...means dont have ccris ctos

help me what cc can easy to approve ...

hi all.. is it necessary to get the cc pin no for oversea use?

CC pin is used for cash withdrawal if I'm not wrong.
Even when I travel to China which uses pin no. doesn't require me to enter any pin no.
I just simply tell them my card doesn't have pin. Works all the time.

Easier to approve is Maybank d since your paycheck runs through there.

If you can't get it from Maybank, wait for 3~6 months before reapplying again.

Are you in desperate need to use credit card not?

If not, don't bother to keep applying.

Your income above 24k p.a? If yes, wait a bit before trying to apply again from other banks.

Can I use dividend income from asnb as part of my monthly income in applying for the 3rd credit card? Just curious...

if your dividends are received every month and reflected into your income tax (EA form), there is a chance you can.
however, recently I've learned that the bank thinks that EA form is not a reliable supporting document for proving you have a steady income (as opposed to salary slips).