I apply SC card thru Groupon offer.
Latest got Philips Soundbar + RM55 credit.

SCB wont be that stupid (pardon me) only reward those new applicants while ignoring their existing customers.

I already enjoyed their heavy cash reward and waivers from SCB. What could i ask more from them?

Good deal for rich fag of course =) my monthly CC bills total will be 500-1500 only

Wa, very strong word you used.

Fag is mainly used as an offensive term for homosexuals. Although it has other meanings, you should probably avoid it at all costs.

This is a very strong word that should be avoided in nearly all situations: fag (short for faggot) is a hateful slur against homosexuals. Because fag is such an offensive word, the other meanings are uncommon, but fagging has also meant working hard and getting tired, as in fagging out

Very strong words indeed, full with hatred.
Jealous that you can't spend that much?

Just want to the check with you, is the Annual Fees waived? If no, then there wouldn't be much of a benefit, right? Since the Annual Fees itself is RM250. And if you add in the GST, that will be RM300 in total. So in short, it's just about waiving off the Annual Fees and credit card GST?

What's there left with SCB CC as a customer for 5 years?

- They removed the 5x reward point for oversea spendings.
- The reward items are getting lesser and lesser, the latest addition is last season Liverpool jersey.
- No more MAS airport lounge access.
- They hike up all the points requirement for item like PS3 etc.
- They promised to revamp the reward program by Q1 this year, now is already Q4. I don't see anything at all...

The worst thing is, already complaint via multiple channel.... yet still the same.

used 10k points to offset the RM 50 service tax in early August....till now still have not received....called and emailed to complaint...also no action. always says will get back to me within 3 working days, but end up nothing

You should try using their online feedback form. I think they have a super smart "rant" checking system, because after you voiced out all your frustration, and the system prompt a system error after you click "Submit". I laughed after that, what else can I do?

I wrote a very "nice" feedback to them, but guess they are just numb to all these from their existing customers. They were very prompt last time, not sure what happened to them now. Maybe they need a major re-org?

i did filled in the online complaint form, 3 times and still getting nothing. SCB is pretty 'useless' now

Better stop doing it, you'll boil over it. Capture a screen shot and just send it over via email.

Do not go for Stanchart card. After sales customer service is horrible. I was conned to believe I can get a smart tag. They then call me up later to tell me that stock has finished. They will compensate with RM120 rebate. Then I find it funny it isn't there. They say you're not entitled cause activate card later than one month. I say your sales person did not tell me any of this. Operator Lukman tells me, if my sales ppl need to tell you all the terms and conditions he will be very busy. I was so pissed. I post up something in lowyat, I think Stanchart requested it to be removed. Don't want people to know. I post up the link at their website to forum complain for ppl to see, they remove that as well. I am going to continue to update this forum here for the benefit of all to see if you should sign up for Stanchart card or not. Sales girl was Lim Si and her manager is Ivan Soo from PJ state branch. She kept pushing me to sign up say her boss is chasing her for the target. After almost a month, I give in and help her. Now they don't care to help.

Anyone who has a complain, write it out in details here kaw kaw. I will direct all their top officers to come see this forum, even people their head office. Lodging complain to their branch is useless. They will not bother, using the, the longer I drag, the more people will forget tactic.

Dear all, please write up your complain here. I am going all the way to their HQ. Let me know your valid complain and I will submit it alltogether, if you haven't gotten respond from your respective sales person. Please state the sales person name in specific. Lets unite for Malaysia customer service improvement and say NO to bullshit promises.

If you have a valid issue, bring it up to Bank Negara.
bnmtelelink@bnm.gov.my

I've decided to apply and see how it goes...if anything goes wrong, will share my experience here.

What's the catch?

If you want a helpful and friendly agent from price solution, i can recommend u.

She can helps u on apply and also waive anything. cool.

they waived me the rm50 gov tax when i called to cancel my visa business platinum early this year... and on top of that, in order to keep me, they offered me for a balance transfer up to half of my credit limit for 6 months at 0% interest. of course i maxed it and did a rm11k balance transfer to pay off my other 3 credit cards billing.

maybe you should just call to waive the gov tax as it is much faster.

maybe no more for the balance transfer, but can try to waive the gov tax, i think...

actually last time i called to cancel the card then they offer me points to offset the RM 50 GST...when I used the point to do that, the points were deducted successfully but they never pay me back the RM 50 which they alrdy charged me.